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Mortgage and Lending - Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - NMLS ID# 158606
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.

ARCHIVED BLOG POSTS

2013 

I'm anxiously awaiting for my closing that occurred on Friday to fund today.  We had a client approved for the mortgage, but at closing there were issues.  But this time, it wasn't the typical closing issues, the seller forgot to tell his probation officer that he was moving.  If he left the resi...
01/29/2013
Sales 101 - Know me, like me, trust me. That's the fundamental mantra of those getting in sales. Last year I had the privilege of handing out 17 purchase constract referrals.  BUT I HAD NEVER REFERRED BUSINESS TO OUTSIDE OF MY LOCAL MARKET. WHY? BECAUSE I HAD NO, ZERO, ZILCHO, NADA RELATIONSHIPS ...
01/27/2013
There's a lot of responsibility when you're the head of THE FAMILY. Sure....I didn't really set out to do this. Just wanted to hang with the family, but when Don Vito Corleone went down, I got the call......as THE GODFATHER....OF "THE FAMILY." I will tell you that I never thought that Facebook wo...
01/24/2013
I see so many people getting it so wrong.  I have people who half ass it all day long, then one of two things happen.  They either live a life of want or they end up taking work home with them.  I am a nazi when it comes to my work ethic. Hy schedule is such that.... After the kids get off to sch...
01/22/2013
Recently I wrote a post about credit scoring entitled What You Need to Know About Credit Scoring. There were 5 variables that affect the credit score of the borrower. Needless to say, I really think that while credit inquiries have the lest amount of weight towards your credit, it also happens to...
01/21/2013
There are many things that people should know about FHA loans. They're great for a variety of reasons, but I'm going to give you my list of favorite reasons for considering and FHA mortgage. First time homebuyers can generally come in with less of a downpayment. Truthfully, conforming or conventi...
01/15/2013
Again....tis past week my kids and I gave mom a bit of reprieve by taking all 5 kids to our farm up north.  Fortunately, close by we have a little ski hill that they call "Sunburst Ski Area."  It's really just a beginner bump, but for all of my kids who don't know any different, it might as well ...
01/12/2013
This is my third in line.  Claire.  Just yesterday she got her braces off.  This photo was this past weekend as she went skiing up in Wisconsin.  She cried when she found out the slopes weren't opening until the evening, but all those tears turned to joy once she got out for a night of great skii...
01/08/2013
It's not like you can't restart anytime you want to.  You can!  Every time you fail....you should.  But there's some psychological elements of New Years that makes new resolutions seem real...even just for a bit.  Frankly, all we need to do is to experience one victory, two victories....to make t...
01/01/2013
As an avid bloody mary drinker, I had no idea that this was the day!!!!  Thanks Kathy for letting me start the New Year with New Information!!!!!It’s National Bloody Mary Day!  January 1-Cheers and Happy New Year!Assuming you survived your New Year’s Eve revelries this is the perfect Celebrate th...
01/01/2013
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Larry Bettag

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