homeowners insurance: Do You Have Enough Real Estate Insurance?
- 09/12/14 05:12 AM
As we watch with horror the impact natural disasters have on those affected, it is only natural that we ask ourselves,” Would I be able to sustain such losses? Would my insurance policy cover the costs of rebuilding my home? The National Association of Insurance Commissioners (NAIC)) recommends that you use your annual renewal notice or any improvements to your home as a reminder to touch base with your agent or insurer to recheck how much insurance you really need. Do you have sufficient coverage for rebuilding and replacement? Amy Bach, executive director of United Policyholders, a consumer advocacy group, urges … (1 comments)
homeowners insurance: Greenville NC Real Estate Insurance Questions Answered - Part III
- 01/24/11 12:44 PM
This third portion of your guide to homeowners insurance gives you information you hope you'll never use--dealing with damage to your Greenville NC real estate. Most likely your policy will explain how to file a claim, but here are the basic steps: If a crime has been committed, report it to the police. You should get a copy of the police report. Contact your insurance agent or company immediately. If necessary, try to protect your property from further damage. Save your receipts. Don't dispose of damaged items until the adjuster has seen them. Prepare a list of damaged items. Take pictures … (0 comments)
homeowners insurance: Greenville NC Real Estate Insurance Questions Answered - Part II
- 11/19/10 04:53 AM
Just because you have purchased insurance for your Greenville NC real estate, don't think that your responsibility has ended there. It is important that you inventory your possessions and keep that list up to date, at least annually. In addition to making a list of items, it is wise to also photograph them--and even better, videotape entire rooms! (And do remember to keep the list, photos, and/or tape in a place where they can not be destroyed by fire, flood, etc. A bank safety deposit box would be ideal.) Suggestions for making a Greenville NC Real Estate inventory include: Organize it … (0 comments)
homeowners insurance: Greenville NC Real Estate Insurance Questions Answered - Part 1
- 11/08/10 01:44 PM
For you, as for most Americans, your home is most likely your largest and most important investment. Homeowners insurance, required by mortgage lenders, protects you from losing the value of your Greenville NC real estate if disaster strikes and enables you to repair or rebuild the structure. It covers damage to your home (real property) and your personal belongings (personal property) for the hazards specified in your policy. It also covers your liability for any injuries and property damage that you or your family members (including pets) cause to other people. Types of homeowners insurance: HO-1 is very basic coverage, insuring … (0 comments)
As we watch with horror the impact natural disasters have on those affected, it is only natural that we ask ourselves,” Would I be able to sustain such losses? Would my insurance policy cover the costs of rebuilding my home?
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