Lending and everything Midwest - Larry's blog

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Mortgage and Lending - Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - NMLS ID# 158606
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.

ARCHIVED BLOG POSTS

2013 

There are many things that people should know about FHA loans.  They're great for a variety of reasons, but I'm going to give you my list of favorite reasons for considering and FHA mortgage.  First time homebuyers can generally come in with less of a downpayment.  Truthfully, conforming or conve...
07/30/2013
I have recently hired some new originators in our business.  They are go getters who are HUGE into building relationships.  Without building relationships there's virtually no way to create and grow an awesome business.  I see the activities that these folks have and look at some of my more long ...
07/18/2013
As a Wells Fargo Alumni, I have fond affection for my alma mater.  I had spent my first 7 years of my career working for the big boys and loving every minute of it.  I worked for Norwest Mortgage.  Norwest bought Wells Fargo when Wells was going through bankruptcy and I stayed through the change ...
07/16/2013
Yes....it's true....you can. Most people are so discouraged about their prospects after selling short. There are a few basic requirements: The new home has to be with an FHA mortgage; The current mortgage cannot have a late payment on it over the last 12 months; The current mortgage company canno...
07/15/2013
So we had our weekly daddy kid night.  My 4th in line, Grant, was the next in line!  We had a great night.  First, he picked out the menu, then we bought everything together, prepped everything together and then cooked together.  Tonight's menu...... Caesar Salad; Grilled Asparagus with a tomato ...
07/14/2013
In my 17 plus years of originating I've seen all sorts of originators.  I see a lot of originators who market and I see those who create relationships.  Hands down nothing is better for sales than building relationships. My best realtor referral partner is top 5 in all of Illinois.  She spends le...
07/12/2013
Last week, on vacation in Door County, my brother in law and I had a quick run to the grocery store.  After buying the goods for our barbeque, we headed to the check out line.  When our turn came up the cashier asked for his card.  He handed the cashier his I Phone and she scanned his card right ...
07/10/2013
Gotta tell you.  Just got back from a great 4th of July week and it already seems as if it was 20 years ago.  Beautiful weather today doesn't eliminate the beauty that I've been walking away with and all of the R&R that we experienced up in Door County Wisconsin.  A lot of fun. For obvious reason...
07/10/2013
So....Active Rain....I said that I'm back, and I am with a full vengeance.  When I left off (pre-sabbatical), I had 117 new transactions because of my time blogging, free associating and just throwing up into cyberspace in Active Rain.  Then....I had that divorce.  During the divorce things went ...
07/09/2013
Today it's imperative that you get pre-qualified!  In days of yore, you would just go shopping and off to the races, but with guidelines as stringent as ever, even the most innocuous irregularity in your financial situation could spell disaster if you aren't prequalified up front.   A Pre-qualifi...
07/07/2013
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Larry Bettag

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