lake havasu real estate: Dripping Dollars?
- 11/26/12 03:31 AM
Conserving water to be green while lowering your monthly bill to save green is a beneficial combination. Little things can contribute significantly to a large water bill. Leaky faucets can waste over 1,000 gallons a year Leaky toilets can waste 7,000 gallons a month A five-minute shower saves more water than a tub bath Water running while you brush your teeth or shave Sprinkler heads need to be adjusted to spray on the yard only Install a rain sensor on sprinkler system Pool equipment can be a hidden source of wasted water A larger than normal water bill can be your … (9 comments)
lake havasu real estate: How Long Do I Have to Wait?
- 10/06/12 05:30 AM
The question concerning people who’ve had a foreclosure, short sale or bankruptcy is when they will be able to qualify for a mortgage loan. It takes different amounts of time to heal credit scores based on the event. The following chart is meant to be a general guide for how long a person might have to wait. During this waiting period, it’s important that the person be current on all payments and maintains a history of good credit. A recommended lender can give you specific information regarding your individual situation and can make suggestions that will improve your ability to qualify … (0 comments)
lake havasu real estate: Rates Are Down But It Costs More?
- 09/23/12 03:23 AM
The latest Housing Affordability Index from the National Association of REALTORS® shows an interesting trend taking place this year that needs buyers' attention. Most people know that the mortgage rates are still at incredibly low rates but don't feel there is much sense of urgency. This report shows that mortgage rates have fallen from 4.37% in January to 3.81% for June. However, the report shows that the payment as a percentage of income has gone from 12.1% to 13.9% which simply means that buyers have to spend more of their income on a home. The reason is that the median price … (1 comments)
lake havasu real estate: Homeownership RULES...
- 08/06/12 02:22 AM
Most people agree that homeownership rules! When asked, people say they want a home they can call their own, to raise their family, share with their friends and to feel safe and secure. It also accounts for the majority of most people's net worth. These rules can help protect your investment and make homeownership more enjoyable. Don't overpay for your home Maintain your home's condition Minimize your assessed value to lower property taxes Make extra principal contributions to save interest and build equity Validate the insured value of improvements and contents Stay current on surrounding property values Make mortgage interest payments … (4 comments)
Our Real Estate market remains strong and steady, and very busy with Home Sales. Over the last month, the amount of Homes Sold has significantly reduced our inventory. As of today, there are 458 Single Family Homes for Sale, with 9 listed in the $100,000 range. Single Family Homes now range in price from $62,900 to a high of $1,750,000.
Now is a great time to buy a Home in Lake Havasu City!
Make plans to visit Beautiful Lake Havasu City soon! Enjoy our Fantastic Weather, Clear Skies, Magnificent Mountain and Lake Sunsets ~ and this … (0 comments)
lake havasu real estate: Assume or Not to Assume?
- 06/05/12 04:40 AM
The low interest rates secured by borrowers recently on FHA mortgages may become valuable in a different way in the future. FHA and VA mortgage are assumable at the existing interest rates subject to buyer qualification. Buyers wanting to assume an existing FHA mortgage must be owner-occupants and meet the current FHA guidelines. Applicants should have a minimum 600 credit score, total debt with house payment to be assumed not to exceed 41% of their monthly gross income and meet other standard income, credit and qualifying requirements. The benefits are not only assuming a lower interest rate resulting in lower payments … (0 comments)
lake havasu real estate: Keeping it COOL!
- 04/30/12 09:46 AM
Automatic thermostats can lower your monthly utility costs while conveniently regulating your comfort by adjusting temperatures on your heating and cooling systems. These can be particularly effective in homes with zoned systems where you live in one area during the day but sleep in a different zone. There are programmable thermostats available at home improvement stores that can make the adjustments for specific times during the day and specific days of the week. They'll allow you to override the setting when needed without tampering with the programming. They'll even remind you to change your filter. An exciting development is the Wi-Fi … (0 comments)
lake havasu real estate: Have You Backed Up Your Home?
- 04/16/12 04:18 AM
Personal computers have been around long enough that everyone has experienced or knows someone who has lost their data due to a hard drive crash, accident or burglary. If they had a backup, the loss was inconvenient but not critical. Do you have a backup for your personal belongings? Not that you need duplicates of all the items but do you have a journal listing of all the items with a description and their approximate values? That record becomes the backup that supports the claim for your insurance. If a building sustains a total loss, the insurance company will usually pay … (1 comments)
lake havasu real estate: $1.1 Million Limit?
- 04/11/12 02:22 AM
A recent U.S. Tax Court ruling clarified the IRS position that the $1.1 million limit for mortgage interest deduction applies per residence and not per taxpayer as some high-priced homeowners were hoping. A married homeowner filing jointly can have fullly deductible interest on a mortgage of up to $1,000,000 of acquisition debt and up to an additional $100,000 of home equity debt. If the married couple files separately, each party is limited to deducting the interest on half of those maximum amounts. The court case came about when two unmarried individuals who owned a home together as joint tenants felt that … (1 comments)
lake havasu real estate: Do YOU Really Need that Repairman?
- 04/06/12 05:52 AM
Have you ever had a service company to your home to repair something and find out that it really wasn't "broken"? I hate when that happens! Before you call the repairman next time, keep these things in mind to see if it is something simple: Disposer not working - check to see if the reset button has been thrown. It is usually on the bottom of the disposer. If the disposer is making a humming sound, the blades may be stuck. While the disposer is turned off, use a wooden broom handle as a lever to gently rotate the blades. … (0 comments)
...and our Real Estate market is still going strong, with Home Sales reducing our inventory. There are currently only 480 Single Family Homes for Sale, with only 4 listed less than $100,000. Single Family Homes in Lake Havasu City range in price from $69,900 to a high of $1,750,000.
It's Spring ~ we're enjoying GREAT weather, and you can too! We have a lot of EXCITING activities going on in Lake Havasu City this month!
Mark Your Calendars for FUN!
Havasu World Cup Grand Prix Boat Racing ~ April 6-8 The Nautical Beachfront Resort 1000 McCulloch Blvd. N. Time: 9:00 a.m. Admission: Free to Spectators
The Lake … (0 comments)
lake havasu real estate: Don't Miss the RECALL!!!
- 03/26/12 07:27 AM
Occasionally, you hear about an important recall on a product you have and you take care of it immediately. However, if you were to miss such a notice, it could put you or your family in jeopardy. You can subscribe to the U.S. government's service to notify the public when recalls are made on vehicles, tires and child restraints through the National Highway Traffic Safety Administration on their site called SaferCar.gov. You'll receive a notification by email when there is a new recall based on the type you selected. You can change your selections or unsubscribe at any time by going … (1 comments)
lake havasu real estate: When Mortgage Debt is Cancelled
- 03/20/12 03:19 AM
The Mortgage Forgiveness Relief Act of 2007 was passed by Congress to avoid additional financial hardship that some homeowners might experience due to a foreclosure or short sale. The law affects mortgage relief that occurs from January 1, 2007 to December 31, 2012. Normally, IRS considers partial or total debt forgiven by a lender to be treated as ordinary income. This not only affects foreclosures but even short sales where only part of the debt is forgiven would trigger additional taxes for the homeowner. There are exceptions that apply such as bankruptcy and insolvency. The forgiveness is only applicable to taxpayers' … (4 comments)
lake havasu real estate: Premium Rising...
- 03/09/12 12:04 AM
FHA has raised the annual Mortgage Insurance Premium to 1.25% beginning April 1st. MIP is required on all FHA loans and used to fund losses by lenders for borrowers who default on their mortgages. As of June 1st, FHA loans in excess of the standard maximum of $625,500, in high-cost areas, will have a premium of 1.5% of the loan amount. In addition to the increase in the annual MIP, FHA also announced it plans to raise the fee on the up-front MIP from 1.00% to 1.75%. No date was reported for its implementation. The bottom line will result in a … (0 comments)
lake havasu real estate: What's Happening in Lake Havasu City, AZ - MARCH 2012
- 02/27/12 11:54 PM
Spring is in the air in Lake Havasu City!Our current market offers an Excellent Value of Homes and Properties for Sale, with a continued increase in Home Sales. We currently have 548 Single Family Homes on the market, with just 14 listed under $100,000. March is right around the corner, bringing another month of FUN and EXCITING events in Beautiful, Lake Havasu City!
Mark your Calendars & Join the FUN!4th Annual Bluegrass On The Beach - March 2-4Lake Havasu State Park, Windsor 4 699 London Bridge RoadDon't miss this amazing 3 day Festival at Windsor Beach, in beautiful sunny Lake Havasu City, Arizona!Admission: Adults $20; Teens … (2 comments)
lake havasu real estate: In Search of an Honest Man...
- 02/15/12 08:59 AM
Similar to Diogenes’ search for an honest man, homeowners want someone to do quality repairs or services at a fair price. The task appears reasonably easy but if you’ve ever tried to locate someone, you know just how difficult it is. Finding a list of companies from a phone book doesn’t mean they’ll be reasonable and reliable, it just means they have a phone and are willing to pay for an ad. Searching on the Internet may direct you to a website that appears to be a local company but really is a marketing company who will sell the lead to a … (0 comments)
Conserving water to be green while lowering your monthly bill to save green is a beneficial combination. Little things can contribute significantly to a large water bill.
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