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ARCHIVED BLOG POSTS

2014 

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When we hear of "staging" we usually think of a seller prepping a home for sale with the help of a professional.  Buyers also need to do some staging for themselves.  Putting yourself in the best possible light and setting your offer apart from others is not only important, but in many competitiv...
08/20/2014
Kathy offers many great pieces of advice that are relevant to people looking to sell homes EVERYWHERE.  Finding a quality real estate agent is paramount to the best selling experience, and staging a home to be it's very best is a surefire way to get every dollar the home is worth.  Preparation is...
08/20/2014
Monday Market Forecast - August 18-24, 2014           In last week's forecast, we stated that if we received any negative economic news to add pressure on risky assets to the already present risk of global instability, we could see an improvement in mortgage rates.  With the retail sales report f...
08/18/2014
Is APR the best way to shop for a mortgage?          One of the biggest changes to the lending landscape over the past few years has come in the form of how lenders can advertise.  New rules in place heavily discourage bait & switch tactics, and guidelines dictate that in addition to basic info l...
08/17/2014
Weekly Wrap - Your Mortgage Market Update     August 11-15, 2014          What happens in Ukraine doesn't stay in Ukraine.  That's what we learned as this crazy week came to an end for the bond markets.  The week started off much like the last, but ended with a boost to mortgage bonds driven by ...
08/15/2014
My wife is a mortgage broker, but she can't match your deal          That phrase put a pretty big smile on my face today.  I know we're extremely competitive when it comes to the pricing on the vast majority of our mortgage programs.  We're especially strong in conventional, FHA, and Jumbo lendin...
08/14/2014
Bait & Switch - It's still out there          Back in the hay days of the sub-prime mortgage market (2004-2007) the term "bait and switch" was heard nearly every day.  As a loan originator, it was nearly impossible to compete in the marketplace ethically, because with lack of oversight and a lack...
08/13/2014
Mortgage Loans for condotels       In part 1 of a blog series on condos and condo financing, we discussed the difference between warrantable & non-warrantable condos.  Today, I want to discuss a type of property that was very popular not too long ago, and seems to be making a comeback - the condo...
08/12/2014
Monday Market Forecast - August 11-15, 2014            In last week's forecast, we were pretty accurate predicting the direction of rates.  Amidst extreme volatility, we're seeing that rates aren't certain of a direction to go - they are waiting to be pushed in one direction or another, and lett...
08/11/2014
What's the difference betwen a warrantable & non warrantable condo?            This post is part 1 of a short series of blog posts on condominium financing.  Recently, I've had many inquiries about financing programs for condos, condotels, and non-warrantable condos, and along the way I've found ...
08/09/2014
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