hud: HELP! I CANT MAKE MY HOUSE PAYMENTS !!! - 11/19/08 06:17 AM
Facing Foreclosure? Received a Notice of Default?                                                     Fresno California
First of all - BEWARE OF FORECLOSURE SCAMS.
If you're behind on your house payments and at wits end as to what to do, here is what I suggest:
#1) Find a HUD approved counselor  in your area or contact and orginization like Neighborhood Works.
It's very important during such as stressful event that you have competent counsel and let's face it - a little hand holding through tough times doesn't hurt. There are are many Realtors© who can empathize with your situation (we have heard more than our fair share … (1 comments)

hud: Check List for Purchasing an Older Mobil Home in California - 11/08/08 05:49 PM
Awhile back I submitted an offer for clients on a Mobile Home that our MLS states to be a 1979 on a permanent foundation.
The date of manufacture and the foundation are critical to what kind of financing you can obtain.  I'm not an expert on Mobile Home sales but I do know that to get the best financing the home must be on a permanent foundation: meaning in a California, a seismic foundation system.  Also, you want  the mobile home to be newer than 1978.
This particular home seemed to meet the requirements.  In fact, it was REALLY NICE -- … (0 comments)

hud: HUD Loan Limits for Fresno California Real Estate - 03/06/08 04:52 AM
This just in … actually I received it via an email from Jennifer Arnbrister, an Account Executive at Reunion Mortgage. HUD has revised their lending limits for the entire country and according to Jennifer the Central Valley rates are in today while the rest of the country has to wait until tomorrow.
Here are the rates for Fresno and several other Central California counties:
Fresno 381,250 417,000 Kern 368,750 417,000 Kings 325,000 417,000 Madera 425,000 425,000 Merced 472,500 472,500 San Joaquin 488,750 488,750 Stanislaus 423,750 423,750 Tulare 325,000 417,000
You can go to the HUD website to find the information … (3 comments)

hud: News Flash - Downpayment Assistance Programs To Be Discontinued by HUD - 10/22/07 09:00 AM
Downpayment Assistance Programs (DAPs) which are funded with seller contributions to the buyer will be discontinued by HUD.
Translation: Less chance of buyers qualifying for loans 
I dont see it as good news for buyers or lenders.  Is anyone doing these kind of loans and will it have an effect on YOUR business?
 
(1 comments)

 
Randy "Lazarus" McAtee, Owner/Broker, Lazarus Realty,  Fresno California (Lazarus Realty)

Randy "Lazarus" McAtee

Owner/Broker, Lazarus Realty, Fresno California

Fresno, CA

More about me…

Lazarus Realty

Address: 1319 W Bullard #4, Fresno, Ca, 93711

Mobile: (559) 301-1647

Fax: (559) 438-7475

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