buy a home: The 12 Days Of DeLuca Day 2
- 12/14/18 01:16 PM
The 12 Days of DeLuca Day 2 Stop Buying Rubbish Is everyone in the buying mood? What are some of the gifts you are buying for friends and loved ones? I am sure you are thinking carefully about the perfect item to purchase. Something thoughtful, the best way to spend your hard earned cash. Do you have children? grandchildren? they want everything, don't they? My 6 year old grandson Hudson has to have everything he sees it on TV and he wants it.
Let me tell you a story Hudson and I have a very close relationship. He lives in Carmel with his … (1 comments)
buy a home: What Buyers Need To Consider Before Working With The Listing Agent
- 11/08/17 07:14 PM
Can you say Dual Agency? Many of today’s buyers think that having the listing agent represent them on a transaction will help them get a better deal. They fail to consider the importance of having their interests represented exclusively. When buyers have the option of working with a buyer’s agent who will represent their interests exclusively or working with the listing agent who has a fiduciary duty to the seller, misinformed buyers are choosing the listing agent. I have experience buyers visit an open house that doesn’t fit their criteria and the agent offered to help them find a different property, many “No thanks. … (1 comments)
buy a home: Real Estate Questions Answered On New Show
- 02/13/16 04:46 PM
Do you have real estate questions? Great! we have answers so go ahead and post your questions and we will answer them. We are asking you the public to let us know what you need to know about real estate from loans to investing....to buying your first home or where to find the best latte in town. You can post here, tweet it find us on Facebook or give us a call at 1-844-4DeLuca. New real estate show coming soon by The DeLuca Group.
We will be answering YOUR questions on real estate, loans, market updates anything you want to know..... … (1 comments)
They have given a call to action to the local real estate profession to help in finding buyers for the community. I would appreciate the opportunity to introduce you to East Garrison. East Garrison is a beautiful community and the homes are simply gorgeous. I was out there previewing for a client, I liked it so much, I bought a home there. My clients also bought one and now we are going to be neighbors. This development presents a wonderful opportunity to own a brand new home in a unique community. The community … (0 comments)
Have you heard about the Heartbleed Bug? Years ago, about 6 to be specific, I had someone hack my email account. In one night they ordered all kinds of crap and signed me up for all sorts of things. The phone calls started coming in on my cell phone before 8 a.m. Hundreds of phone calls. It was days before I … (0 comments)
buy a home: Why You Need To Have Your Own Representation When Buying Real Estate
- 02/05/14 02:02 PM
Many buyers drive from open house to open house and serch all of the websites looking for homes. It is important for buyers to understand the importance of having their own representation when buying a home. This video explains why it is important to have a team working just for you.
… (0 comments)
buy a home: How To Get A Loan After A Short Sale In Monterey County
- 08/06/13 04:50 AM
I am always looking for ways to help my buyers get approved for a loan. Many people have had some challenges over the past few years and are unsure about qualifying for a home loan.
Today I got the following information from Rose Thomas, Mortgage Advisor with Guarantee Mortgage...Call Rose to see if you can qualify for a home.
Short Sales before 2 years - 30% to 2.5million or 10% down to $483,000 (high balance Monterey Limit – up to $625,500 higher in other selected counties) and many options in between!
HERE IS WHAT ROSE … (0 comments)
buy a home: Buying Vs. Renting On The Monterey Peninsula
- 02/17/13 01:04 AM
When making the decision to invest in real estate, there are many pieces that one must take into consideration. Below are a few to look at and decide if buying a home is your best option.
Rent Advantages May be cheaper than a mortgage payment Fewer (if any) maintenance costs No down payment required (less deposit) No real estate taxes (renters insurance optional) Less stress (who cares, it’s not yours!) Freedom to move or downsize when necessary No risk of home price depreciation Some utility bills may be included “Free” amenities such as pool, gym, security Money can be … (0 comments)
buy a home: How to Buy A Home On The Monterey Peninsula
- 01/29/13 11:57 PM
How To Buy A Home On The Monterey Peninsula Buying a home is one of the biggest purchases you will ever make. By owning your own home you can build equity and your personal wealth, save on income taxes, and become your own landlord. You gain personal pride in your home and the community you share with your neighbors. Costs of owning your own home include your monthly mortgage payment, as well as property taxes, homeowner’s insurance, home maintenance and emergency repairs. Perhaps, if you have been a renter, you haven’t had to pay your own sewer, garbage or water bills … (2 comments)
The season is here....yes, if you are out there intending to buy a home this Spring or Summer, you are in good company.
IF YOU ARE IN THE MARKET FOR A HOUSE IN THE NEAR FUTURE FOLLOW THIS ADVISE: 1. Best Advise anyone can give you: GET YOUR LOAN PRE-APPROVED. This gives you an advantage on many levels. First of all, you know what to count on with payments, down payment, taxes, insurance. Also, it will give you an … (0 comments)
Well, here goes...I will first give you my speech: If you are a buyer, I will make sure you have complete knowledge about the inventory available that fits your specifications, I will educate you on the real estate market, give you referrals to lenders, home owner's insurance agents, contractors, home inspectors, termite inspectors, interior designers, I will make sure you have thorough knowledge about the neighborhood, city, schools,....blah blah blah...yea, I know we all say the same thing. THIS IS ABOUT BUYER'S AGENTS who work hard for you...A WORD OF EDUCATION FOR THOSE … (2 comments)
buy a home: Pre-Paid Legal May Be A Good Option When Buying A Monterey County Home
- 02/20/12 12:53 PM
Pre-paid legal may be a good option for many of us. I have had this in my own life, and found it to be helpful. I want to introduce you to Linda Shepard a professional who can help you to understand how Legal Shield may be beneficial to you.
Have you ever worked with a lawyer or felt like you needed legal counsel regarding writing or revising your will, purchasing a home or car, your income taxes, civil rights, debt collection issues, or collecting an insurance claim? Ask Linda Shepard for the brochure titled: 101 Reasons Not To Be … (2 comments)
buy a home: The Joy Of Getting Your Real Estate Offer Accepted
- 06/03/11 10:35 AM
THE JOY OF GETTING YOUR REAL ESTATE OFFER ACCEPTED My clients are picture perfect...came to me with a pre-approval letter, are realistic about the market, listened to my advise on buying a short sale...takes patience (lots of it). Offers have to be realistic according to the market....they are also really nice people. We looked at everything in their price range, I even showed them property that was above their price range just so that they could compare what they would get for more money in different communities, how some communities give you more house for your money. I wanted them to … (0 comments)
Interesting article from TransUnion regarding mortgage defaults inspired me to write this post. With so many people having problems with their mortgage, it only makes sense that the traditional "credit worthiness" that a credit score tells a potential lender will have to be looked at differently in the future. So many Americans who have paid their bills on time, worked hard to keep a high credit score, have fallen vicitim to the economy. People with perfect credit scores are now saddened because mortgage defaults have knocked their score down. Homeowners who must … (0 comments)
buy a home: MORTGAGE RATES LOWEST SINCE DECEMBER 2010
- 05/11/11 06:37 AM
MORTGAGE RATES LOWEST SINCE DECEMBER 2010 If you are toying with the idea of purchasing your first home, a move up home, or an investment property, the time is NOW. Mortgage interest rates have fallen to 4.46 percent, down from 4.53 percent at this same time last week. This is the lowest average rate reported on Zillow Mortgage Marketplace in 22 weeks. The 30-year fixed mortgage rate peaked at 4.55 percent last Thursday, and then fluctuated between 4.42 percent and 4.48 percent for the remainder of the week. The lowest reported 30-year fixed rate prior to this week was 4.5 percent on … (0 comments)
buy a home: NOW IS THE RIGHT TIME TO BUY A HOME
- 05/10/11 02:01 PM
NOW IS THE RIGHT TIME TO BUY A HOME Despite the increasing defaults, the increasing number of owners under water....and the massive number of REOs coming for sale now it could be argued that NOW is a great time to buy. WHY? Simple, crazy unsustainably low interest rates and historically LOW PRICES ON homes.
Fact is, in most of the US in the lower price range homes have hit bottom or at least will bounce off the bottom for a while. Do the math. When your rental price/ monthly cost is the same or MORE than owning a similar home its time … (1 comments)
;)
;)
