California Home Loans-Purchases-Refinances

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Mortgage and Lending - Oak Valley Mortgage-California Home Loans and Refinancing
California Home Loans-Purchases-Refinances California Home Loans
RECENT BLOG POSTS
I received an interesting inquiry this morning, which I would like to post for all to see. The person that asked the question shall remain anonomyous, but I think the response and your feedback/input as California Mortgage Brokers and consumers is important to bring light to the topic in a time o...
02/15/2008
  Conforming Loan Amounts Will Increase...This is great news for California Homeowners!!!President Bush will sign the "Economic Stimulus Package" Bill today, after Congress and the Senate have agreed to temporarily increase the Conforming Loan Limit in 2008 as a part of its "Economic Stimulus Pac...
02/13/2008
Don't miss the boat when the Conforming Loan Limit increase comes, as it will be temporary! Call me or your mortgage broker to go through your current mortgage scenario, so you can be prepared when the time comes to take advantage of the temporary rise and lower your interest rate into much bette...
02/05/2008
Countrywide Financial Corp. (CFC) sent letters to 122,000 customers last week telling them they could no longer borrow against their credit lines because the total debt on the home exceeded the market value of the property. The lender says it is using computer modeling to determine which of its c...
02/02/2008
I can't stress the importance of increasing the Conforming Loan Limits in high cost areas, such as California. Below is a letter to California Association of REALTORS® members, on behalf of it's President, William E. Brown.Please get the word out there on the importance of this matter, as it will...
01/25/2008
President Bush's "Rate Freeze" The "Countrywide Bailout"The "Rebate Check" and a "Possible Recession"The Value of a US DollarSocial "In-Security?"Every once in a while, I need to write an article that isn't entirely mortgage industry specific, but rather broad. Why? Many other elements affect the...
01/23/2008
 Many hate their mortgage. They hate working hard everyday, only to make that BIG PAYMENT at the beginning of the month. For the millions of homes in adjustable rate mortgages, they hate not knowing how much their mortgage is set to increase on a month to month or yearly basis. So, "What typicall...
12/17/2007
 Are you looking for a California Generation X Mortgage Broker?One that uses technology to stay on the cutting edge, saving you time, money, hassles and confusion by keeping clear lines of communication throughout the entire loan process through the latest means of communication...One thing has b...
12/14/2007
 They don't have the answers, because they don't even know the right questions.Let me start off by saying that I strongly oppose the proposed 5-year "rate freeze" plan that President George Bush has suggested to the American public in regards to subprime loans set to "readjust" to higher interest...
12/11/2007
  My thoughts and prayers go out to Wayne Harder's family and friends after a tragic car accident in Chico,California on Sunday evening. I had the privelage of talking with Wayne a few times and he was a good man and a leading example of what it means to be a community leader and Chico REALTOR®.R...
11/27/2007
Rainer
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Scott Gormley

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