fha loan: Sometimes....no matter what...Homebuying Can Be Stressful - 11/29/14 04:49 AM
We just closed a client this past week. The clients were people, albeit first time homebuyers. 
They got pre-approved for a certain loan amount, and the loan officer told them what they needed to do prior to closing.  Some of the comments were:
Don't rack up any more debt on the credit cards Don't open up any new debt And protect your downpayment And????  What happened?  These very likeable, but new first time homebuyers lost their brains through the process. 
They ran up their debt They opened a couple of department store cards that were too good to pass up And...oh … (6 comments)

fha loan: FHA is the Key to our Economic Recovery!! - 10/20/09 01:40 AM
The trend is your friend, or so I'm told.  Mortgage rates going up?  Watch the trend.  Rates going down????  Watch the trend.  I got into the business in 1994, but got serious with it in 1996.  Needless to say, FHA was it!  There were conforming loans, jumbo loans as well as V.A. loans.  Sub-prime loans were really nothing but an idea.  Nooooooooo, lending was FHA in the mid 90's
Come turn of the century (I love saying "turn of the century") conventional loans ruled and sub-prime loans all but ruled what used to be an FHA market.  Lite-doc, Alt-A and no … (8 comments)

 
Larry Bettag, Vice-President of National Production (Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001)

Larry Bettag

Vice-President of National Production

Saint Charles, IL

More about me…

Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001

Address: 40W310 LaFox Road, Saint Charles, IL, 60175

Office: (630) 524-9677

Mobile: (630) 417-7172

 1 “Let not your heart be troubled; you believe in God, believe also in Me. 2 In My Father’s house are many mansions; if it were not so, I would have told you. I go to prepare a place for you. 3 And if I go and prepare a place for you, I will come again and receive you to Myself; that where I am, there you may be also. 4 And where I go you know, and the way you know.”
(John 14:1-4, New King James Version)

Larry Bettag

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