Northwest Indiana Mortgages, Home Loans, Seasoned Advice and Tips- Blog

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Mortgage and Lending - A&M Mortgage Group - 214765
Helpful and entertaining Home Loan info from Northwest Indiana - Serving Lake County, Porter County, La Porte County, Jasper County, Newton County for over 21 years



Dyer, IN - That's correct! If you have never owned a home and thought you needed a large down payment then think again! Not only may you be eligible for a Now 5.125%!!! interest rate, but you may not even have to have a down payment! Imagine, owning your very own home. This is the American dream ...
How to Increase Your Profitability I once read and copied to my journal that people are influenced in this order: 1. Family2. Friends3. Associates4. Professionals (i.e. advisors, teachers, experts, etc...)5. AdvertisingWhy is it that many of us invest all our money on #5 - the one with the least ...
I guess it's becoming a common practice. An investor client of mine said there's a website that claims to help homeowners who are "upside down" on their homes to just walk away and abandon their obligation/commitment/ repay the money they've borrowed to buy their home. I haven't see...
Changes to Pricing Requirements Fannie Mae will implement new loan-level price adjustments (LLPAs) that will apply to mortgage loans with various combinations of risk characteristics: •            • A range of loan-to-value (LTV) ratios combined with certain representative credit scores; •       ...
New FHA Mortgage Limits For Most of Northwest Indiana!!! With as little as Zero down (with approved down payment assistance programs e.g. Ameridream, Nehemiah, CHAPA, etc.) the new FHA Limits will allow you to sell more homes that have typically been out of reach for some first time homebuyers an...
HUD Ordered to Continue Down Payment Assistance Programs A second federal court ruled Wednesday that HUD has to continue a down payment assistance program for thousands of homebuyers. The Department of Housing and Urban Development violated federal law in adopting a rule last October that banned ...
“How to Find a Good Realtor?”  In order to establish mutually beneficial Realtor/Lender relationships and better serve Real Estate agents... If you’d be so kind, I’m looking for your expert advice. Please, answer one or more of these questions. The answers will be shared for the benefit of other ...
HUD Announces New FHA and Agency Loan Limits More than a week early, the Department of Housing and Urban Development (HUD) released the new FHA and GSE (Fannie/Freddie) loan limits for 2008 today. The new loan limits for the entire country can be accessed from HUD's website. Authorized by The Eco...
"To All the 'Kids' Born in the 1930's – 70's" First, we survived being born to mothers who smoked and/or drank while they carried us. They took aspirin, ate blue cheese dressing, tuna from a can, and didn't get tested for diabetes. Then after that trauma, our baby cribs were covered with bright c...

A&M Mortgage Group: Larry Penilla

Northwest Indiana Mortgages - Home Loans
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