buying homes: Do You Hate When Real Estate Agents Ask You This Question?
- 03/07/17 09:08 AM
Have you ever gone to an open house? Or called a real estate agent about a listing you see? Maybe e-mail an agent about a property he/she has listed? You just want to check out a house. Maybe you're just curious. Or, maybe you're even pretty serious about buying a house. Doesn't matter. All you're doing is wondering about a house. That's it. That's what you want to talk to the agent about...the house you came to see, or called about. And it seems like one of the first questions an agent asks you is, "Do you have a house to … (2 comments)
buying homes: 10 Things Everyone Assumes About Real Estate Agents That Aren't True
- 02/20/17 11:53 AM
Real estate is a prolific profession. Everyone either knows a real estate agent, or is connected to one through six (probably less) degrees of separation. Between friends and relatives, and the stereotypical representation of real estate agents on television and in pop culture, the general public has a adopted some assumptions about agents that are very far from the truth. Here are ten things that people assume about real estate agents that just aren’t true: 1. They make “easy money”HAHAHAHAHAHAHAHAHAH. The only people who could ever possibly make the case that being an agent is an easy way to make money are … (1 comments)
buying homes: How to Make It Up to Your Pet After a Move
- 02/16/17 11:00 AM
You have read all the advice on moving with pets, and you have plans in place to make the transition as easy as possible for your dog and/or cat. We will call them Butch and Fluffy (Butch is the dog). The big moving day has arrived and Butch and/or Fluffy are freaking out. And since our pets are more important than life itself, we can't have them going bonkers, can we? So, here are some good ideas for making your pet (and you) feel at home after a move.
First, make sure your new place has been thoroughly cleaned, especially if it … (4 comments)
buying homes: Have you saved enough to cover the closing costs?
- 01/23/17 09:04 AM
There are many potential homebuyers, and even sellers, who believe that they need at least a 20% down payment in order to buy a home or move on to their next home. Time after time, we have dispelled this myth by showing that many loan programs allow you to put down as little as 3% (or 0% with a VA loan). If you have saved up your down payment and are ready to start your home search, one other piece of the puzzle is to make sure that you have saved enough for your closing costs. Freddie Mac defines closing costs as: “Closing costs, also called … (1 comments)
So, you made an offer on a home... Now what? Do you know what a home appraisal is, or why it’s so important for you to have? Many people misunderstand this crucial component of the home buying experience. In a nutshell, an appraisal is a valuation of your home; it’s a way for lenders to ensure that they aren’t providing a mortgage that isn’t worth what the home is worth. Your appraisal must match or exceed the value of your loan, otherwise you’ll run into hiccups. An appraiser is someone who uses comparable sales in your neighborhood as well as the … (1 comments)
buying homes: 7 Budgeting Tips To Help You Buy Your First Home
- 01/10/17 12:02 PM
So you've decided to purchase your first home in 2017. Congratulations! Purchasing a home is a huge decision, and it can be one of the most exciting and rewarding experiences of your life. But purchasing a home requires capital, and if your savings account is looking a little trim as we wrap up 2016, it means that you will have to do some budgeting in the upcoming year to make your dream of being a homeowner a reality. Here are 7 budgeting tips to help you buy your first home in 2017: 1. Track Everything You SpendYou will not be able to … (2 comments)
buying homes: Why do you need a Pre-Approval to shop?
- 12/13/16 02:41 PM
Ever had an agent deny to show you a home because you weren't pre-approved for a mortgage? It's not because they're mean, or they don't value your business... it's actually because they're looking out for your best interests. Let's face it, shopping for a home before getting pre-approved for a mortgage is like walking into a grocery store without a wallet. You may have the desire to buy, but you lack the ability. Let’s cover some basics... What is a mortgage pre-approval?In a nutshell, a mortgage pre-approval is written assurance from a lender or broker that you’re able to borrow money to … (0 comments)
buying homes: Why Are Mortgage Rates Increasing?
- 11/21/16 10:34 PM
Whenever there is a presidential election, there is uncertainty in the markets as to who will win. One way that this is noticeable is through the actions of investors. As we get closer to the first Tuesday of November, many investors pull their funds from the more volatile and less predictive stock market and instead, choose to invest in Treasury Bonds.
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Bottom Line Interest rates are impacted by many factors, and even though they have increased recently, rates would have to reach 9.1% for renting to be cheaper than buying. Rates haven't been that high since January of 1995, … (2 comments)
Have you ever gone to an open house? Or called a real estate agent about a listing you see? Maybe e-mail an agent about a property he/she has listed? You just want to check out a house. Maybe you're just curious. Or, maybe you're even pretty serious about buying a house. Doesn't matter. All you're doing is wondering about a house. That's it. That's what you want to talk to the agent about...the house you came to see, or called about. And it seems like one of the first questions an agent asks you is, "Do you have a house to … (2 comments)
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