John Meussner's Blog

Expensive Does Not Mean Unaffordable "Affordable" is not the first word that comes to mind for anyone involved on the buying side of today's real estate market.  While we realize that real estate is local and every market is somewhat different, the vast majorities of markets in the US today have ...

Winning a Bidding War in Today’s Tough Buyer’s Market Winning a Bidding War in Today’s Tough Buyer’s Market From a production and lead generation standpoint, the majority of 2021 has been attempting to navigate the housing market to find creative, outside-the-box ways for buyer’s to compete in to...

New Member Welcome - David Fitzgerald Recently I was talking to one of my oldest, best, and most talented friends, Dave Fitzgerald.  Just catching up, shooting the breeze, and seeing how he was.   I've always known Dave to be a good guy and in the area of the arts, pretty talented.  He's gotten i...

The Biden Tax Credit - A Terrible Idea Note:  In the current political climate, it seems anything mentioning "Biden" or "Trump" becomes an "Us VS Them" conversation.  This blog is intended to be a non-partisan opinion based on facts, market conditions, and the reality that political leaders put w...

We're Professionals, Not Easy Buttons I lost a deal recently (or may have, stay tuned) when a repeat customer called me on a Friday afternoon to check to get a preapproval for a home he was going to see the following day.  I could do it.  But I didn't.  Instead, I advised him to call another lend...

When applying for and having a mortgage loan processed, one of the most important pieces of advice I can offer, is very simple:  "Do what you're told".  Exactly what you're told.  Do not deviate, and do not do what "you thought" would work.  Unless of course, you want the process to be prolonged,...

Delayed Financing - Winning in a Competitive Market What is delayed financing?  That's another topic for another blog, but the good news is that it's already written and you can find it by clicking here If you're already familiar with the topic and the concept, you've maybe gotten some basic info...

2021 Loan Limits Are Out and They're Up! Today, Fannie Mae & Freddie Mac released their updated loan limits for 2021.  Each year, maximum loan limits on conventional loans are adjusted based on median home values and the overall housing market.  For 2021, we're seeing a 7.5% increase to conventio...

Gratitude for Our Clients (and those who aren't!) This time of year is always an excellent, and much needed, reminder of all we have to be thankful for.  As part of this month's ActiveRain Contest, Jeff Dowler, CRS invites us to share some of the things we're thankful for, one of the invites bein...

The Value of Communication  Recently, we closed a mortgage loan for a customer buying a house out of state through a 1031 exchange.  1031 exchange transactions are regularly stressful for people because they involve a limited window of time, sometimes multiple (3 or 4) transactions, and often inc...