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Mortgage and Lending - Platinum Home Mortgage - NMLS ID#283159
First Time Home Buyers face many challenges in today's Real Estate Market. An experienced First Time Home Buyer Specialist can help them navigate the turbulence they may encounter and make owning your first home a pleasurable experience.



First time home buyers hoping for an extension of the $8000 first time home buyer tax credit are probably out of luck.  It doesn't look like that has any legs in Congress, so on April 30th if you're not in escrow to buy your first home, this tax credit will have passed you by. But, if you're a fi...
Stop foreclosure the Obama administration may expand efforts to ease the housing crisis by banning all foreclosures on home loans unless they have been screened and rejected by the government's Home Affordable Modification Program. Bloomberg reported that the proposal was reviewed by lenders last...
Most first time home buyers in Temecula, Murrieta and other parts of Southwest Riverside  and San Diego County are commuting to either San Diego, Orange County or other parts of the Inland Empire and as a result many meals are planned "on the fly". "I really was hungry for seafood alfredo tonight...
  First Time Home Buyers renting  You've been faithfully paying your rent each month and kept up the property while you searched for your first home and suddenly the legal notices are plastered on your windows and a bank representative is telling you to "get out". Many first time home buyers in t...
Temecula homeowners who are struggling to make their payments, have received some help from the Obama administration. President Obama announced today another $1.5 billion program to help borrowers in the five states hit hardest by the housing crisis.  California, Arizona, Nevada, Florida and Mic...
The CARD Act, scheduled to go into effect on February 22 could have a significant impact on first time home buyers in Temecula, Murrieta and other parts of Southwest Riverside and San Diego County. Maintaining your credit score is critical if you are a first time homebuyer and slight changes by ...
Homeowners facing foreclosure in Temecula, Murrieta and other parts of Southwest Riverside and San Diego County are facing the tough choice of keeping their house or just walking away and getting out from under the debt that may be strangling them personally and financially. I wish there was an e...
First time home buyers in Temecula, Murrieta and other cities in Southwest Riverside County, as well as those in North County San Diego are inundated with offers of "NOW IS THE TIME TO BUY!" . But is it really? There's are lots of good reasons to buy, for instance in 75 days (from February 15) th...
I was asked by a local Realtor to provide detailed information on short sales as it impacts credit. Of course I referred her to a business partner who specializes in credit repair for the "score" portion. But there's a lot more to it than just the credit score number. It prompted this post and mo...
If you're a first time home buyer looking to purchase their first home in Temecula, Murrieta or other portions of Riverside and San Diego Counties, you have to be wondering how did so many first time home buyers end up in such financial trouble and in many cases losing their first time home to f...

Greg Cook

Mortgage Consultant NMLS ID# 283159
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