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Mortgage and Lending - Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA, - NMLS #138061 MMCD #1141

ARCHIVED BLOG POSTS

2013 

  New, Niche Mortgage Programs          Finally some good news amidst a volatile past few weeks.  With the implementation of Barney Frank & Christopher Dodd's love-child, the "Qualified Mortgage (QM) scheduled to be implemented 1/10/14, lenders are scurrying to make sure their programs meet the Q...
12/31/2013
    Monday Motivation - A new post each week intended to inspire or motivate.  Hope your week's off to a great start!           "When you want something, all of the universe conspires in helping you to achieve it."   -Paulo Coelho, from The Alchemist     Thought this quote, from one of my all tim...
12/30/2013
  Hiking, Paddleboarding, and Swimming - Christmas in Southern California          "It doesn't feel like Christmas".  I heard this a lot over the past week from neighbors, friends, and family in and around southern California.  I suppose they had a point.        I wasn't freezing.  My lips aren't...
12/26/2013
Monday Motivation - A new post each week intended to inspire of motivate.  Hope your week's off to a great start!     "The real happy person is one who can enjoy the scenery on a detour" - unknown            I read this quote today & it made me laugh.  In years past, I was more likely to allow a ...
12/23/2013
  Can I move into a home before settlement?          This is a tricky question, because the answer and my advice are complete opposites.  Sometimes, whether it's due to an expiring lease, logistics, financial benefit to a seller, or even in a rent-to-own situation, the question comes up, "Can I m...
12/20/2013
Escondido Falls in Malibu, CA Trailhead: 27807 Pacific Coast Hwy Malibu, CA 90265        Anyone that follows my blog knows that I love the outdoors, hiking, climbing, and sunsets - in looking for a short hike this past weekend a few friends and I stumbled upon Escondido Falls in Malibu, CA.  Whil...
12/19/2013
Are Reverse Mortgages the New Option-ARM?   Red Flag Alert!!!   When asking a mortgage originator what the biggest benefit of a loan program is, and their answer is "the commission", that's a red flag.   When asking a mortgage originator to explain how a program they advertise works, and they eit...
12/18/2013
2013 Newport Beach Christmas Boat Parade     What: A holiday celebration.  A parade of yachts, boats, and kayaks accompanied by holiday decorations, music, and the 'Ring of Lights' display.Where: Newport Beach, Balboa Island, Balboa Peninsula, Corona Del MarWhen: December 18-22, 6:30-9pm. Cost: $...
12/16/2013
Monday Motivation - A new blog post each week intended to inspire and motivate.  Hope your week's off to a great start!     "Laziness is nothing more than the habit of resting before you get tired." -Jules Renard             I find this quote especially appropriate this time of year, when the cyc...
12/16/2013
Friday Fit Tips - Misleading Labels        Is the food you're eating "all natural", "Low fat", or "Diet"?  Do you know what these terms really mean in the food labeling industry?  The answer may surprise you.  Labeling is one of the biggest marketing gimmicks tools that food companies have in the...
12/13/2013
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