va loans: Get Mortgage Rates Instantly 24/7 - 04/01/21 09:04 AM
Over the past couple of months mortgage rates have been on the rise. If you are shopping for a home or looking to refinance a home you can get actual live mortgage rates 24/7. That's right real rates based on your information and NO CREDIT PULL is required.
Check today's mortgage rates right now @REAL RATES - RIGHT NOW
Get estimated closing costs and compare mortgage rates now.
Check my Mortgage Rates and Fees, you'll be happy you did!
Mortgage Rates Live Estimated Closing Costs Mortgage Rates For Home Purchase NOW LIVE Mortgage Rates For Refinancing NOW LIVE VA LOAN RATES NOW LIVE  FHA … (0 comments)

va loans: Red Hot Sellers Market In Florida - 04/01/21 08:49 AM

 
It;s no secret that the housing market is red hot. Sellers are getting over asking price and multiple offers on nearly every house that hits the market in a desirable location -- and I'm not talking about just prime locations!
Are you HOME BUYER READY ? Are you a real estate agent that knows how important it is to have a STRONG PREAPPROVAL?
Let's face the facts, the housing market is super hot Our in- depth Preapproval Process gives our home buyers the edge when negotiating and making an offer on their dream home. Our preapproval process starts with a credit report pull. … (0 comments)

va loans: Is your Real Estate Agent Looking Out For You Or For Their Commission - 10/07/19 08:00 AM

When going through a big financial life change like buying a home, it’s important to work with a great realtor that will actually look out for you beyond the commission he or she will make. Your real estate agent is ultimately representing YOU; choose someone who will represent you all around in the best possible way.
CAUTION:
There are some Realtors with tunnel vision.... The only thing they see is the paycheck/commission at the end of that tunnel. A great agent is there to guide you from beginning to end keep your best interest in mind 100% of the time. One of the most … (0 comments)

va loans: Mortgage Rates FALL now is a great time to refinance or buy a home - 06/03/19 09:31 AM
Mortgage rates have fallen once again dipping below 4% with FHA rates in the low 3's as of today's market condition.
Now is a great time to refinance to a lower rate or cash out some equity.
If you are in the market to buy a home you can take advantage of these historic low rate now before mortgage rates go back up.
If you have a VA LOAN of an FHA Loan and want to lower your rate and payment with a streamline refinanace this process is much easier and requires much less paper work!
 
No income, no assets, in most cases no appraisal … (0 comments)

va loans: Here I Come To Save The Day! - I sure hope they appreciate it.....Am I crazy to do all this? - 08/08/07 03:48 PM
Here's the story, I am working with a couple who are first time home buyers and have been getting the run around for over 4 months now. They made an offer on a condo and it was accepted, this was to close in May, yes May. The sellers of the condo had problem on their end for their new purchase which kept delaying the closing for my customers, finally the sellers of the condo backed out of the deal to buy the house with issues.... Now my customers have been on hold ever since because they love the condo and were willing … (5 comments)

va loans: Benchmark Mortgage has been named to Entrepreneur's Magazines Hot 500 for 2007! I Sure Am Glad to have a Connecticut Mortgage Office Of Benchmark! - 08/08/07 02:58 AM

I am very excited to announce to all that Benchmark Mortgage has been namedto Entrepreneur's Magazines Hot 500 for 2007! Benchmark was ranked #139.This is a huge accomplishment and a huge honor. Benchmark is ranked amongthe great companies in America and that is because Benchmark Mortgage is agreat company!
With all the negative press among the mortgage industry this is great news!
 
http://www.entrepreneur.com/Hot500/Details/139.html
 
Leo Namiot
http://www.benchmarkct.com/
(2 comments)

va loans: Shopping for a mortgage? Compare Apples To Apples,Beware Of So Called Great Deals, Watch Out For Those Hidden Fees! - 07/19/07 10:49 AM
BenchmarkCT.com … (2 comments)

va loans: Time Management A Problem? - 07/18/07 01:20 AM
One of my biggest faults is time management I get so consumed in my daily work and distractions that I often find myself looking up at the clock and it's 4pm and I had not done 50% of what I set out to do at 8am. A couple of weeks ago at a company gathering we talked about what our biggest daily issues were and I explained my problem with time management. One of the guests at the meeting offered to send me a copy of a book by Todd Duncan called " Time Traps", I received the book last week … (3 comments)

va loans: VA LAONS , Are your customers eligible? If so this is a great program with up to 100% Financing and No MI - 06/25/07 03:24 AM
VA Loans
 
VA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan. In most cases, no down payment is required on a VA guaranteed loan and the borrower usually receives a lower interest rate than is ordinarily available with other loans.
 
Other benefits of a VA loan include:
Negotiable interest rate. 100% FinancingClosing costs comparable - and sometimes lower - than other financing types. No private mortgage insurance requirement. Right to … (3 comments)

va loans: A little curb appeal never hurt anyone and sure not your wallet - 06/19/07 02:10 PM
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va loans: First Time Home Buyers and 100% Financing, Connecticut Housing Finance Authority(CHFA), FHA Loans and VA Loans Are A Few - 06/10/07 03:37 PM
With the Mortgage Industry going through so many changes over the past few months many people think that getting a First time Home Buyer loan and or 100% financing is not possible. This is not true. There are many programs still available to help first time home buyers buy a home and there are plenty of 100% financing program available.
CHFA: Connecticut Housing Finance Authority Has some great programs for qualified first time home buyers with up to 100% including closing costs, they also offer a great low fixed rate.
 
FHA: The most popular FHA home loan program for a first time home … (0 comments)

va loans: Time management tips - 06/10/07 01:28 PM
Time BlockingPut Balance Back into Your Life Have you ever had your day end and wonder where it went? Have you ever been frustrated by how reactive you have been to "emergency" situations that significantly reduced your productivity?Many of us have experienced this to an excessive degree in our business practices. One of the greatest ways to eliminate the reactive state we find ourselves in is to practice the art of Time Blocking. Time Blocking is about scheduling your day with purpose, making sure the things you need to get done DO get done. This applies to work and personal activities. … (2 comments)

va loans: Quote for the day - 06/05/07 02:22 AM
To be yourself in a world that is constantly trying to make you something else is the greatest accomplishment.
Ralph Waldo Emerson, Writer
Please feel free to add your own quotes to the comment section if you have something to share. Funny, Serious or Otherwise.
Have a great day :-) and enjoy the rest of the work week.
 
Leo Namiot -
Home Mortgage Consultant
(2 comments)

va loans: Knowing the HUD -1 Settlement - 06/03/07 03:15 AM
The HUD-1 Settlement Statement
 
The HUD-1, also known as the settlement statement, is a prescribed form from the U.S. Department of Housing and Urban Development (HUD). This form itemizes all charges imposed on the borrower and all charges imposed on the seller in connection with the settlement of your real estate transaction.One business day before the settlement, you have the right to inspect your HUD-1 Settlement Statement.
 
The HUD-1 is filled out by the settlement agent who will conduct the settlement. The fully completed HUD-1 Settlement Statement generally must be delivered or mailed to you at or before the settlement. In cases where … (0 comments)

va loans: Government loan programs FHA and VA Loans - 05/29/07 04:50 AM
Government loan programs
 
FHA loans
 
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.
 
FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while … (0 comments)

va loans: 30 Year Fixed Rates On The Rise - 05/20/07 06:36 AM
The average 15-year fixed mortgage rate rose from 5.87% to 5.92%, the average rate for five-year Treasury-indexed hybrid adjustable-rate mortgages climbed from 5.89% to 5.92%, and the average rate for one-year Treasury-indexed ARMs was unchanged, at 5.48%, Freddie Mac reported. Fees and points averaged 0.4 of a point for fixed-rate mortgages, 0.6 of a point for hybrid ARMs, and 0.7 of a point for one-year ARMs. "Mortgage rates inched up this week following the Federal Open Market Committee statement reiterating that the predominant concern remains the risk that inflation will fail to moderate as expected," said Frank Nothaft, Freddie Mac's chief … (4 comments)

va loans: FHA Mortgages Still A Great Option For Home Buyers and First Time Home Buyers - 05/19/07 03:49 AM
The FHA loan program was created to help increase homeownership. The  FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs. Some highlights of the FHA loan program are:
Very Competative rates 
Minimal Down Payment and Closing Costs. Downpayment less than 3% of Sales Price 100% Financing options available with an approved DAP programGift for downpayment and closing costs allowed. No reserves or required. FHA regulated closing costs. Seller can credit up to 6% of sales price towards buyers costs. Easier Credit Qualifying Guidelines such as: No minimum FICO score or credit … (2 comments)

va loans: Government Loans VA - FHA - 100% Financing Alternative - 05/15/07 01:23 AM
Government Loans VA - FHA 100% Financing Alternative
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Leo Namiot - LeoLends.com, More than just great rates (Canopy Mortgage - Leo Namiot)

Leo Namiot - LeoLends.com

More than just great rates

Saint Augustine, FL

More about me…

Canopy Mortgage - Leo Namiot

Address: 409 Rivercliff Trail, St. Augustine, FL, 32092

Office: 904-712-1500

Mobile: 203-525-3672

Connecticut Home Mortgage Loans,Commercial Mortgages,CT First Time Home Buyers,CT Low Rate Mortgages, Connecticut Real Estate, www.LeoLends.com, CT CHFA Mortgages, Connecticut VA Mortgages, CT FHA Mortgages,Connecticut Mortgage Pre-approvals


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