Lending and everything Midwest - Larry's blog

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Mortgage and Lending - Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - NMLS ID# 158606
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.

ARCHIVED BLOG POSTS

2011 

There are many things that people should know about FHA loans.  They're great for a variety of reasons, but I'm going to give you my list of favorite reasons for considering and FHA mortgage.  First time homebuyers can generally come in with less of a downpayment.  Truthfully, conforming or conve...
01/31/2011
Every sunday night we have dad / Kid night.  What does that mean?  It means that each kid rotates for his night cooking with dad.  Grant, my 4th, picks out the menu and we go and shop for all the ingredients together, then we prep and cook everything together.  It's nice because we get to spend ...
01/30/2011
Before Christmas I shared with you two of my favorite versions of this song. One was a solo from a guitarist just jamming solo in his home recording studio. The other was a guy who jams like no other on the piano. Sick.....really good stuff. Just two completely separate versions. Both amateurs, b...
01/28/2011
POINTS TO ME MADE HERE (Unlike points for scoring) Bear's Packers Game - Played last week.  So what?  They play every year.  Twice a year.  Yeah, but first time since 1941 that they played in a playoff game.  I live west of Chicago.  I live in enemy territory.  People in Wisconsin grilling Bear f...
01/28/2011
Depending on their particular situation, different homeowners age 62 and older need different reverse mortgages.  Some Senior Homeowners may need to borrower the most money available to them in order to pay down debt, while others may simply want the peace of mind that comes from having money ava...
01/27/2011
So many changes in the compensation of loan officers. Can you imagine being licensed and after you get licensed, the government says...."thanks for getting licensed, but now we want to control how much money you are to make." The last time that the government was involved with regulating the pay ...
01/27/2011
OK, it's my clan, plus a couple of my great neighbor's kids.  The sad thing is that their parents are Bear's Fans, but we still got them to join the real crew.  This past weekend we were outnumbered greatly, but I have the youth of America believing in the Packers making a great run at another S...
01/26/2011
So I'm in a vicious battle all week with the Bears and the Packers on Facebook.  Mind you, I've built quite a list of friends on Facebook.  As of the writing of this post I stand at just under 2,400 friends (I like how we call them "friends").  I'm really "friends with about 200+, maybe 300, but ...
01/25/2011
Every few months I get on Twitter to see what I'm missing.  Tonight I got on and started to actually interact with someone on Twiitter.  Afterwards, I added all my contacts from Linked In.  I'm finally really digging deep with social marketing.  I feel that I have Active Rain down enough to make ...
01/24/2011
It seems like it was just yesterday that the sub-prime and Alt-A loans were all the rage.  Then, in the snap of the fingers, everything was gone.  Vanilla was the only thing that was left.  FHA, Conventional, VA were really the only loans of substance with a deep imprint on the market. Time conti...
01/24/2011
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Larry Bettag

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