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Mortgage and Lending - NMLS #94045
As of 2016, Susan is no longer practicing in the USA and retains this blog as a service. Clients may call or email for a professional realtor or lender referral in Whatcom and San Juans counties



And he could crack a few mortgage rates!We all know what happens next: as the market rallies, safe money tends to leave the bonds stable as traders and investors leap onto the wild horse for the ride up. You can hear them yelling giddy-up around the world. You see, market traders have come to con...
Which way will rates go in 2009? Given a pervasive uncertainty means nobody is buying much of anything and home values keep plunging--how do we stop this merry-go-down? For starters, the Fed, the Treasury, the Securities and Exchange Commission and all the Kings Horses being trotted out to bolste...
NEWSFLASH: Not ALL Mortgage Backed Securities Are Bad!National Public Radio Podcast from the Planet Money Team 03/20/09: analysis is laid out on the actual payback of Mortgage Backed Securiti...
Sadly, most of us know someone who is in a stressed mortgage situation! The sheer numbers of files landing on bank negotiator's tables is astounding. Here's an update. NEWS: Making Home Affordable Released March 4, 2009   FIRST:To qualify for the Obama Plan, Making Home Affordable, first, find ou...
You know one of the most powerful aspects of Active Rain is how elegantly this medium brings together so many different perspectives from all walks and levels of our industry. From newbies to old hands who both have much to share about our business and business in general! MYTH-OLOGY: On a recent...
If the leaking of CEO memos and overheard Starbucks conversations are now constituting grounds for 'market confidence' heaven help us! Wall Street followers are awash with disbelief about the sudden convenient rallies. The surge in Financials on Tuesday was inexplicable. Oddly, Bonds have been mo...
OK, I'll admit it: I've been watching the behavior of myself and others around full moons all my life. I'm pretty sure I was born on a full moon. I am convinced that people go a little lunatic around those times. The week or so leading up to the full moon feels literally like a rising tide of emo...
WOW...were locking between 4.75% - 5.0% this week for our best 80% LTV, 30 year fixed terms for perfect and I mean perfect applicants. So many caveats exist on your final loan offer that it is literally impossible to quote a 'rate' until we have reviewed your equity position, the kind of property...
Here's a sad expose about a Loan Officer recently convicted for mortgage fraud in Seattle. The only problem is that this article, while well illustrated on the front page of the Seattle Times, is that it leaves some doubt as to just who this crook represented (besides himself). He is apparently n...

Susan Templeton

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