first time home buyer: Market Trend Report - 01/21/10 02:51 AM
http://ace.housingtrendsenewsletter.com
 January Housing Trend Report
I want to share important news for all homeowners who want to sell their home in 2010. As you know, in this economy, home buyers and home sellers have to be smart. In 2009, home buyers started to close escrow and take advantage of the homebuyer's tax credit. We realtors saw home sales start up tick; until in November 2009 when the $8,000.00 tax credit was pulled. At that moment we experienced qualified buyers looking to purchase, slowed to a trickle. It was not until the December when the Senate renewed the $8,000.00 dollars tax credit … (0 comments)

first time home buyer: Housing Trend Report - 01/21/10 02:48 AM
I want to share important news for all homeowners who want to sell their home in 2010. As you know, in this economy, home buyers and home sellers have to be smart. In 2009, home buyers started to close escrow and take advantage of the homebuyer's tax credit. We realtors saw home sales start up tick; until in November 2009 when the $8,000.00 tax credit was pulled. At that moment we experienced qualified buyers looking to purchase, slowed to a trickle. It was not until the December when the Senate renewed the $8,000.00 dollars tax credit that we saw modest excitement … (0 comments)

first time home buyer: First-Time Home Buyer Tax Credit - 07/21/09 06:17 AM
The $8,000 First-Time Home Buyer Tax Credit Expires December 1, 2009
If you're planning to claim use the credit and haven't started looking for a home, your clock is officially ticking.  You must be closed on your new home on or before December 1.
Because purchase closings come 60-days standard, therefore, your $8,000 is in jeopardy unless you go under contract prior to October 2, 2009.  That's 73 days from now.
Use it or lose it. The First-Time Home Buyer Tax Credit is part of the American Recovery and Reinvestment Act of 2009.  In it, Congress authorized a first-time homebuyer tax … (0 comments)

first time home buyer: ---Good News!---As of July 1st 2009--- - 06/26/09 05:42 AM
Loans with a balance between $417K and 729K will no longer be subjected to a 1% add to the rate. This is a great improvement as we move towards ending the recession in the housing industry.
The lenders still require loans to be fully documented and clients have to have a high FICO score with an equitable position of less than 80%. This is an excellent opportunity for folks who want to refinance or buy a single family residence in Southern California. The rate today 6/26/09 is 5.375 fixed for 30 years.
 
Further information; please call 714-404-6099
RE License # … (0 comments)

first time home buyer: Tax Relief for California First-Time Homebuyers - 04/28/09 02:52 AM
For California home-buyers, tax time can now be called tax relief time too.
Two recent laws, a California home-buyer may qualify for $18,000 in tax credits for buying his or her piece of the American dream. The two tax credits are a first-time home-buyer credit up to $8,000 under federal law, and a new home credit up to $10,000 under California law.
For more information please contact me and I can provide a quick view chart with tax credit laws, and appropriate website links.
 
This information is from the C.A.R. legal Department.

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first time home buyer: Zero Capitol Gains. - 03/18/09 04:40 AM
Congressman ® John Campbell has proposed a great idea for California, and that is to eliminate Capitol Gains for any real estate purchased in 2009. In other words, if you bought any type of real estate in 2009 and kept the real estate for a short or long period. Regardless of when you sold, there will be zero Capitol Gains.
Now, let us look at what the market is offering.
         Historically low interest rates
         Huge inventory
        Zero Capitol Gains (if escrow closes in 2009)
 I strongly recommend we get behind the congressional representatives proposal because this helps all … (0 comments)

first time home buyer: New Buyers-No House Payments until 2008!!! - 08/09/07 11:46 AM
 
Did you hear about the, Buyer's Bonus Mortgage Program?
 
This is a superb vehicle for, First Time Home Buyers.
 
Primary residenceSingle family Residence, (Warrantable & condo-conversions), and Planned unit developments.Maximum loan amount $417,000.00 
 
Buyers Bonus payments only apply to the first trust deed. Subordinate financing, taxes and insurance and HOA (if Applicable) are the buyers responsibly. 
 
If you are a homebuyer, please contact me for details.
 
Suzanne
 
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Suzanne Horsburgh

Orange, CA

More about me…

Buy America Real Estate Services

Office: (714) 938-1984

Mobile: (714) 404-6099



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