Lending and everything Midwest - Larry's blog

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Mortgage and Lending - Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - NMLS ID# 158606
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.

ARCHIVED BLOG POSTS

2009 

New Mortgage Guidelines· All borrowers must have one blue eye and one brown eye to qualify.· LTV > 65% SIVA requires minimum credit score of 899.· For all LTV > 65%, 360 months of payment reserves now required.· Borrower's must have no previous bankruptcies in their family history going backthree...
10/30/2009
Halloween is just around the corner!  Every year I like to give a lot of shout outs to protecting your children. My kids actually like Halloween, but I think that they like the party and the chili afterwards more than the actual trick or treating.  I'm the same way.  However, I'm a NAZI about chi...
10/30/2009
Via Simon Conway....This Story Speaks For Itself! This is Marine Lt. Col. Jeffrey Chessani. For more than 20 years, the Colonel has had your back. He's had your back three different times in Iraq including the second battle of Fallujah; once in the first Persian Gulf War and has also served in Pa...
10/30/2009
Embracing the Glory Our deepest fear is not that we are inadequate.  Our deepest fear is that we are powerful beyond measure.  It is our light, not our darkness, that most frightens us.  We ask ourselves, "Who am I to be brilliant, gorgeous, talented and fabulous?"  Actually, who are you not to b...
10/29/2009
This is one of my favorite places in the entire world.  It's 7 miles south of Estes Park, Colorado, on Highway 7.  The town is Allenspark.  I used to work there for four summers.  Every morning started with 1/2 mile walk to chapel (as seen here), mass and a 1/2 mile walk back to breakfast.  I go ...
10/28/2009
In the last two years, I've been told that I'm the most disciplined person that people know.  I don't think so.  I want to have a beer on a Friday night and I end up having three.  I want to get up earlier than everyone else to do my quiet time, but I don't.  Here's what I've been disciplined wit...
10/27/2009
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HVCC Update.  The petition that has been going around seems to have finally made its way to congressional leaders.  The House Financial Services Committee has been receiving lots of noise as to the negative affects that this law is having on the consumer.  More importantly, the representatives ar...
10/27/2009
The Senate is slated to take up a bill this week that extends unemployment benefits and it might include an extension of the $8,000 homebuyer tax credit. Proponents of the first-time homebuyer tax credit that is due to expire Nov. 30 were planning to offer amendments to unemployment benefits bill...
10/26/2009
As part of my plan to better myself, I try to be disciplined in my bible reading.  Today....it was Luke, Chapter 6.  Here's the quote for the week...  20Looking at his disciples, he said:    "Blessed are you who are poor,       for yours is the kingdom of God.  21Blessed are you who hunger now,  ...
10/26/2009
I was browsing my Facebook, account today and got some good information from my friend, Lyn Scalzitti.  She pointed me to a web page entitled "How To Set Your Facebook News Feed And Wall Settings."  Needless to say, the page is a 101 on getting beyond the basics of Facebook.  Check out: www.thefa...
10/26/2009
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Larry Bettag

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What to know how to buy if you're a bit credit challenged?
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