California Home Loans-Purchases-Refinances

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Mortgage and Lending - Oak Valley Mortgage-California Home Loans and Refinancing
California Home Loans-Purchases-Refinances California Home Loans
RECENT BLOG POSTS
This is a warning as it is a sensative mortgage topic. But, you can always count on me to "open up a can of worms" and stress my opinion. I received a disturbing email on Friday, informing me that a few MAJOR BANKS are rolling out new home loan guidelines to protect their ASSets...Or are they?I s...
09/22/2007
       We got some great news yesterday afternoon. Wallstreet is now purchasing Non-Conforming Loans again! That must put smile on the faces of lenders,mortgage brokers, loan officers, real estate agents and homeowners across the country! Expect for pricing to get much better on short-term 2,3,5,...
09/08/2007
California Foreclosures  With many of the subprime and "risky loans" equating out to higher levels of default and foreclosure in California, there are many entertaining the possibility of "finding a great deal" and learning more about the foreclosure process. I would like to take an opportunity t...
09/03/2007
 I'm a firm believer that behind every action, there is a reaction. Many, including myself, have addressed the negative things taking place in the current Mortgage and Real Estate Industries. Certainly, it is splashed all over the media and hard to miss. In this article, I would like to take a di...
08/29/2007
 What a perfect time for an update..Right after I posted this blog, this message came in from Countrywide's President this morning. Read it here!  The Countrywide® ControversyFirst and foremost, Countrywide is one of my favorite lenders in the mortgage industry to use. Countrywide has been innova...
08/29/2007
I got to start off the day today on a good foot. My daughter's teeth are coming in and she had a difficult time sleeping last night. I woke up early and decided to give mom a break and take her for a walk in the stroller. With the cool temperature (compared to mid-day), sunrise and week starting....
07/23/2007
This is my list of the 10 Commandments for Real Estate Professionals to follow. It is under copyright and protected as of this day, set forth July Sixteenth, Two Thousand and Seven. All those that seek to use part of or all of the list herin must seek my written permission.Thou shalt not put one'...
07/16/2007
 Statistics, News Flashes and blah blah blah......................The Real Estate market is up!The Real Estate Market is down!We're in for a bubble crash!All phrases we have heard as of the past year about the real estate industry and what is going on. And to be honest, typically by analysts that...
07/15/2007
Lender and Real Estate Agent Rules to be followed in a purchase/sales transaction: Rule Number 1: Our clients come firstRule Number 2: Time is of the essenceRule Number 3: Everyone should work together as a team One thing that I think is fascinating about Real Estate is the fact that no two trans...
07/06/2007
Virgil Cole with Keller Williams in Chico, California gives a testimonial about his experience as a Realtor, working with Scott Gormley and Oak Valley Mortgage. I'm looking for great Realtors across the California that are looking for a straightforward, no hassle lender that keeps clear lines of...
06/12/2007
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Scott Gormley

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