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Mortgage and Lending - Platinum Home Mortgage - NMLS ID#283159
First Time Home Buyers face many challenges in today's Real Estate Market. An experienced First Time Home Buyer Specialist can help them navigate the turbulence they may encounter and make owning your first home a pleasurable experience.



Having a complete picture of your credit is crucial BEFORE you apply for your first time home buyer loan. Unfortunately, many first time home buyers like you are afraid of what they might find. Like the "monster under the bed" we worried about as kids, the results usually aren't any where near wh...
Setting a score goal is the first step in your plan to get your credit score to an "acceptable" level for not just your first time home buyer loan, but for the financial freedom having a strong credit score brings. "Acceptable" is determined by the first time home buyer loan/down payment assistan...
First time home buyers can expect to have their credit and credit score scrutinized even more as lenders try to make sure you’re a good credit risk. Time spent wisely now will make your path to homeownership a lot less bumpy. Would you try to fix your car for a long vacation while you were on the...
First time home buyers in today’s real estate market are facing challenges unlike any other past housing market and if you’re going to buy your first home you need to be equipped with the right “weapons”. Apologies to Sean Connery in The Untouchables but if you’re not represented by the best poss...
Having perfect credit is not a requirement for first time home buyers to take advantage of the many down payment assistance and first time hone buyer programs available, BUT having “good enough” credit is. “Good enough” credit is not just about the score (but if you absolutely have to have a num...
November 16, 2011 - Breaking News Finally some good news for first time home buyers in higher cost areas like San Diego. Congress reached a bipartisan agreement that would increase the maximum dollar amount of mortgage loans that can be insured by the Federal Housing Administration (FHA) back to...
First time homebuyers in Temecula, Murrieta and North County San Diego have hundreds of foreclosed homes from which to choose and chances are many of them are Fannie Mae foreclosures (they have 135,000 nationally). For the longest time Fannie Mae homes also known as HomePath homes were among the ...
First time home buyers have always had two choices when it comes to their housing wants and needs. If it matches their lifestyle, they can continue to rent, pay their landlord’s mortgage and not be encumbered with the responsibilities of homeownership. On the other hand, if having something that ...
First time home buyers face a number of challenges in their quest to make that big move from renter to first time home owner. More than 70% of Americans say that owning a home is still a good investment and the tax benefits make it a better choice than renting. One of those challenges doesn’t hav...
First time home buyers in today's market have a great opportunity, home prices are affordable and interest rates are the lowest in 50 years. But how can you know you'll get the best rate for you? Here are some tips for smart shopping for first time home buyer loans. But first a reality check: 1. ...

Greg Cook

Mortgage Consultant NMLS ID# 283159
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