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Mortgage and Lending - Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate. - LMB100023827. NMLS257576.
Information on what's happening TODAY in the ever changing world of mortgage lending.



What's best? Discount pricing, Premium Pricing, or Par pricing? Sounds boring already, doesn't it? But I'm going to KISS (keep it simple silly) and then I'll TELL you why at the end. First, you need to understand there are 3 basic interest rate pricing structures: Discount Pricing, where you prep...
Mortgage Rate Indicators for Denver Interest rates can be extremely volatile based on the news from various sectors of the economy, such as unemployment, inflation, etc. So, when trying to decide whether or not to lock a loan, it's important to watch mortgage rate indicators which MIGHT give some...
Before I explain that question, let me ask you this one: "How long have you been in the business?" Ever have someone ask you that? Here's my answer, and it will really make you think! I was in the business before we had the Equal Credit Opportunity Act (ECOA). ECOA went into law in 1976, and prot...
Homes for sale in Horse Creek Subdivision Parker Colorado If you are looking for homes for sale, you don't want to miss this one! A great value, recently reduced from $355,000 to $329,900. 1,939 beautiful square feet. It's a 2 bedroom ranch with office which could easily convert to a third bedroo...
Mortgage Rate Indicators for Denver Wondering what interest rates for home purchases will be this week? No way to be certain, but watching the mortgage rate indicators is one way to get some idea of what to expect. If you would like to be prequalified, you can fill out a secure online application...
New Good Faith Estimate of Closing Costs Sometimes the hardest part about having new forms is that, well, it's NEW! It's DIFFERENT! We have to create new scripts to EXPLAIN it so that our clients can UNDERSTAND it. But first... WE have to understand it. So here are just a few points regarding the...
Colorado Springs MLS The real estate market is showing an improvement in Colorado Springs according to the MLS, or Multiple Listing Service. The MLS tracks the time a property is on the market before selling. The time on the market actually gives indication of whether we have a buyer's market or...
Mortgage Rate Indicators for Denver Whether you are thinking about buying or selling your home, it's important to track mortgage rate indicators in order to have some idea which way the interest rates are moving. The mortgage rate indicators aren't ever absolutely "on the mark" with pointing an u...
Colorado Springs MLS Many buyers are aware of the services provided by the MLS, or Multi-Listing Service, as a means of determining available properties sorted by specifics such as location, number of bedrooms, baths, price, etc. What few buyers really understand, however is the complexity of in...
The other day my husband (who is in the same business) told me about a new loan application he got from an old acquaintance. I was shocked to hear she had found us after all this time, so I asked him how in the world she found us??? It wasn't just his answer that surprised me, but my initial reac...

Ruth Vogt

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