SHORT SALES ARE A "BIG DEAL". If you believe the financial industry when they claim that they don't plan to pursue deficiency judgments in the future, think about it. Their statement should more accurately be. . . . that they don't now plan to pursue deficiency judgments. Considering the deart
...
06/16/2013
MANY CONSUMERS ARE AFRAID TO EVEN LOOK AT THEIR CREDIT SCORE. Joe reminded me of a recent closing. Mom and Dad were buying a townhome to be occupied by their daughter and her family. The mom and dad were highly qualified. The daughter had never thought of owning due to some credit card arrears
...
06/15/2013
Well. I hadn't planned to do this much thinking today but Juli Vosmik poses a fascinating question that should challenge "the little gray cells" in us all. Juli presents a situation that brings to question the MLS status, lockboxes on properties after they are pending and the matter of liability
...
06/15/2013
NEWS FOR RELOCATING HOME BUYERS. Setting the scene: You get a telephone call from a military spouse presently located in Germany. Not unusual. The wage earner in this family is retiring from the military and has been hired as a contract employee by a private company under contract to the Nati
...
06/14/2013
What Washer and Dryer???? Oh! There is no washer and dryer but you want them to convey anyway? What do you think about the vinyl on the kitchen floor?? Do you want that replaced with hardwood too?? if there is no W/D, how can they be expected to convey?? Amazing. I've been known to write in a
...
06/14/2013
Self Esteem Isn't About "FEELINGS". Self Esteem Is The Result Of Achievement. How many time have we heard the excuse for poor behavior, "He/she has low self-esteem". Next the effort is made to TALK that person into believing that they have self-esteem because they are "special". I never quite
...
06/13/2013
LET THERE BE NOTHING TO INTERFERE WITH SPEEDING DRIVERS. I can see it now. Troopers ignoring vehicles careening down the highway at 21 mph over the speed limit to catch and fine a driver traveling 21 miles UNDER the speed limit. The vehicles traveling at 80 mph are far more dangerous than vehic
...
06/13/2013
Lying is not necessary. An agent can simply ask for more time. Or, better yet, don't use "DROP DEAD clauses" in offers. BTW, I have learned from experience that listing agents are taught at an early age to say "We have another offer coming in". It may OR MAY NOT be true. I ignore the statemen
...
06/13/2013
FOLKS ARE WHAT FOLKS ARE. I love Richard's story of the gentleman who was easily pleased and steadfast with his decisions. FACT IS, folks who can make a decision and live with it in the matter of the purchase of a home are probably like that in all aspects of their day to day life. FACT IS, folks
...
06/13/2013
LISTING AGENTS: SAVE YOUR SELLERS A MONTHS INTEREST PAYMENT WITH SOME CAREFUL SCHEDULING. George Souto talks about the long standing practice of mortgage companies collecting interest for the next full month when the loan is paid off at any time during the month, even on day one of a month. I q
...
06/12/2013