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ARCHIVED BLOG POSTS

2014 

How I've Made a Difference          For a July ActiveRain challenge, Donna Foerster invites us to share how we've made or are planning on making a difference in our community.  I love this challenge idea, because community involvement, volunteer work, and charity have always been an important par...
07/31/2014
Fannie Mae Guideline Changes - Seasoning on Mortgage in Bankruptcy            In a rare event of loosening guidelines, Fannie Mae has issued guidance on changes that will have a positive impact on people who have had a mortgage included in a bankruptcy.           In the past, if a mortgage was in...
07/30/2014
Just a quick reminder for those late night Rainers - get your stuff wrapped up before the 9pm down time.  Tomorrow morning we'll hopefully have some great new features to enjoy....and bugs to sort through and whine about, I'm sure ; )     Hey Rainers, We just wanted to give you a heads up that Ac...
07/28/2014
Monday Market Forecast - July 21 - August 1, 2014          In my Friday Market Wrap's, I promised that a Monday forecast on the market and interest rate directions would come, so consider this post me finally throwing myself to the wolves.  With the levels of volatility in the marketplace, I've p...
07/28/2014
Weekly Wrap - Your Mortgage Market Update     July 21-25, 2014          Finally!  I'm delivering on a Friday, as was originally intended & promised.  If all goes well (aka, I'll try!) these reports will be a consistent place to check the direction and trends for interest rates and the mortgage m...
07/25/2014
Newtown Square, PA Mortgage            Newtown Square, PA is a suburb of Philadelphia located in Delaware county, considered by most people to be a part of the Main Line.  Less than 15 miles from Philadelphia, Newtown Square maintains a small town "main street" feel.  There are many small busine...
07/23/2014
We've been on a rate roller coaster for the past several months, and it is severely driving the emotions of a lot of people.  Everyone obviously wants the "best" rate, however, in the pursuit of locking in when rates are low, a lot of folks miss out on the more important detail, that being the bi...
07/23/2014
What are reserves?  When are they important?     What are reserves?          Reserves, in the mortgage industry, refer to a borrower's assets AFTER the closing of a new loan.  Basically, if the borrower were to lose all income, how much in reserve do they have to continue to make mortgage payment...
07/23/2014
Orange County, CA Homeowners Insurance   Service Spotlight        I'll be sporadically posting reviews and recommendations for service providers and businesses that I personally use and love (and who knows, maybe I'll start posting about the ones I don't love, too!), and terming the posts "servic...
07/22/2014
Monday Motivation - It's not Monday, it's just 24 hours            Have you ever wanted to accomplish something, or do something, and have thought to yourself "I'm going to get started on Monday!"??  How about "starting the first of the month"?  How about "you know, for New Years I'm going to do ...
07/21/2014
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