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Mortgage and Lending - Fairway Independent Mortgage - NMLS #196099
Timely and relevant information about obtaining a mortgage, credit scores, FHA, VA, and No Down Payment Loans in the DC Metro area.
Woodbridge, Virginia First Time Home Buyer emailed and asked, "What are closing costs and who pays them?" The closing costs are all the costs or fees associated with purchasing a home. Below is a video and written breakdown of the closing costs from the Good Faith Estimate when purchasing your ho...
When buying a home in Woodbridge, Virginia two years tax returns are required for your mortgage. I wrote a recent post Tax Returns and Buying A Home In Woodbridge, VA  but today I am sharing this blog by Joe Reed which explains in more detail why your Woodbridge Mortgtage Lender will need your t...
Interest Rate is The Wrong Reason to Choose a Lender...I am sure as you read this you may think I am stating this because I am a Woodbridge Mortgage Lender. However this post is actually from J Philip Faranda, a Real Estate Broker in New York. As the saying goes" you get what you pay for" and th...
What happens if the the house you're buying does not appraise? I recieve this question often from first time homebuyers in Woodbridge,Virginia. To help navigate through this bump in road make sure you have a knowledgeable Lender and Realtor that has written an appraisal contigency in your contra...
Taxes Returns and Buying A Home in Woodbridge, VAWell, the time is here to have your taxes prepared and returned to the IRS. For some this is a very stressful time of the year. For others this is the time of the year to collect a tax refund and maybe buy your first home.Tax refunds and buying a h...
I don't scream it from the roof top, but I love Ruth's Chris Steakhouse! Anyone who knows a little about me knows Ruth's Chris is my favorite place for dinner. I love it so much that instead of having a traditional wedding reception, I had my wedding reception dinner there. Of course a night out ...
Yes I said it "I want to be a Real Estate Rockstar". I don't know about you, but for me 2010 was rocky and kept me rolling. I even had a moment where I questioned my sanity in this business; but after it all I am thankful and grateful for the relationships I have made and for the clients we have...
If Wolf Blitzer, CNN Host of the Situation Room, can do the "Dougie" on the Soul Train Awards(google it), I figured your Woodbridge FHA/VA Lender can learn to Dougie too... In case you are unfamiliar with "The Dougie" it is a dance made famous by old school rapper Doug E Fresh. It's the same danc...
  We recently had a FHA 30 Year Fixed Purchase Loan Closing DELAYED due to the fact the borrower was unwilling to source a large deposit into her bank account. It turns out the funds were a gift which is okay for FHA and VA home loans but the gift must be documented upfront.... Woodbridge VA home...
Harbour View in Woodbridge is a great location for wedding receptions, social gatherings, and corporate events. Our company, WestStar Mortgage held our annual Christmas Luncheon at the view.We had a great time, good food, and they even gave away a few prizes.                                      ...

Markita Woods NMLS#196099

Queen of Mortgages - FHA, VA, Conventional, USDA
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