riverside first time home buyer: Temecula First Time Home Buyers short sales may be getting easier - 09/20/10 11:40 AM
If you're a first time home buyer in Temecula, Murrieta or other parts of southwest Riverside County or North County San Diego, you no doubt have become frustrated with many parts of today's real estate market.
Should a first time home buyer buy now?
If you're looking for homes in certain price ranges, you're spending months looking and writing offers, often in competition with 10 or more other first time home buyers. You find a home you like that happens to be a short sale, your offer gets accepted by the seller and now comes the waiting.
Short sale jail First … (0 comments)

riverside first time home buyer: Temecula New Homes for Sale - Manzanita @ Paseo del Sol - 09/14/10 03:37 PM
It looks like first time home buyers in Temecula, Murrieta and other parts of Southwest Riverside County and North San Diego County will soon have more choices for their first home.
I wouldn't have believed they could move this quick but KB Home has already begun construction of the model homes at Manzanita @ Paseo del Sol. This first picture is from less than two weeks ago. Ground had barely been broken, tractors were moving dirt and it was very difficult to get a sense of how the community would take shape.
Manzanita @ Paseo del Sol The second picture was … (2 comments)

riverside first time home buyer: Murrieta New Homes for Sale - Kenton Place - 09/13/10 12:05 PM
If you're a first time home buyer in Temecula, Murrieta or other parts of Southwest Riverside or north San Diego County and quiet is what you're looking for, then check out Kenton Place by KB Home.
Located just west of I-15 and north of historic Old Town Murrieta, Kenton Place by KB Home is 41 build to order new homes. The Santa Rosa Plateau and Ecological Preserve are just minutes away.
 
Murrieta New Homes for Sale - Kenton Place  
There are five different floor plans, two single story that range in size from 2024 to 2876 square feet.
Like … (0 comments)

riverside first time home buyer: Temecula first time home buyers - How to buy your first home - 09/12/10 05:08 AM
First Time home buyers in Temecula, Murrieta and other parts of Riverside and San Diego County get enough advice on how to buy their first home from friends, family and co-workers.
As well meaning as they may be, today's real estate market is unique to YOU! Your wants and needs in a home are unique to you.
Your financial picture determines what loan you are best qualified for is unique to you.
So, being the best informed first time home buyer you can be, is the most important first step.
Watch this video for some general advice on the home buying … (2 comments)

riverside first time home buyer: Temecula first time home buyers may qualify for 4% home loans - 09/11/10 04:04 AM
First time home buyers in Temecula, Murrieta, and other parts of Riverside and San Diego County just received another boost in their efforts to make the big move from first time homebuyer to first time homeowner. The California Housing Finance Agency (CALHFA) just announced their new CALHFA FHA loan program. The program offers a number of features designed to help low to moderate income families achieve their dream of homeownership.
4% interest rate - You just saved $89/mo over prevailing FHA rates (based on $200,000 loan amount) Down payment assistance in the form of a CHDAP second mortgage at 3.25% … (1 comments)

riverside first time home buyer: Temecula First Time Home buyers is it the right time to buy? - 09/02/10 11:46 AM
The release of the latest housing numbers may have first time home buyers in Temecula, Murrieta and other parts of Riverside and San Diego County wondering if now is the right time to buy their first home.
Temecula First Time Home Buyers Buying your first home is the most important financial decision you will make and should be treated as such. It’s not an impulse purchase, so careful planning is the first step along with some soul searching to see if homeownership is right for YOU. Here are some questions you should ask yourself before you start. Is buying or renting … (4 comments)

riverside first time home buyer: Temecula First Time Home Buyers a new tax credit on the way? - 08/31/10 12:58 PM
First time homebuyers in Temecula, Murrieta and other parts of Riverside and San Diego County may be getting an unexpected bonus from your Uncle Sam.
Last week the NAR (National Association of Realtors) announced that homes sales were down more than 27.2% from June and 25% from July of 2009.
Sales are at the lowest level since the total existing-home sales series launched in 1999, and single family sales – accounting for the bulk of transactions – are at the lowest level since May of 1995.
This announcement sent the financial markets into shock and has the government considering a number … (0 comments)

riverside first time home buyer: First time homebuyers is your loan qualified? - 08/16/10 06:20 AM
First Time Home Buyer loans First time home buyers are a huge part of the real estate market in Temecula, Murrieta and other portions of Riverside and San Diego Counties. Interest rates have never, ever been lower than they are today. Well, in medieval times maybe, but not in recent history. The drop in prices for homes in Temecula and Murrieta coupled with these low interest rates has put home affordability at an all time. For more information on first time home buyer loans in Temecula Buying your first home is not a matter to be taken lightly and as a … (0 comments)

riverside first time home buyer: Temecula First Time Home Buyers - FREE ebook - 08/09/10 08:31 AM
Temecula First Time Home Buyers First time home buyers in Temecula, Murrieta and other parts of Riverside and San Diego County are finding out that having good credit is an important first step in the homebuying process. If you’re a Temecula homebuyer knowing your credit score is just the beginning. Knowing how to raise your score and maintaining it are essential in making that big step from homebuyer to homeowner. Lenders are going to lend you hundreds of thousands of dollars and are going to examine all areas of your financial picture, so they can determine your ability and willingness to … (0 comments)

riverside first time home buyer: Temecula Real Estate Market - Funds for CA tax credit disappearing - 06/08/10 11:01 AM
CA first time home buyer tax credit If you're a first time home buyer in Temecula, Murrieta or other portions of Riverside  and San Diego County or unless you've taken up residence in a cave, you know the federal first time home buyer tax credit expired on April 30 and that the State of California's first time home buyer tax credit started on May 1.
There are two tax credits available from the State of California, one for new home purchasers and the other for first time homebuyers. Unlike the federal first time home buyer tax credit, funds for the state … (3 comments)

riverside first time home buyer: Temecula First Time Home Buyers - A new tax credit on the way? - 05/28/10 07:12 AM
 
A new First Time Home Buyer Tax Credit?  
In what has to be considered one of the strangest moves in the efforts to provide incentives to first time home buyers in Temecula, Murrieta and other portions of Riverside and San Diego County, on Wednesday May 26, the noted Libertarian, Ron Paul of Texas introduced legislation to permanently extend the first time home buyer tax credit.
There's an old saying about "what strange bedfellows politics makes" and this has to be a classic example. Mr Paul, a former Libertarian presidential candidate (maybe he still is, I'm not sure) has run … (0 comments)

riverside first time home buyer: Riverside County Down Payment Assistance Funds Available - 05/24/10 09:38 AM
 
Riverside County Down Payment Assistance  
If you're a first time home buyer in Riverside County and thought owning your first home was beyond your reach, well Riverside County through one of their down payment assistance programs is looking for first time homebuyer families to receive funds from their down payment assistance program.
Riverside County has multiple programs but we are going to focus on just one today. That program is the Redevelopment Homeownership Program (RHP). They currently have about $800,000 available for down payment assistance, which is approximately enough to help 17 families. It doesn't sound like much, but … (1 comments)

riverside first time home buyer: Temecula First Time Home Buyers - 10 things that can kill your home loan - 05/20/10 11:45 AM
If you're a first time home buyer in Temecula, Murrieta, or other portions of Riverside and San Diego County you may not know of the potential "land mines" that lie in waiting.
Just like navigating any minefield, if you have enough information and a really good map you can make it through.
MSN Money did a very good article on the "10 things that can kill your home loan". It wasn't the typical "get pre-approved" article but focused on some hidden items you may not be aware of. But as with most articles written by national publications, it doesn't always address … (0 comments)

riverside first time home buyer: Temecula First Time Home Buyers reclaim your privacy on Facebook - 05/18/10 02:48 AM
 
Facebook privacy for first time home buyers  
The tsunami like growth of Facebook, 400 million strong, has many first time home buyers in Temecula, Murrieta and other parts of Riverside and San Diego County wondering how much of their personal information is being seeing in the Facebook world.
If you're overwhelmed by the Facebook privacy options, there is a simple to use bookmarklet that allows you to scan your privacy options on Facebook .
Reclaim Privacy is an open-source browser-based privacy scanner that automatically inspects your Facebook privacy settings and denotes settings that are risky privacy-wise. 
Read more about privacy … (2 comments)

riverside first time home buyer: Temecula First Time Home Buyers - A secret strategy! - 05/17/10 11:41 PM
If you're a first time home buyer looking for your first home in Temecula, Murrieta or other portions of Riverside and San Diego County, you are no doubt frustrated with the process.
You submit multiple offers, often competing with ten to fifteen other first time homebuyers, only to find out the house sold for $10,000 more than your offer.
Well, we feel your pain!
We've  hired (at no expense I might add) a celebrity spokesperson to share a secret strategy with you. If you follow her words of advice, the competition for your first home will vanish, and you'll be on … (2 comments)

riverside first time home buyer: 6 Mistakes Temecula first time home buyers make - 05/05/10 11:47 AM
First time home buyers in Temecula, Murrieta and other portions of Riverside and San Diego County on the path to homeownership, are too often traveling that path with their "eyes wide shut".
Much of the decline in the current housing market can be traced directly to home buyers not being fully aware of what they "were signing up for".Here are the 6 most common mistakes and some tips to avoid them.
1. Not knowing your credit score- It seems hard to believe, when free credit reports are available to consumers each year, but it's true. Perhaps more important than the … (4 comments)

riverside first time home buyer: How to buy a Foreclosure in the Temecula Real Estate Market - 05/04/10 06:17 AM
First time home buyers in Temecula, Murrieta and other portions of Riverside and San Diego County have a unique opportunity when it comes to buying their first home. There are hundreds of homes in Temecula and Murrieta and thousands in Riverside and San Diego County that are in various stages of foreclosure and they are more affordable now than any time in the last 20 years. 
Too many first time home buyer enter the market with their "eyes wide shut" and not fully aware of the opportunities and pitfalls in today's market

90% of all first time home buyers use … (1 comments)

riverside first time home buyer: Is the tax credit really gone for Temecula First Time Home Buyers? - 05/03/10 06:49 AM
It's April 30 and many first time home buyers in Temecula, Murrieta and other parts of Riverside and San Diego County think they've missed out on the first time home buyer tax credits.
Well, the federal tax credit is gone after today, but local first time home buyers have other credits that may be available.
Watch video
California Tax Credit
Riverside County Tax Credit
San Diego County Tax Credit
To speak with a first time home buyer specialist, call or email us.
For more valuable first time home buyer information, subscribe
 
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riverside first time home buyer: Temecula First Time Home Buyers head to the vines - 04/24/10 06:02 AM
It's our favorite time of year again, spring has sprung and it's time for first time home buyers in Temecula, Murrieta, and other parts of Riverside and San Diego County to get out and take advantage of the wonderful entertainment opportunities in our favorite hometown.
If you're a first time homebuyer who is new to the area, you may not know that with the coming of spring many of our local wineries offer an enjoyable combination of wine and music.
Jazz? Got it!
Rock n Roll? Got it!
Country? Got it!
Folk? Got it!
Contemporary and Classic? Got it!
One of … (1 comments)

riverside first time home buyer: What's the truth about the California First Time Home Buyer Tax Credit? - 04/08/10 08:15 AM
Amid a great deal of hoopla, the State of California recently announced, not one but two tax credits as incentives for new home buyers and first time home buyers.
One of the state credits is for the purchase of new (never occupied) homes and is designed to help the struggling homebuilders in California.
California Homebuyer Tax Credit The second credit is for first time home buyers and can be used on resale or new homes.
If you've been out house hunting trying to take advantage of both the federal and state tax credit you've undoubtedly seen the offers of $18,000 waiting … (1 comments)

 
Greg Cook, Mortgage Consultant NMLS ID# 283159 (Platinum Home Mortgage)

Greg Cook

Mortgage Consultant NMLS ID# 283159

Temecula, CA

More about me…

Platinum Home Mortgage

Address: 27290 Madison Ave, Suite 104, Temecula, CA, 92590

Office: (951) 765-1718

Mobile: (951) 265-4532

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