firsttime home buyer: 4 First-Time Homebuyer Mistakes You Must Avoid - 02/12/15 10:31 PM
First-time homebuyers owe it to themselves to do a lot of research about the finances of buying a home. Here are four first-time homebuyer mistakes to avoid.
1. Spending the maximum amount on a mortgage a lender will loan. 
Lenders often qualify buyers based on incomes and debt-to-income ratios without considering how much the borrowers spend on other budget items.
Financial experts recommend that consumers decide how much they want to spend each month on housing before meeting with a lender. It’s up to you to know your budget and to not just jump at a mortgage amount that a lender says you … (0 comments)

firsttime home buyer: 5 Tips To Become a Savvy First-Time Home Buyer - 06/01/14 09:21 PM
Today’s housing market is a once-in-a-lifetime opportunity for first-time buyers. Interest rates are at near-record lows, homes are more affordable than they have been in years, and there are plenty of homes for sale (with more on the way, thanks to foreclosures). Conditions are certainly right for first-time buyers to successfully acquire the Greenville NC home of their dreams.
So, the market is doing its part; the rest is up to the potential buyer.  Read on…
What used to be termed “tips” for the savvy would-be buyer are now pretty much considered “rules” and include the following items:
Determine a budget—and … (1 comments)

firsttime home buyer: Guide For First-time Greenville NC Home Buyers - PART II - 05/28/10 12:56 PM
A simplified guide for painless purchasing of your Greenville NC home
Part 2 of this four-part series dealt with analyzing your financial situation, getting prior loan approval, and determining your real needs/desires in a first home. All that having been accomplished, you will now want to look for a mortgage and decide which is the most advantageous for you.
Mortgage Types
As with any major purchase, you will want to shop around for the best deal. Contact several lenders (bank, savings and loan, credit union, private mortgage company, or a state or federal government lender.) Before doing that, however, you need … (1 comments)

firsttime home buyer: Guide For First-time Greenville NC Home Buyers - 05/21/10 01:17 PM
A guide for painless purchasing of your Greenville NC home, PART 1
Congratulations! So you've made the decision to stop renting and purchase a place of your own. The home buying process may initially appear complicated and a bit daunting, but by using the skills of a buyer's real estate agent, searching the internet, and familiarizing yourself with each of the steps involved, your experience can be a smooth and rewarding one.
1. Analyzing your financial situation.
The first thing to do is to learn how much you can afford to pay for your Greenville NC home. Generally speaking, mortgage costs, … (0 comments)

firsttime home buyer: Tips For First-time Greenville NC Home Buyers - 02/12/10 02:11 PM
Low listing prices, reasonable interest rates, and an abundant variety of homes to choose from are among a few of the reasons now is the perfect time for buyers to make a move in today's real estate market. Current market trends and other factors have made conditions even more favorable for first-time homebuyers. Though becoming a homeowner comes with huge responsibilities and financial commitments, first-time home buyers should take advantage of the market over flowing with opportunities. The following tips will help ease the mind when considering the smart purchase of your first Greenville NC home.
1. Become familiar with the … (0 comments)

firsttime home buyer: $8000 First-Time Greenville NC Homebuyer Tax Credit Becomes Law - 02/18/09 06:35 PM
It was hard to keep track of the numbers floating around Washington last week, but an $8,000 tax credit for first-time Greenville NC homebuyers will be signed into law tomorrow by President Obama.
It is not the $15,000 credit that was proposed by the House of Representatives, but it is a definite improvement over the $7,500 low interest loan that was in last fall's legislation. Who qualifies:
First-time Greenville NC homebuyers who purchase this calendar year get an $8,000 tax credit which does not have to be repaid like a similar measure last year. This phases out for people making more … (0 comments)

 
Liz Freeman (RE/MAX Preferred Realty)

Liz Freeman

Greenville, NC

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RE/MAX Preferred Realty

Address: 3208 Charles Blvd, Greenville, NC, 27858

Office: (252) 439-4000

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