California Home Loans-Purchases-Refinances

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Mortgage and Lending - Oak Valley Mortgage-California Home Loans and Refinancing
California Home Loans-Purchases-Refinances California Home Loans
RECENT BLOG POSTS
 How's the parking in your neighborhood?Some people don't think about it, but the parking situation around a person's home has made some decide to MOVE OUT!Parking can be a huge issue amongst law officials and local residents. Be sure to look at the signs around the neighborhood that you are cons...
05/21/2007
 I had a loan recently that closed, but we ran into an issue with the property address. The preliminary title report reflected that the home was sitting on XYZ Lane. But, the County Records showed that the property was sitting on XYZ Drive. With that, the title company wanted to have the changes ...
05/21/2007
When choosing a Mortgage Broker to work with in California, you must choose someone that holds certain qualities. Making a wrong decision can be costly on a financial and emotional level. Purchasing or refinancing a home is typically the largest investment and decision that the average person mak...
05/11/2007
I don't need to refinance...I have a 30-year fixed!After looking at your Promissory Note, you may be suprised!With the craziness of the "Refi Boom" and the historical levels of appreciation in Real Estate an influx of loan officers came into the mortgage industry to make a QUICK BIG BUCK! Mortgag...
05/01/2007
Have you ever been to Chico, California? It's a great place to visit and live! We get the change of seasons from cold winter days where you can get bundled up (not like back east though), to clean a Spring from the rain and sun with butterflys and wildflowers, leading into a hot summer where you ...
05/01/2007
 Understanding Adjustable RatesMany homeowners are noticing that they should get out of their adjustable rate mortgages and into a fixed rate to protect themselves and their families from increasing rates and payments on their adjustable rate mortgages. I highly recommend speaking with a mortgage...
04/29/2007
                                                                                                                  There's an old saying, "If it's too good to be true, it probably is!" Such is the case with refinancing or purchasing a home and the topic of closing costs. Many lenders in the indust...
04/28/2007
Joining in on the American Dream!Well, it's official! I have officially purchased my first home and begun to take part in the American Dream of owning my own home. So, I figured, "What better topic to talk about this week than my own personal experience with purchasing a home?" Was it stressful? ...
04/28/2007
                 I was offered a 5% fixed for 30 years, can you beat it?More often than not, borrowers get so caught up in the "rate" that they fail to look at the actual product being offered to them. My goal is to help you avoid this pitfall to save time and money. There are virtually hundreds ...
04/28/2007
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 For all those out there that don't understand the definition of the word Passion...Let's look it over real quick!Passion-Any powerful or compelling emotion or feeling, as love or hate. An outburst of strong emotion or feeling.Being a California Real Estate Broker, I have a passion for what I do,...
04/26/2007
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Scott Gormley

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