new york real estate experts: 9 Habits That Will Help You Build Wealth - 02/16/15 12:53 AM

While a six-figure inheritance or high-paying job can land you in the top 1% of earners, it’s the little things — your money habits — that often make the difference between a life of prosperity and one of constant financial stress.
Just ask CFP® David Blaylock, who doesn’t simply advise his clients on the merits of good money habits — he practices what he preaches.
For example, “I do a periodic review of all the subscriptions I have — the ones that hit my credit cards each month,” says Blaylock. “You’d be surprised at how many subscriptions we all have … (1 comments)

new york real estate experts: Net Worth: A Homeowner’s is 36x Greater Than A Renter! - 02/12/15 08:23 AM

Over the last six years, homeownership has lost some of its allure as a financial investment. As homeowners suffered through the housing bust, more and more began to question whether owning a home was truly a good way to build wealth. Every three years the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups.
Some of the findings revealed in their report: § The average American family has a net worth of $81,200
§ Of that net worth, 61.4% ($49,856) of it is in home equity
§ A homeowner’s net worth is over 36 times greater than … (0 comments)

new york real estate experts: What women(and men too!) really want on Valentines' Day - 02/10/15 03:07 AM

For men:
Guys, it turns out that it really is the thought that counts after all. Yes,flowers, candy and expensive stuff does show that you are thinking about your lady. But the real secret has more to do with how much thought you put into the gift. The more creative you are and the more you give a gift that show how much you've been paying attention is what’s key.
Here are a few tips from (believe it or not) on how to make your girl feel special this year:
Show a special feature: Invite her to your place for a special movie … (1 comments)

new york real estate experts: Spano: Yonkers Provides Rent and Tax Relief For Seniors - 02/08/15 11:58 PM

YONKERS, N.Y. – Yonkers is a city on the move. The unemployment rate is at its lowest point since 2008, home sales and sale prices are up, new businesses are opening and more people are shopping and supporting the local economy.
It’s great news for Yonkers, but as the city’s economy starts to rev up, we’ve got to remain focused on ensuring that Yonkers remains affordable for our seniors.
Years ago in the State Legislature, I helped create the STAR property tax relief program and Enhanced STAR program for seniors, which saved Yonkers seniors up to $2,200 on last year’s tax … (0 comments)

new york real estate experts: Big buys boost bronx multifamily market to $2.4B - 02/05/15 11:28 PM
Bolstered by large multifamily portfolio transactions and several game-changing commercial and development deals, the dollar volume of investment sales in the Bronx rose above $2.39 billion, a 39 percent increase from the previous year, according to Ariel Property Advisers' Bronx 2014 Year-End Sales Report.
Investment sales transaction volume increased by 11 percent to 342, and the number of properties traded increased 20 percent to 577 in 2014 compared to 2013.
The Bronx development market remained in high demand during 2014 and saw an 88 percent increase in dollar volume to $129.7 million over 40 transactions comprised of 73 properties with 2.99 … (0 comments)

new york real estate experts: The Difference Between A Home’s Cost vs. Price - 02/04/15 04:17 AM

As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost’ of the home.
Let us explain. There are many factors that influence the ‘cost’ of a home. Two of the major ones are the home’s appreciation over time, and the interest rate at which a buyer can borrow the funds necessary to purchase their home. The rate at which these two factors can change … (1 comments)

new york real estate experts: Groundhog Day - 02/02/15 10:56 PM

Groundhog Day
Yes indeed, it’s that time of year. Today is Groundhog Day in the United States, Canada and other places around the world. As you know, if the groundhog sees his shadow today, he’ll burrow back into his hold and that means another six weeks of winter. If not, then, well, it means that spring is surely on its way.
 Virtually all of us know the routine, but most of have no clue where it came from, how the groundhog got so much “power” and how it go so popular. To help clarify everything once and for … (0 comments)

new york real estate experts: OPEN HOUSE - 6 Terrace Street, Greenburgh NY 10607 - 01/31/15 09:45 AM

OPEN HOUSE February 1st, 2015 1:00PM-3:00PM! - Beautiful 3 Bedroom Corner Lot Colonial Home In Greenburgh!


new york real estate experts: Don’t Wait! Move Up To The House You Always Wanted - 01/19/15 03:43 AM

Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. In most areas, prices are still below those of a few years ago. Also, interest rates are still near 4%. However, sellers should realize that waiting to make the move while mortgage rates are increasing probably doesn’t make sense. As rates increase, the price of the house you can buy will decrease. Here is a chart detailing this point:


new york real estate experts: 4 Landlord Faux Pas to Avoid - 01/14/15 11:39 PM

"Just one small tenant problem avoided can be priceless!"
1. Don't negotiate your rental price or terms before meeting and screening the prospective tenant.It's something we've all done at one time or another and have lived to regret it. In the vast majority of instances, the tenant who starts negotiating on your rental before even seeing it, is very rarely qualified financially to rent from you.Often, landlords may allow the tenant prospect to negotiate during the viewing of the rental. The tenant may criticize the property and point out improvements he or she wants done if they were … (0 comments)

new york real estate experts: Guests Coming Over? Make Sure You Have These Ready... - 01/12/15 11:46 PM
 Before family or friends come to visit over , take care of these tasks to make your home safe and comfortable.

Visits from friends and family are common for many of us. Are you ready? Before company arrives, it pays to look around your home and see it as your guests might.
If you’ve been living with a drippy faucet, a poorly flushing toilet, or a sticking door for months, you may have forgotten that these things need attention. A little TLC can make your home friendlier, safer, and more comfortable for your guests. Here are eight things to think about:
1Be sure your … (0 comments)

new york real estate experts: Never Give Up On Yourself - 01/05/15 10:25 PM

If you've ever looked in the mirror and wondered if you should just ‘give up’ on that big goal that you've been pursuing, then you know exactly what it’s like to doubt yourself. Feeling this way is surprisingly normal, actually—though that doesn't make it any more pleasant.
From time to time, we all ask ourselves if we’re doing the right things—but it’s important not to let this mindset discourage you so much that you truly do give up on yourself and your goals.
As it turns out, the only way to guarantee defeat is to give up when you … (1 comments)

new york real estate experts: Doing as much as you can with what you've got... - 12/15/14 11:44 PM

As it turns out, some of the most successful people who have ever lived were people who got stuff done one step at a time. Everyone wants to succeed at the big stuff—but it’s when you develop an eye for the ‘smaller’ things that you really begin to make the world a better place. 
Not as many people care about the smaller things—but small things add up to make big things. Long-term goals are achieved in small portions, and small portions of goals are achieved in our daily routines and rituals. Choosing to succeed often begins with the ‘random’ … (0 comments)

new york real estate experts: Now on the Market! Hacienda Azteca in White Plains! - 12/03/14 05:38 AM
Hacienda Azteca Mexican Restaurant 

new york real estate experts: 3 Tips for Staying More Focused at Work - 12/02/14 02:45 AM

Work is a huge part of our lives—though it can admittedly be difficult to focus on it sometimes. Distractions are everywhere, and even those who usually don’t have a problem keeping their ‘eye on the ball’ can suffer from a lack of ability to focus around the holiday season.
Here are a few tips that might help you to stay ‘on target’ as you navigate a busy, yet important holiday season at work. Some of these tips may not work for everyone, but there’s a good chance that at least one of them will give you an edge … (2 comments)

new york real estate experts: Tips for having the best Thanksgiving ever! - 11/24/14 04:34 AM

As Thanksgiving approaches, many people are experiencing different thoughts and feelings. Some make a sincere effort to be thankful, while most deal with stress related to the holiday season. Some face unusually difficult financial problems during the holidays. Some, for one reason or another, have trouble with family dinners. Some might be wondering how they are even going to be spending the holidays. Maybe their families live far away, or maybe everyone is too busy to get together. 
Regardless of your situation, here are four tried and tested tips that can help you to have the best Thanksgiving ever—even if … (2 comments)

new york real estate experts: Sprinkler disclosure for residential leases goes into effect on December 3, 2014 New York - 11/20/14 04:04 AM

On December 3, 2014, a new law requiring that the presence of, and maintenance of, residential sprinkler systems be disclosed on all residential leases in New York. The text of the new law appears at the end of this article and can be found in Real Property Law §231-A.
Section 1 of the law requires every residential lease to contain a "conspicuous notice in bold face type as to the existence or non-existence of a maintained and operative sprinkler system in the leased premises." Section 3 of the law further requires that "if there is a maintained and … (0 comments)

new york real estate experts: Do good things really come to those who wait? - 11/19/14 04:28 AM

Let’s propose a situation. A young man is sitting in a café, waiting to order. The waitress finally arrives—and he is suddenly awestruck with how beautiful she is. He fumbles around with his menu, trying to order without looking stupid. There is no denying that he would love to take her out to lunch sometime—so what should he do?
Well, let’s say that he says to himself good things come to those who wait. Maybe, in his mind, he thinks that if he holds off and doesn’t ask her out, that they will end up meeting a different way, … (0 comments)

new york real estate experts: Don’t live life afraid of mistakes... - 11/11/14 04:21 AM

Does it really hurt not to try?
Trying not to make a mistake is not always the same as not trying—but it is a line that can be difficult to spot when we start to think cautiously. Whether you’retrying to start a business, finish a project, or effect real change in your life, fear of failure can alter many of your decisions. Is it possible that your fear of making a mistake is keeping you from making bigger leaps that could pay off in the long run?
Don’t live life afraid of mistakes
Whether the mistakes you … (1 comments)

new york real estate experts: What really makes us happy? - 11/03/14 11:15 PM

What really makes us happy?
As the holidays approach, it might be time to have a very honest discussion with ourselves about what really makes us happy. What do we really need to be content? Why do we often feel the need to keep buying and acquiring more?
Buying things isn't wrong—but when we have to spend money to gain temporary happiness,we must admit that there is definitely possibility that we are looking for happiness using the wrong methods.
Instead,let’s take a moment to step back and imagine the perfect life. But instead of picturing what you would have in your perfect … (0 comments)

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Rummy Dhanoa

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