homebuyers: Spring 2010 FHA Guidelines Make Borrowing Tougher and More Expensive - 01/21/10 01:43 AM
<!-- This material is non-exclusively licensed to Larry Penilla and may not be copied, reproduced, or sold in any form whatsoever.--> Securing an FHA mortgage in Northwest Indiana is about to get more expensive.
In a statement issued Wednesday, the Federal Housing Authority outlined policy changes to its mortgage assistance program. The shift is meant to both reduce the government group's portfolio risk while strengthening its overall financials.
For consumers, the changes mean higher costs.
As listed in the official announcement, there are 3 major guideline updates for the FHA:
Upfront mortgage insurance premiums are increasing to 2.25% from 1.75% Minimum … (0 comments)

homebuyers: 10 Cities For Home Bargains - 01/13/10 04:35 AM
-- This material is non-exclusively licensed to Larry Penilla and may not be copied, reproduced, or sold in any form whatsoever.--

As the housing market improves across the country, certain cities are emerging as relative bargains.  Some areas, like Miami, were hit hard by the recession, and other areas are buoyed by good school systems and strong labor markets.
In this 5-minute video from The Today Show, 10 cities are highlighted for their home prices.  And they're not "small towns", either. 
Among the featured cities:
South Bend, Indiana Akron, Ohio Tuscon, Arizona Minneapolis, Minnesota Trenton, New Jersey Now, this … (1 comments)

 
A&M Mortgage Group:  Larry Penilla, Northwest Indiana Mortgages - Home Loans (A&M Mortgage Group)

A&M Mortgage Group: Larry Penilla

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