stimulus plan: Buddy, can you spare a RATE? - 03/07/09 02:20 PM
WOW...were locking between 4.75% - 5.0% this week for our best 80% LTV, 30 year fixed terms for perfect and I mean perfect applicants. So many caveats exist on your final loan offer that it is literally impossible to quote a 'rate' until we have reviewed your equity position, the kind of property you are financing, your credit, liabilities and income. Still --every person who calls or stops me on the street asks: "What is today's rate?" and "Will they go lower?" 
If only it were that simple. Watching rates has become like watching a volleyball match or the stock market for that matter. If you are the gambling … (0 comments)

stimulus plan: OBAMA Housing Rescue Plan Lifts Some Boats! - 02/18/09 01:07 PM
WHICH BOATS? Good news hit the airwaves today about the Stimulus Bill in regards to Distressed Homeowners. SO--What exactly does the term 'assistance for homeowners' mean? I can tell you that is one very long piece of string. The promise of homeowner assistance boils down to helping folks who may have lost their jobs, experienced a business closure, suffered a bankruptcy, experienced serious medical issues, seen their home values tank and cannot sell their homes (without a huge loss) or have otherwise become unable to help themselves climb out of their particular pit since they originally took out their mortgage. Many many of these good people … (0 comments)

 
Susan Templeton

Susan Templeton

Bellingham, WA

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