Kristina Yorke's (lowrateloans) Blog

Finally, some much needed rain comes for our economic drought.  The good news that rolled in tonight was promising and encouraging.  Fox News reported tonight that the stock market saw its best day of 2009 today due to a report that Citigroup made a profit during the first two months of this year...

The other day I had a client tell me, I would like 100% financing and we will ask the seller to pay my closing costs when I make an offer so I don't have to out any money into the transaction.  This statement, as nice as it sounds, has become a thing of the past.   Yet there are many homebuyers w...

St Petersburg homeowners, Do you have an FHA mortgage??  Want to save money every month?  Check out the features of an FHA Streamline Refinance listed below.    FHA Streamline Refinances are hassle-free and have easy guidelines. - No income verification - No credit score requirements - No out of ...

Great news St Petersburg FL First Time Home Buyers, you can receive your tax credit even if you filed your taxes already.  Just amend your taxes and receive you $8000!NO NEED TO WAIT UNTIL NEXT YEAR !!! YES!  First time homebuyers can claim their $8000 credit this year IF they purchase before the...

After hearing all the great incentives to buy a home in 2009 - low mortgage interest rates, attractively low home prices and the $8000 the tax refund provided to first time home buyer through the new economic stimulus package - you are now ready to buy your first home.  Only one problem, you need...

First Time Home Buyers did you know that mortgage interest rates in St Petersburg FL and nationwide have dropped to near all time lows which makes mortgage payments more affordable? If you are a First Time Home Buyers in St Petersburg FL, take advantage of the following three important factors wh...

In normal situations HUD allows only one FHA Mortgage loan per borrower. Below are four unique exceptions to this rule.   1) Increasing Family Size- If the borrowers current residency no longer meets the families needs due to an increase in the number of legal dependents then the borrower is allo...

Buyers - have you found the St Petersburg FL home of your dreams that needs a little work, like new flooring and an upgraded electrical system, but you don't have the extra money for the upgrades? Is your Pinellas county residence a bit outdated and needs some new appliances and a remodeled kitch...

  Are you in the military or a veteran? Looking for great mortgage financing in St Petersburg FL or anywhere in the country?  Take advantage of the best loan financing available in today's market that covers 100% of home's the purchase price.  The VA home loan!! VA financing can be used to purcha...

  Recently in my St Petersburg mortgage business the phone has been ringing with clients talking about the mortgage interest rates being at all time lows.  The most commonly asked question is "Can I refinance to a lower interest rate and reduce my current monthly payment?"  Since most of the clie...