East County San Diego Real Estate

Curb Appeal Matters When Selling Real Estate

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Thu, 07 Jul 2011 05:23:33 -0700

First impressions matter most. This is one concept that many homeowners trying to sell their homes and first time property investors trying to sell or rent property fail to understand. Curb appeal is the first impression when it comes to a house. This is the place that you as an investor or seller want those driving buy to think of as home. For this reason you should pay careful attention and spend some degree of time and effort making the outside of the home inviting and appealing to potential buyers or renters. One of the first things that people will notice is crumbling paint and bland or tired and faded colors on the exterior. Vinyl siding is often inviting because it is easily cleaned and reinvigorated. It also happens to be fairly low maintenance, which often appeals to buyers and renters alike. There are those however who will argue that siding detracts from the potential personality of a home. To each his or her own in this as it is a personal decision on behalf of the buyer and the seller. Regardless a clean and crisp paint job or siding makes a much better impression than an apparent state of disrepair. Remember those first impressions are important. If the outside of the home is rather unimpressive potential buyers are quite likely to discover the diamond that is the inside of your home. Another thing you can do to add curb appeal is to plant low maintenance flowers and plants around the exterior of your home. You do not want to invest in plants that require constant care nor do you want to seriously invest in plants that are going to grow out of control and look unwieldy. At least you do not want to plant these around the exterior of your home that is facing the road. Bushes and climbing vines do well in many cases along fences that surround the property however or as a dividing privacy line between your property and neighboring properties. If you live in an area that isn't conducive to green grass you may want to consider some sort of hybrid that can thrive with less water or choose some form of landscaping that doesn't rely on large open patches of grass in order to be beautiful such as xeriscaping then that is quite probably a wise idea. The point is to make the house as attractive on the outside as you hope those viewing the property will find the inside. Another thing to keep in mind when making the upgrades is to clean the sidewalks and driveway if it is concrete. It is amazing what a high power pressure washer can do to your sidewalks, driveway, and/or front porch. Don't stop there however; take the time to make sure your doors and windows are clean as well. These little things often make the biggest impression. If you care properly for the exterior of your home and keep it nice and shiny chances are (in the buyer's mind) that you will have taken the same care of the inside of the home that they are quite possibly now considering. Taking the extra time to insure that the outside of your home is attractive to buyers can translate into higher and quicker offers than neglecting the essential real estate between the front door and the curb. Do not overlook this powerful piece of advice and you should enjoy a little more success in your efforts to sell your home or investment property. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Choosing Your Real Estate Appraiser

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Mon, 20 Jun 2011 05:37:22 -0700

If you have been thinking about purchasing a real estate property for personal use or as an investment, you"ll need to hire the services of a real estate investor. If you play to finance your home through a bank or other lender, you"ll more than likely need to get the property appraised first. Banks and most lenders want to know the value of the home for your protection, as well as make sure that the home they are financing is worth the total amount that you take on the loan. In most cases, the appraisal indicates that the home does indeed meet or exceed the asking price. In some cases however, the appraisal will come back saying that the home is worth less than the selling price. If this is the case, the buyer normally has to either drop the deal or try to negotiate with the seller to get a price that meets the appraisal. For those very reasons, a real estate appraiser is very important. When you are dealing with a home, one appraisal can make a deal or break it. Even though you may not be financing your purchase through a lender or the bank, you should still make an effort to get the home appraised and find out the true value. You should also make a point to find the best appraiser that you can afford. If you hire an appraiser who isn't that experienced, you"ll pay for it later when you discover that the property isn't worth what you paid for it. A real estate appraiser will go through the home performing an evaluation, and then provide you with a written evaluation after he has gathered all necessary information. Appraisers will also taken into consideration the replacement costs as well. Also, they will have to very land descriptions as well. There is a lot of work involved with appraisals, which is why it's so very important that each step of the process is performed correctly by a qualified real estate appraiser. If you have a real estate agent, he or she will more than likely be able to make a recommendation. Keep in mind that this doesn't mean the recommendation is the best; it's just someone who your agent works with. To ensure that you get the right appraisal on your home you'll need to find yourself an appraiser who is capable of completing the job. When you look for your real estate appraiser, you should look for someone who comes highly recommended. You can ask family and friends for their opinions, or search local papers, even the Internet. If you take your time and search for the best real estate appraiser that you can find you'll normally get an appraisal that is right on target. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Cheap Homes

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Mon, 20 Jun 2011 05:31:39 -0700

When it comes to real estate, it's really hard to beat a cheap home. Cheap homes are very affordable, and ideal for those on a budget. For real estate agents, these types of homes represent a way to buy a home at a low price, build it up some more, then sale it for a large price. Making money with real estate is easy to do - no matter how you look at it. Although you can find cheap homes throughout the United States, some will obviously be better than others. Some are in great neighborhoods, giving you plenty to see and plenty to do all around you. On the other hand, most towns that offer the cheapest homes normally have a bad situation when it comes to the job market. They can be great to retire to or settle down in if you own a business, although they aren't great if you need a job. Internet marketers and writers are finding these areas, are flocking to them at a very fast pace. You can also save quite a bit of money by buying a home that is less expensive, but still fits your needs. What this means, is buying a home in the inexpensive areas of your town, or buying a home that is cheap in price. You shouldn't be focused on one type of home or neighborhood, but instead look at your available options and compare prices. Keep in mind that buying cheap homes doesn't necessarily mean buying a run down place or buying your home in a bad part of town. You can get a cheap home in a great neighborhood, if you weight your options accordingly. If you shop around and look at different areas, you might find yourself very surprised at just how many homes are available at cheap prices. Before you purchase a home, you can save a lot of money if you know how to negotiate with the real estate agent. Although a home may have a higher price than you are willing to pay, you can shave quite a bit of the price off through negotiating. If you learn just a few of the simple techniques of negotiating, you can save a lot of money. Each and every day, hundreds of people get cheap homes by negotiating with real estate agents. In some cases, you can end up paying the full price of a home and still end up spending less than someone else might spend. Although price has an impact, financing is also an area that can help to make a home more affordable. If you get a low interest rate, you'll save a lot of money when you buy the home. There are several ways that you can save money through your finance options, which is why you should always research what's available to you before you buy. Before you decide to buy a home, you should always think things through and be sure to look around different areas and neighborhoods. Even though there are many cheap homes out there, you can get just as good of a deal through negotiating. Most cheap homes sell very quick, which is why you should always be on the lookout for one. When you find a cheap home that fits your needs, you should act on it. Contact the agent, take a tour of the home, then decide if the price and the features are indeed what you've been looking for. If it isn't - simply forget about the house and start looking for another one. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Buying Your Dream Home

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Mon, 20 Jun 2011 05:26:18 -0700

Even though it's not easy for everyone to buy a home, it is in fact easier than ever to get a home these days with most lending agencies and banks being more liberal than ever with providing home loans and mortgages. Even if you don't have a lot of capital or a lot of money to put down, you can still get the home of your dreams at a very affordable price. A lot of us think that buying a home is a tough process, needing a large down payment, although this isn't always the case. Buying a home largely depends on your budget. If you put a down payment on your home purchase, it will go towards your overall purchase. The more money you put down on a home when you purchase, the lower your monthly payments will be. Those of us who don't own a home live in rental houses and apartments. This can be a worthwhile solution, although your still paying money towards your housing that you could instead be putting towards a home of your own. Owning a home is a dream for many of us, especially when it comes to that dream home that we all hope to own one day. Apartments and homes are great to rent - although most these days will cost you just as much as a mortgage payment - which doesn't make any sense at all. Instead, you can easily convert your rental payments into monthly installments towards your own home. All across the United States, you can find of lot of banks and lenders that offer easy to get loans for purchasing your own home or real estate property at low interest rates. With a lot interest rate, you can get the home of your dreams and enjoy low monthly payments. Keep in mind, you need to choose a loan plan that's best for you. You can go through bank, through a lender, or use a service online. There are many different ways that you can go, although real estate agents seem to be the most common now days. Good real estate agents will be more than willing to help you get a great deal on the home, at prices that are right for you. Anytime you buy a house, you should always plan ahead, get yourself a real estate agent, and then pursue your dream home. If you plan your budget and take things one step at a time, you'll be closer than you think to the home of your dreams. If you choose to keep renting and pay money toward something you don't own - the home of your dreams will continue to slip away. Take action now and stop renting - find the home of your dreams and put your money towards owning it instead. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Buying Unfinished Homes

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Mon, 20 Jun 2011 04:59:04 -0700

Unfinished homes present a great way to save a lot of money and get yourself a new home in the process. If you buy an unfinished home, you can keep your monthly mortgage payment low and also lower your initial investment. You may also be able to buy a larger foundation size as well, which you can easily add on to and save money in the process. Normally, unfinished starter homes leave the upstairs area unfinished. The question here, is just how much equity you want to put into an unfinished area. Sometimes though, an unfinished home may leave the roofing, framing, plumbing, or electrical aspects unfinished. Before you make a purchase, you should always decide how much money you have to finish what needs to be finished. If the home you are looking at has plans for a garage, you can save thousands if you decide not to go with the garage. On the other hand, if there is another attached room that is planned to go onto the house, you can save just as much if you decide to forgo it. There are always ways that you can save money just by looking at the plans. Unfinished homes may have other planned on additions as well, in which you can save a lot of money just by leaving them out. The is something that you should always keep in mind. When builders acquire a piece of property that they plan to build a home on, they will do everything they can do make as much money as possible on their homes. You might be able to get them to agree to some of these ideas, although they probably won't agree to all of them. Building homes can be a very profitable business - which is why most companies like to build their homes exactly as the plans call for. When looking at unfinished homes, you also need to look at what banks are willing to accept. If you are planning to get a mortgage, most banks will need to ensure that the home is up to local codes and in living condition. What this means, is that there will need to be a living room, bedroom, and other rooms finished. If the home is lacking quite a bit in terms of being unfinished, most banks won't give you a mortgage. Most banks are also known to turn down unfinished home mortgages that they feel will have trouble selling in the event that you default. Normally, the entire downstairs area will need to be finished, along with most of the landscaping. You might be able to do some of it yourself and save money, although in most cases the home builder will need to do a majority of the topsoil and grass just to satisfy the bank. Banks have strict requirements when it comes to unfinished homes, which is why you should always check with your bank before you invest in an unfinished home. As most of us already know, buying an unfinished home provides an excellent way to get into the housing market and get your very own home. Unfinished homes also allow potential buyers the chance to grow into their home along with their family. If you are interested in saving money, you should be sure to talk to the builder. This way, you can go over the plans and decide what doesn't need to be there. In most cases you can save a lot of money and still get a home that will provide years and years of memories for yourself and your entire family. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Buying Real Estate Foreclosures

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Mon, 13 Jun 2011 05:35:10 -0700

When looking for a home for you and your family you will come across all kinds of deals, bargains, and so-called values along the way. If price is a very tangible object for you and your real estate investment then you might seriously want to consider the value of foreclosures. If you are hoping to invest in real estate in order to turn a profit then you may also wish to consider these properties that are often sold well below the ordinary value of the property because they are in varying degrees of disrepair. Foreclosures are properties that have been taken back by the lenders because the previous owners were unable to continue making payments on the property. Being that these homes were often owned by those in financial distress and may have been empty for some time before being sold, chances are that the foreclosure homes being sold at any given time are in some degree of disrepair. The shabbiness of many of these properties is one of the factors that keeps the prices down. Another is the fact that the lenders are essentially attempting to recoup their investment in the property. For this reason they are often willing to take less than the value of the property if that is what is owed on the property. Why are these properties often in a state of disrepair? Truthfully, there are many reasons but the primary culprit in this situation is money. Obviously the owners of the home were struggling to make the payments or the home would not be in the state of foreclosure. If the notes on the property were difficult to begin with it makes perfect sense that other issues such as leaking roofs, shabby carpeting, or plumbing maintenance would take a distant second in priority to making the house payment. At the same time, there are those who are bitter about loosing their homes. As sad as the situation may be some add insult to injury by damaging these properties intentionally. These homeowners feel they have nothing left to loose and if they cannot have their property hole then the lenders should not as well. While this is by no means the way to go there are very many who choose this path over other options. The fact is that their loss in these situations is actually your gain. The damage they do to the property is often not terribly expensive to repair though it can be quite bothersome. Your willingness to do the work in order to create a beautiful home for you and your family or as an investment can often translate to big savings at the closing table or when negotiating the price of the property. Foreclosures can allow families to buy larger homes in better neighborhoods than they would ordinarily be able to afford. They can also provide a fabulous kick-start to a property investment portfolio. Despite common claims and Internet advertisements, you do not need to buy a list in order to find foreclosed real estate in your area. You simply need to procure the services of a competent realtor and let him or her know that your intentions are to purchase a foreclosed property or some other property that is selling well below market value. You might be amazed at the wealth of information and assistance your realtor can provide not only in finding excellent foreclosures but also when it comes to procuring financing for some of the more creatively damaged foreclosures you may run across at insane bargain prices. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Buying Real Estate for Your Family

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Mon, 13 Jun 2011 05:32:02 -0700

The very best and most enjoyable reason to purchase real estate by far is in buying a property in which your family will live and grow together. There is a lot of fun involved in finding the perfect place for you and your family to call home. There is also a great deal of stress involved as well and that should not be overlooked. Some things to keep in mind when searching for the perfect property for your family are the following: 1) Make your first step the step of finding a realtor or buyer's agent that you are confident has your needs, desires, and best interests at heart. Your realtor can prove to be a lifesaver when you've reached the final hours before closing and the sky looks as though it's going to fall. Far more than that though, your realtor can help you find the home that you simply cannot see your family living without. 2) Once you've found a real estate agent that you trust to help you find a home for your family it is time to identify the things that are absolute necessities in your search and those things you can live without. The most important thing to decide upon is a budget that you are comfortable living with. 3) Once you've established a budget you need to decide the features that are important to meet the needs of your family. The number of bedrooms, bathrooms, square footage, and yard space. Do you need a fenced in yard or a basement? These things are important as they do affect the comfort and in some cases safety of your family. 4) Another important thing that must be considered when purchasing a home for your family is the neighborhood. This is more important than many people may realize. It is well worth having a smaller home in a neighborhood that is poised for growth rather than a larger home in a neighborhood that is in the state of decline or on the verge of the state of decline. Crime rates in the neighborhood and the school district are other things that need to be considered as well before deciding to view a potential home. 5) You should also take the time to look at several properties before deciding on one property over another. The more properties you see, the better the chances are that you will actually find the one perfect property for the needs of your family home. The more homes you see the more you will learn about your likes and dislikes. You will also get ideas about possibilities and things that can be added on to the home you eventually select. Regardless, the more homes you see, the more choices you have when the time comes to make a decision. 6) Never offer the asking price right away. Even if you are willing to pay the full asking price, offer something a little lower and allow some negotiating room. Be sure, if you truly want the house in question not to be insulting with your offer but make the offer just the same. Some things you may want to consider when you make your offer is how quickly you are likely to need a new roof, new flooring, new heating or air conditioning, and countless other improvements that may need to be made on the property. Each of these things costs money and they add up over time. If everything is fairly recent and in good working order you may want to consider that when making your offer as well. You will find many houses along the way but few will reach out and impress themselves upon you as home. Those are the ones you should consider long and hard. Weigh the options, the prices, and your likes and dislikes. If you do all of this you should be well on your way to the home of your dreams. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Open House

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Fri, 10 Jun 2011 11:19:45 -0700

Open HouseSunday 1-4pm2914 Stonefield Dr. Jamul, CA 91935Priced At $699,000go to lyleandgrace.com to view the property photos and info Amazing home located in prestigious Steele Canyon Estates. portion of land is part of Biological Preserve. Perfect home for tranquility with gorgeous views! Home includes elegant touches including custom colors throughout, granite counter tops, maplewood floors upstairs and loft area, high vaulted ceilings and recessed lighting! Large master bedroom includes dual sided fireplace leading to master bath with oversized tub. Exit out to lush garden and backyard. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Buying Pre Foreclosures

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Tue, 07 Jun 2011 12:15:16 -0700

Pre foreclosures are known as properties that have reached the final stages before they get repossessed or taken back by the lender or bank. The owner is still in complete control of the property or home, although the bank or lender will repossess the home if the owner doesn't attempt to rectify the situation. Normally, if the owner makes things right with payment, the pre foreclosure will settle and things will go back to normal. When buying real estate, there are several benefits to pre foreclosures. Although there are several ways that you can buy a home, pre foreclosure is one of the best. Even though it is one of the best ways to buy property, many people miss out simply because they aren't familiar with pre foreclosures and all of the benefits that come with them. The best thing about pre foreclosures is the prices that are associated with them. In most cases, the owner has no choice but the sell the house, and therefore will listen to just about any offer that he receives. Due to this very reason, you can find pre foreclosures for sale at nearly 50% off market value. This is an ideal time to purchase, especially if you are looking to save a lot of money. Along with the great prices you can get with pre foreclosures, you'll also have the luxury of dealing directly with the owner - no third parties involved. This is a great advantage, with buyers being in total control of pre foreclosure sales. In the event that the home owner decides to turn down your offer and cannot find another buyer, he will lose everything. Even if you offer the owner a small price, he will be able to make a little bit of money selling the home. You can find pre foreclosures that up for sale pretty much the same way that you can find homes in which the bank already has control of. You can look in the local newspaper, on the Internet, or by calling the lender directly. There are several options that you have in terms of finding pre foreclosures, giving you plenty of options. Once you have found a pre foreclosure for sale, it's up to you to seal the deal and get the home of your dreams at a very affordable price. When you compare foreclosed properties with pre foreclosed properties, you'll find that there is less competition involved with pre foreclosures. Pre foreclosed homes are a great purchase, as they will normally come at a very affordable price. Those of you who have been looking for a new home shouldn't hesitate to check out pre foreclosed properties. They are a great investment - and can indeed be very profitable in the long run. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Benefits of Flipping Real Estate

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Tue, 07 Jun 2011 12:09:39 -0700

The obvious benefit and sought after benefit of flipping real estate is the profit. This is one incredibly tangible benefit, particularly when the profits are large and quick to come your way. Of course there are risks. Most ventures that offer high profit also come with a high degree of risk. Money, however, is not the only benefit that can be associated with flipping real estate though it is certainly the one on most investors' minds when they get into this line of work. Let's talk profit first. Profit is the one reason that most people get into this business. The days are long and the work is hard. This is definitely not the type of work one would ordinarily undertake for the simple love of getting one's hands dirty. This is real work that leaves you bone weary at the end of the day. However, when all the work is done and you get around to making the sell, you will find that the profit involved in a successful flip is well worth the effort you've put into the process. The good news is that the savvy investor can still manage to make money even when the situation may not work out quite as planned. This is yet another benefit to flipping real estate. If the flip doesn't work out, there is always the option of leasing to own the property or renting the property out. The profits in these situations are considerable less than a straight out flip but it can prevent financial ruin that is often the risk of a flip gone wrong. The fact that there are options and that you aren't necessarily left ruined at the end of a bad flip is definitely a benefit. There aren't many types of investments that allow you the option to save yourself the way real estate does. One of the intangible benefits of flipping houses is that you are in essence working for yourself. In other words you do not have to punch a time clock or worry about overtime (at least not on your part). This can be a bad thing too if you lack the discipline required to get the job done. However, most of us will view this is a huge check in the pros column when deciding whether or not to take the plunge into the wonderful and frightening world of real estate investing. Even though this is a business that requires a lot of work in order to turn an attractive profit there is some satisfaction at the end of the day involved in knowing that you are working for yourself and not to make someone else wealthy or in order to punch a time clock. That feeling of satisfaction is one that you should hang onto when the brand new toilet you've just installed becomes a geyser. Of course there are mistakes along the way, what other job keeps you on your toes quite like this one? Real estate investing, house flipping in particular, can be one of the most frustrating types of investments a soul can pursue. At the same time it can also be one of the most rewarding mentally, spiritually, and financially. This is something you should keep in mind when deciding whether or not this is the right path for you. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Are You Committed to Your Real Estate Investment?

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Tue, 07 Jun 2011 12:03:15 -0700

There are many questions that should be asked before embarking upon a career of real estate investment. The first and foremost question however should be whether or not you are truly committed to making real estate work for you. This is not a business for the faint of heart. In order to truly turn a profit you must be at times ruthless when dealing with buyers and sellers but ethical to a fault when it comes to the work that must often be done in order to get a property in sellable condition. The reason a serious commitment is needed in order to make real estate work for you is simple. There will be ups and downs along the way. The stock market experiences rises and falls on a regular basis. Just as you cannot dump all of your stock over one bad day the same holds true even more so in the realm of real estate investing. Property values in general rise gradually over time. This means that even if the values in a community falter chances are that they will eventually recover. Those who bank on the slow and steady growth in the value are referred to as buy and hold investors. These investors are truly committed to their investment. Some of them elect to hold the property as a vacation property while others opt to earn an income on the property by renting it out to other families or vacationers, whatever their choice may be. This is a great way for many people to enjoy the luxury of a vacation property without absorbing all of the expenses involved in owning a vacation property as the rentals will help compensate some of the costs when the owners (investors) are not in residence. This is a fairly common practice in high demand tourist areas in which people often enjoy vacationing. These types of investors are what some people refer to as serious real estate investors though all real estate investors need to take their purchases seriously. Those who own rental properties must also be committed to making their investments work for them. Rental properties are not a 'hands off' type of investment, as they will need to be maintained in order to remain in demand by tenants. You must also make constant efforts to keep these properties managed and filled along with remaining certain that you are collecting your rent each month and that the properties aren't falling into a state of disrepair or abuse by tenants. Many investors retain the services of property management agencies in order to handle the minutia of month-to-month details and collections. This is a great idea whether you have one lone rental property or a vast portfolio of rental properties. Even better however, is the fact that if you keep your rental properties in reasonable repair throughout the years they can become liquid assets in time. In other words, they may actually pay for themselves a few times over if you invest for the long-term rather than focusing on the moment. No matter what type of real estate investment you intend to have it is important that you are prepared to make the commitment to profit or profitability that is necessary in order for your venture to be deemed a success. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Open House

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Fri, 03 Jun 2011 11:17:46 -0700

11286 Lalani Dr La Mesa, CA 91941 From 12 - 4 pm Sunday, June 5th 2011 This beautiful home has great views and a great house for entertaining many guests. Great Pool with jacuzzi flowing into pool down great stair step waterfalls. Must See Home to realize the beauty. 4732 Atlanta Dr San Diego, CA 92115 From 12 - 4 pm Saturday, June 4th 2011 For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Open House

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Fri, 03 Jun 2011 04:30:03 -0700

11286 Lalani Dr La Mesa, CA 91941 From 12 - 4 pm Sunday, June 5th 2011 4732 Atlanta Dr San Diego, CA 92115 From 12 - 4 pm Saturday, June 4th 2011 For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

OPEN HOUSE

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Thu, 28 Apr 2011 12:12:27 -0700

Saturday April 30th, 2011 2914 Stonefield Dr. Jamul, CA 91935 4 Bedrooms, 3 Baths, 3,195 sq. ft./ 5.03 acres, built in 1998, fireplace, Great Views Sunday May 1st, 2011 2842 Wildwind Dr. El Cajon, CA 92019 4 Bedrooms, 4 Baths, 4,300 sq. ft., 1 acre, Built in 1990, Fireplace With Resort Style Living For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Work With The Experts of East County Lyle & Grace Realty Executives All Area

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Wed, 27 Apr 2011 05:43:22 -0700

For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Buying Pre Foreclosures

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Fri, 15 Apr 2011 05:07:05 -0700

Pre foreclosures are known as properties that have reached the final stages before they get repossessed or taken back by the lender or bank. The owner is still in complete control of the property or home, although the bank or lender will repossess the home if the owner doesn't attempt to rectify the situation. Normally, if the owner makes things right with payment, the pre foreclosure will settle and things will go back to normal. When buying real estate, there are several benefits to pre foreclosures. Although there are several ways that you can buy a home, pre foreclosure is one of the best. Even though it is one of the best ways to buy property, many people miss out simply because they aren't familiar with pre foreclosures and all of the benefits that come with them. The best thing about pre foreclosures is the prices that are associated with them. In most cases, the owner has no choice but the sell the house, and therefore will listen to just about any offer that he receives. Due to this very reason, you can find pre foreclosures for sale at nearly 50% off market value. This is an ideal time to purchase, especially if you are looking to save a lot of money. Along with the great prices you can get with pre foreclosures, you'll also have the luxury of dealing directly with the owner - no third parties involved. This is a great advantage, with buyers being in total control of pre foreclosure sales. In the event that the home owner decides to turn down your offer and cannot find another buyer, he will lose everything. Even if you offer the owner a small price, he will be able to make a little bit of money selling the home. You can find pre foreclosures that up for sale pretty much the same way that you can find homes in which the bank already has control of. You can look in the local newspaper, on the Internet, or by calling the lender directly. There are several options that you have in terms of finding pre foreclosures, giving you plenty of options. Once you have found a pre foreclosure for sale, it's up to you to seal the deal and get the home of your dreams at a very affordable price. When you compare foreclosed properties with pre foreclosed properties, you'll find that there is less competition involved with pre foreclosures. Pre foreclosed homes are a great purchase, as they will normally come at a very affordable price. Those of you who have been looking for a new home shouldn't hesitate to check out pre foreclosed properties. They are a great investment - and can indeed be very profitable in the long run.For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Flipping Houses for Fast Real Estate Profit

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Thu, 14 Apr 2011 04:51:08 -0700

One of the rising stars when it comes to real estate investment is known as 'flipping' properties. This works by buying properties that are in need of either minor cosmetic repairs or in need of serious renovations, doing the work, and selling the home for a much greater price. In theory this brings in a significant amount of profit in a rather small amount of time. This is the case for many who attempt to flip properties but it takes a little more than the idea in order to make the process work. For this reason, there are many who end up sacrificing profit or losing money in the process when plans aren't well conceived. If you are considering a future in real estate investing, this is one of the quickest ways in which investors can turn a profit. It is also a method for bringing in high profit in a short amount of time. Unfortunately, this once closely guarded secret has gained some degree of infamy and there is fierce competition for the undervalued properties on the market as more and more would be investors decide to throw their hats into the collective ring. If you are considering real estate investments in general and house flipping in particular there are some things you should keep in mind. 1) Treat this as a business rather than a hobby. Far too many investors do not take their investments seriously. This is a mistake because in this business time is money and every month that the house isn't sold is a month that the house is costing you money. Create a plan, make a schedule, and stick to them both. 2) Remember that this is a business. You are not investing in properties to make friends or seem nice. You are in this business to turn a profit. You cannot be timid about making low offers. The ability to buy low and sell high is the lifeblood of this particular business. This means that you are quite likely going to hurt feelings and make people angry (because they often place emotional prices to their homes that are simply not economically feasible). If you cannot deal with this reality then you are going to have some degree of difficulty gaining the high profits you are seeking. Nice guys finish last and you can't really afford to do that in this line of work.3) Pay attention to the market. This is vitally important. Many 'flippers' lost their shirts in the recent near collapse of the housing market around the U. S. The truth of the matter is that the indicators have been building for years. In cities where there was once a shortage of viable housing options there are currently surpluses. This does not drive the value of properties down so much as it brings them back to their proper values. Investors that were counting on an ability to sell above the actual value of the property were left holding the bag (or rather notes) on these properties for quite some time until they could be sold. Some never managed to sell these properties and were left dealing with the expense in addition to the costs of the upgrades. Do not buy in an inflated market if it can be avoided unless it is during the very beginning of the inflation (before property developers have the opportunity to create a surplus). 4) Do not allow it to become personal. Far too many first time house flippers decide to create a work of art rather than a business investment. It is tempting when making cosmetic and structural repairs to go ahead and create a dream home. The problem with this is that depending on the particular market you are unlikely to recoup the costs involved in doing so. The goal is to invest little and profit large. Granite countertops are lovely but not at all necessary in a neighborhood filled with those of humble means. Cater to the tastes and budgets of your target market rather than your personal tastes. Despite the risks involved in flipping houses as a real estate investment there is no denying that fortunes have been made doing just that. Even in the current housing market there is a great deal of promise available to those who can do the work quickly and inexpensively. People still want to buy these lovely homes rather than buying a home that needs to be made over after the price of purchasing.For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

OPEN HOUSE THIS SUNDAY APRIL 17TH 12-4PM_PRICED REDUCED $799,000

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Wed, 13 Apr 2011 10:56:59 -0700

For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Making the Most Out of Social Networking Websites

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Wed, 13 Apr 2011 05:51:47 -0700

Do you belong to an online social networking website? With their recent rise in popularity there is a good chance that you do. However, it is one thing to be a community member and another to actually participate in online discussions, as well as the many other network features. That is why it is advised that you learn how to make the most out of your social networking experience. Many internet users already think that they know everything that they need to know about their social networking community. Unfortunately, not everyone does. In fact, you can find numerous posts online of people ranting or stating that they wished that their social networking website, such as Yahoo! 360, MySpace, Orkut, FriendWise, or FriendFinder, has a particular service and feature. Too many times, those posters did not look before they started speaking because, as it turns out, many social networking websites have what people want, just everyone doesn't know about it. The first step, in making the most out of your social networking experience, is to familiarize yourself to the online community or communities that you belong to. This can easily be done by closely examining the website. There are too many internet users who are focused on meeting new friends that they get started right away. While it is nice to start meeting new people right away, it is also nice to know what your social networking site has to offer. This can only be done by closely examining the website. Whether you take one hour or one day examining the website, you will likely be pleased with your decision to do it. When examining the website of the online community that you belong to, it is advised that you examine the terms of use agreement. This agreement often outlines what you can and cannot do online. Despite the fact that a large number of online networking sites, such as MySpace, have little rules, there are other websites that have them. These rules and restrictions may limit the content that you can have on your site, as well as your pictures, videos, and other media. Many websites, including social networking websites, will terminate your membership if you are found violating these agreements. By reading all of the rules and restrictions of the social networking website you belong to, you should be able to ensure that you can continue to use and enjoy the site. One of the many benefits to fully examining the social network you belong to is that you could be alerted to network benefits, features, or services that you were previously unaware of. In addition to giving you your own profile page and allowing you to invite other internet users into your network, there are a number of other things that you can do with online social networking websites. A large number of websites have created features and sections that include horoscopes, quizzes, polls, instant massaging, chat rooms, and much more. However, before you make use of these member benefits, you must know that they exist. If you are interested in making new online friends, it is likely that you have already joined an online social networking community. Whether you are interested in joining more or you are a first time user, you will to carefully choose your networks. By researching each social networking website online, you should easily be able to famialrize yourself with the advantages and disadvantages of each. And, since most social networking websites are free to use, there are no risks associated with giving the network a try. If you happen to come across a website that requires a paid membership and you would like to try it, you are advised to lookout for free membership plans or free trail periods. They may be able to help you determine whether or not the social networking website that you are interested in joining is worth the cost. As you can easily see, there are a number of different ways to go about making the most out of your social networking experience. The control is in your hands. It is your decision as to whether or not you want to spend a small amount of time researching your network and everything that it has to offer. However, it is important to note that not doing so may literally mean that you are missing out on all of the fun.For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Home Loans

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Wed, 13 Apr 2011 05:48:54 -0700

Home loans make the process of buying a new home more affordable than ever. As you may already know, these types of loans give you many opportunities that wouldn't be possible without them. When you buy a home, you should understand as much as you can about the process, as well as the questions you will be answering. This way, you'll be familiar with how things work and you'll find the entire process to go much smoother. When you look towards a home purchase loan, you'll need to fully understand the interest rates. They are never the same and will vary among the different financial institutions, as well as from time to time. In many cases, home loans can change on a frequent basis, with little to no notice. When you buy a home, it is very important that you keep up with the economy. Any change in interest rates for a home loan can either increase or decrease the amount you pay back. When getting a home loan, you'll also need to understand the terms and the length of the loan. Almost all financial institutions and lenders have a variety of different plans or periods for you to choose from. If you choose a longer period, in most cases your interest rate will drop. You can find this out yourself by using a mortgage calculator. This way, you'll know how much your mortgage payment will be before you decide to further pursue the loan. As you probably already know, your ability to pay the loan back is very important. Some lenders require that you keep your loan full term, while others may provide you with the option to pay it off any time you wish. Home loans that give you the option to pay it off early will normally save you quite a bit of money in the end. If you are able to pay your loan off several years early, you'll save a lot of money in the long run. Even though the early payoff option is great to have, it can also come back to haunt you if you end up defaulting on the home loan. Or, if you decide to sell your home in the future, the early payoff can haunt you as well. For those very reasons you should always consult with a specialist before you commit to any type of home loan. For the potential home buyer, home loans offer several different opportunities. Before you rush out and get a home loan, you should always know what you are agreeing to. You should also look into the company you are thinking of getting the loan from as well, so that you can better prepare yourself when you go through their process of getting your loan. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Tips For Selling Your Home

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Wed, 13 Apr 2011 05:02:39 -0700

Unlike other things that you may own, you can never take selling your home lightly. A house is a big commodity, one that is worth a lot of money. Before you even think about selling your home, you should put a lot of thought and consideration into it. Although you may want to sell your home - you should make sure that you do it the right way. The first thing you should do when you are thinking of selling your home is to hire yourself a qualified real estate agent who knows the neighborhood. An agent who knows your neighborhood will known the ideal price for your home, and help you sell it at the ideal price. If your home is priced right for the neighborhood, chances are it will sell. If it is priced too high, you might not get any offers or anyone interested in buying the home. Once you have a real estate agent, you and your agent will need to develop a strategy. You'll need to decide on the price and how long you will leave it on the market before you think about a reduction. You'll also need to discuss his commission as well, which will help to avoid any misunderstandings in the future. If you talk about these types of things when you first start out selling your home, you'll find the entire process to go much smoother. In some cases, you may run out of time before you are able to sell your home. In this situation, you may want to rent out your home. When you rent out your home, you may also be able to strike a deal with renters that your home is available for showing. To make the house accessible to potential buyers, you may want to offer your renters a lower price. This way, they will be more inclined to make the house available for potential buyers. Keep in mind that selling your home will take you some time. You can also sell it yourself if you prefer, without a real estate agent. This can save you quite a bit of money as well, as you won't have to pay a real estate agent. If you are planning to go this route, you should make sure that you know the value of your home and you know the neighborhood. You can put a "for sale by owner" sign in the yard, and list your home in local newspapers, and on the Internet as well. This way, you'll get your home out to the market of potential buyers. Homes that are for sale by the owner are always great for buyers - as they can deal with the owner directly and not have to worry about dealing with any real estate agents.For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

A Garage Addition

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Tue, 12 Apr 2011 13:19:53 -0700

Does our older child need a little more liberty? Your work from home or maybe you just feel that you need another room for a special project that you want to start? Then the solution is to construct a new addition to your garage. By making an addition to your garage you can add to the living space inyour house, no matter what type of garage you own: detached or attached to the house. The space above the garage can be converted intoa private living space for your older child, guests or a live-in parent. You can convert your garage into your home office. You could very wellfind here the peace and quiet needed for your work. Also, the new additioncan be converted into a music studio if you put some simple soundproofing measures into place. In order to start planning for your garage addition, first prepare a budget and then hire a professional because this is a complex project. Also, you may need to hire an architect to help you with the construction plans.For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Comparison Shopping When Re-Financing

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Tue, 12 Apr 2011 13:16:54 -0700

Homeowners who are re-financing their home for the first or even the second or third time should thoroughly research all of the available options to ensure the best possible interest rate and terms are secured. Homeowners are sometimes lazy when it comes to re-financing. There may a large drop in interest rates or a change in the financial situation which warrants a re-finance. Although the homeowner may be aware that a re-finance is warranted, the homeowner may not be aware that it sometimes takes a great deal of work to find the best possible rates and terms. Homeowners are often inclined to re-finance with the same lender who granted the original mortgage or with the same lender who handled prior re-finances. The theory behind this reasoning is along the same lines as, "If it ain't broke, don't fix it." These homeowners figure their current mortgage is adequate and they are happy with the current lender so there is no need to investigate further options. However, this cavalier attitude can be quite costly for the homeowners. Try All the Options Homeowners who are considering re-financing their home should contact a number of lenders and obtain rate quotes from each of them. When soliciting quotes the homeowners should consider all of their available options but should limit these options to established lender. While a newer lender may be offering fantastic rates and loan terms it is considered quite risky to go with this type of lender as opposed to a more established lender. Homeowners who wish to further investigate smaller lenders who do not have an established history should proceed with caution. Unless the lender has trusted friends or family members who are willing to vouch for the lender, the homeowner should investigate these smaller lenders carefully. Visiting a website address is not the best way to ensure credibility. Designing a professional looking website is a fairly simple process. Most website designers could design and upload such a website in less than a day. Friendly Competition When comparison shopping for the most favorable rates, homeowners should make it well known that they are shopping around for rate quotes and are not making a decision immediately. Lenders who know they have some competition may be more likely to offer a lower interest rate than they would if they did not think the homeowner was considering other options. Although this may not seem quite fair to the lender, the business of re-financing is a competitive business. Just like a plumber might offer his most competitive rate if he knows the homeowner is seeking estimates from a number of different plumbers, lenders are apt to do the same. They make their money from homeowners and having a homeowner re-finance their mortgage does not help them out at all financially. Some lenders may think the homeowner is bluffing and may not offer the best rate initially. However, if the homeowner rejects the offer and states they have a better offer with another lender, the first lender may be enticed to offer an even lower interest rate just to see if they can sway the homeowners. While cost is certainly important, it is not the only factor to consider. Some homeowners might re-finance with a lender who offers slightly higher rates if the homeowner feels as though this lender is more responsive to his needs. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Does it make sense to buy a vacation timeshare?

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Tue, 12 Apr 2011 10:56:53 -0700

Many people have a question when thinking of buying a timeshare. Does it make financial sense or does it make sense at all to buy a timeshare? Well the answer can be both yes or no depending on who is buying and for what purpose it is being bought. In this article we will discuss why it makes sense to buy a timeshare. One of the most traditional answers could be that you own it, but when you rent something you don't own it. Timeshare industry has grown by leaps and bounds since its inception in this country and many notions that people had earlier have been clarified. Timeshare is no more a small business. Big hotels and resorts are into timeshare business now. It is estimated to be a Five billion dollar a year industry worldwide and approximately two million Americans have timeshares. You might be wondering what lured so many people in America alone to timeshares. Here are some reasons. Consider this fact you pay rent to stay in a hotel. You pay the rent for staying in a hotel for a week. Suppose it is $900. If you consider a period of 30 years, multiply the cost of living in a hotel for 30 years with $900. It will be $27,000. You spend that much amount and only get a suite with only a bathroom. Now consider this, if you buy a timeshare for $10,000 which has a maintenance fee of $450 annually. The cost for 30 years will be $10,000 plus 450 multiplied by 30. The answer will be $23,500 which is $3,500 less than renting a hotel suite. But here is the interesting fact. You still get to own your timeshare property which will earn some money if not the original price. So your actual expenditure on your vacation will be way less than renting a hotel suite. Then who can ignore the comfort of a home in a timeshare property. A typical timeshare unit has two or three bedrooms, more than one bathroom, a kitchen, a laundry room and a pool plus not to forget all the resort facilities. Does it make sense now? It does because it also saves you from the hassle of planning your vacation each year because you know when you have to go in turn offering you a guaranteed vacation every year. How many hotel rooms can accommodate large families and friends? With a timeshare vacation you can invite who ever you want and can host reasonable size gatherings. A timeshare is like money lying safely in your bank. You can sell it whenever you want. Not only that if you buy a deeded plan, the timeshare gets inherited to your heirs also. Compare the timeshare with buying a vacation home. You don't have to worry about upkeep and maintenance also. The management company will take care of everything. You just have to pay the maintenance fee for that. But what a pleasure you can live like you are living in a hotel and still get a feel of your home and have to do nothing. Apart from these benefits, timeshare companies offer you so many discounts like bonus weeks, discounts on airfare, car rentals, attraction tickets, restaurants and much more. For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego

Buying Real Estate Foreclosures

Lyle and Grace Caddell, Top Real Estate Profesional (Realty Executives All Area) — Tue, 12 Apr 2011 05:35:29 -0700

When looking for a home for you and your family you will come across all kinds of deals, bargains, and so-called values along the way. If price is a very tangible object for you and your real estate investment then you might seriously want to consider the value of foreclosures. If you are hoping to invest in real estate in order to turn a profit then you may also wish to consider these properties that are often sold well below the ordinary value of the property because they are in varying degrees of disrepair. Foreclosures are properties that have been taken back by the lenders because the previous owners were unable to continue making payments on the property. Being that these homes were often owned by those in financial distress and may have been empty for some time before being sold, chances are that the foreclosure homes being sold at any given time are in some degree of disrepair. The shabbiness of many of these properties is one of the factors that keeps the prices down. Another is the fact that the lenders are essentially attempting to recoup their investment in the property. For this reason they are often willing to take less than the value of the property if that is what is owed on the property. Why are these properties often in a state of disrepair? Truthfully, there are many reasons but the primary culprit in this situation is money. Obviously the owners of the home were struggling to make the payments or the home would not be in the state of foreclosure. If the notes on the property were difficult to begin with it makes perfect sense that other issues such as leaking roofs, shabby carpeting, or plumbing maintenance would take a distant second in priority to making the house payment. At the same time, there are those who are bitter about loosing their homes. As sad as the situation may be some add insult to injury by damaging these properties intentionally. These homeowners feel they have nothing left to loose and if they cannot have their property hole then the lenders should not as well. While this is by no means the way to go there are very many who choose this path over other options. The fact is that their loss in these situations is actually your gain. The damage they do to the property is often not terribly expensive to repair though it can be quite bothersome. Your willingness to do the work in order to create a beautiful home for you and your family or as an investment can often translate to big savings at the closing table or when negotiating the price of the property. Foreclosures can allow families to buy larger homes in better neighborhoods than they would ordinarily be able to afford. They can also provide a fabulous kick-start to a property investment portfolio. Despite common claims and Internet advertisements, you do not need to buy a list in order to find foreclosed real estate in your area. You simply need to procure the services of a competent realtor and let him or her know that your intentions are to purchase a foreclosed property or some other property that is selling well below market value. You might be amazed at the wealth of information and assistance your realtor can provide not only in finding excellent foreclosures but also when it comes to procuring financing for some of the more creatively damaged foreclosures you may run across at insane bargain prices.For additional information, contact us OR Visit our website to use our FREE property search guide to find bargain deals in San Diego