Manny Alfelor's Blog

OPEN HOUSE - 2266 Calle Fernando, Chula Vista - 10/4 - Sat - 1 to 4PM

Manny Alfelor / Loan Officer (PrimeLending) — Thu, 02 Oct 2014 14:04:54 -0700

See Details View All Photos Request Showing Request More Info Map View Contact Agent 2266 Calle Fernando Chula Vista, CA 91914 MLS#: 140052647 $519,000 Single-Family Home Bedrooms: 4 Bathrooms: 3 Square Feet: 1754 Year Built: 2005 View More Details Agent: Vincent Villafranca REALTOR 619 972 8798 Coldwell Banker West 1061 Tierra Del Rey #302 Chula Vista CA 91910 Sponsor: Manny Alfelor Mortgage Banker 619 972 3209 Freedom Mortgage NMLS # 545192 Equal Housing Opportunity

BluFi Lending is NOW Freedom Mortgage

Manny Alfelor / Loan Officer (PrimeLending) — Mon, 07 Jul 2014 02:33:57 -0700

Manny Alfelor

Mortgage Banker

NMLS #545192

Cell	619-972-3209
Office	619-610-9873
Fax	760-692-3998

Manny.Alfelor@FreedomMortgage.com

FreedomMortgageNow.com/MannyAlfelor

Freedom Mortgage

4995 Murphy Canyon Road Suite 150

San Diego CA 92123

Freedom Mortgage Corp, 907 Pleasant Valley Ave, Ste 3, Mount Laurel, NJ 08054. NMLS # 2767. Freedom Mortgage Corp dba Freedom Home Mortgage Corp, Licensed by the Department of Business Oversight under the California Finance Lenders Law, License # 603A340 and by the Department of Business Oversight under the California Residential Mortgage Lending License Act, License #4130514. Equal Housing Lender. Loans will be arranged or made pursuant to Department of Business Oversight California Finance Lenders Law. License #603H302. CORP NMLS #279622. Information, terms, and conditions are subject to change without notice. This is not an offer for extension of credit or a commitment to lend.

Meticulously REMODELED Home in Quiet Rancho Penasquitos!

Manny Alfelor / Loan Officer (PrimeLending) — Mon, 09 Jun 2014 10:30:13 -0700

See Details View All Photos Request Showing Request More Info Map View Contact Agent 11147 Carlota Street San Diego, CA 92129 MLS#: 140030728 $815,000 Single-Family Home Bedrooms: 5 Bathrooms (Full): 2 Bathrooms (Half): 1 Square Feet: 2171 Year Built: 1977 View More Details Agent: Tina Balch REALTOR 858 722 8640 Realty Source Inc. 9845 Erma Road #201 San Diego CA 92131 Sponsor: Manny Alfelor Mortgage Banker 619 972 3209 Freedom Mortgage NMLS # 545192 Equal Housing Opportunity

OPEN HOUSE - May 31 - Saturday - 12PM to 3PM

Manny Alfelor / Loan Officer (PrimeLending) — Sat, 31 May 2014 03:14:53 -0700

See Details View All Photos Request Showing Request More Info Map View Contact Agent 2962 Doria Way San Diego, CA 92139 MLS#: 140026317 $395,000 Single-Family Home Bedrooms: 4 Bathrooms: 2 Square Feet: 1380 Year Built: 1977 View More Details Agent: Vincent Villafranca REALTOR 619 972 8798 Keller Williams Realty San Diego Inland 13400 Sabre Springs Parkway #100 San Diego CA 92128 Sponsor: Manny Alfelor Mortgage Banker 619 972 3209 Freedom Mortgage NMLS # 545192 Equal Housing Opportunity

OPEN HOUSE - May 24 - Sat - 12PM to 5PM - Come by!

Manny Alfelor / Loan Officer (PrimeLending) — Fri, 23 May 2014 15:30:37 -0700

See Details View All Photos Request Showing Request More Info Map View Contact Agent 1474 De La Vina Street Chula Vista, CA 91913 MLS#: 140025485 $379,900 Single-Family Home Bedrooms: 3 Bathrooms (Full): 2 Bathrooms (Half): 1 Square Feet: 1677 Year Built: 2012 View More Details Agent: Hazel Rosete REALTOR 619 818 4540 Intero Real Estate Services 900 Lane Avenue #126 Chula Vista CA 91914 Sponsor: Manny Alfelor Mortgage Banker 619 972 3209 Freedom Mortgage NMLS # 545192 Equal Housing Opportunity

We have LOANS for you!

Manny Alfelor / Loan Officer (PrimeLending) — Mon, 14 Apr 2014 12:32:37 -0700

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

2878 Camino Del Rio South Suite 412

San Diego CA 92108

Loans will be arranged or made pursuant to Department of Business Oversight California Finance Lenders Law. License #603H302. CORP NMLS #279622. Information, terms, and conditions are subject to change without notice. This is not an offer for extension of credit or a commitment to lend.

What Should You Look for in a Mortgage Professional?

Manny Alfelor / Loan Officer (PrimeLending) — Tue, 01 Apr 2014 15:50:27 -0700

What should you look for inA MORTGAGE PROFESSIONAL?

KNOWLEDGE As a Professional Mortgage Advisor, I have the knowledge to help you finance a new home. I have the knowledge necessary to help you: Select the best loan to suit your needs. Research and present all viable options. Close your loan in the quickest and most efficient way possible. Correctly complete all required paperwork. Refer you to a network of professional associates, including home inspectors, appraisers and attorneys.I can help you make the buying of a home an easy process.

Information Provided by:

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

2878 Camino Del Rio South Suite 412

San Diego CA 92108

Asset Depletion

Manny Alfelor / Loan Officer (PrimeLending) — Tue, 25 Feb 2014 23:25:28 -0800

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

2878 Camino Del Rio South Suite 412

San Diego CA 92108

Loans will be arranged or made pursuant to Department of Business Oversight California Finance Lenders Law. License #603H302. CORP NMLS #279622. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.

How Much Home Do You Qualify For? Call or Email Me

Manny Alfelor / Loan Officer (PrimeLending) — Sun, 23 Feb 2014 00:34:32 -0800

How much home do you qualify for?

Interest rates can greatly affect your loan amount and how much home you can afford. Your credit history, the type of mortgage you choose, loan amount, and current market conditions are all things that affect your interest rate. In addition to the interest rate, the loan amount and sales price you qualify for is determined by your income, and monthly debt. However, there are many options available that will allow you to purchase a home with less cash required and a lower payment...

Call to see how much home YOU qualify for.

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

2878 Camino Del Rio South Suite 412

San Diego CA 92108

OPEN HOUSE - 624 Port Dunbar, Chula Vista - Feb 23 - Sun 1:00-4:00 PM

Manny Alfelor / Loan Officer (PrimeLending) — Sat, 22 Feb 2014 08:17:54 -0800

Come and See this Beautiful Home

624 Port Dunbar, Chula Vista, CA 91913

*Last time on the Market in June 2001 *Do YOU know the value of your HOME? *Thinking of Buying or Selling? *Call for a FREE Consultation

OPEN HOUSE

FEB 23 / Sunday

1:00 to 4:00 PM

MUST SEE!!!

Size: 2,579 sq. ft.

Year Built: 1989

HOA/Mello Roos: $169/month

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

2878 Camino Del Rio South Suite 412

San Diego CA 92108

Patrick Holman

REALTOR

BRE #01715313

619-253-2340	Mobile
619-471-2000	Office

patrickholman702@gmail.com

Century 21 Award

7676 Hazard Center Drive

San Diego CA 92108

This is for informational purposes only and should not be relied upon by you. Century 21 Award is not a mortgage lender. Contact BluFi Lending directly to learn more about its mortgage products and your eligibility for such products. Loans will be arranged or made pursuant to Department of Business Oversight California Finance Lenders Law. License #603H302. CORP NMLS #279622. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.

Forward Advantage Buyer - It's FABulous!

Manny Alfelor / Loan Officer (PrimeLending) — Fri, 14 Feb 2014 12:10:07 -0800

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

2878 Camino Del Rio South Suite 412

San Diego CA 92108

How Much Home Do You Qualify For?

Manny Alfelor / Loan Officer (PrimeLending) — Mon, 03 Feb 2014 00:47:59 -0800

How much home do you qualify for?

Call to see how much home YOU qualify for.

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

2878 Camino Del Rio South Suite 412

San Diego CA 92108

Home Affordable Refinance Program - HARP

Manny Alfelor / Loan Officer (PrimeLending) — Sun, 02 Feb 2014 10:26:51 -0800

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

2878 Camino Del Rio South Suite 412

San Diego CA 92108

OPEN HOUSE - 624 Port Dunbar, Chula Vista - Jan 26 - Sun - 1 to 4 PM

Manny Alfelor / Loan Officer (PrimeLending) — Sat, 25 Jan 2014 14:11:37 -0800

See Details View All Photos Request Showing Request More Info Map View Contact Agent 624 Port Dunbar Chula Vista, CA 91913 MLS#: 130063848 $614,900 Single-Family Home Bedrooms: 4 Bathrooms: 3 Square Feet: 2579 Year Built: 1989 View More Details Agent: Patrick Holman Realtor 619 253 2340 Century 21 Award 7676 Hazard Center Drive San Diego CA 92108 Sponsor: Manny Alfelor Mortgage Banker 619 972 3209 BluFi Lending NMLS # 545192 Equal Housing Opportunity

OPEN HOUSE - 2310 Ladlehill Dr, San Diego - Jan 11 - Sat - 1 to 4 PM

Manny Alfelor / Loan Officer (PrimeLending) — Sat, 11 Jan 2014 01:34:23 -0800

See Details View All Photos Request Showing Request More Info Map View Contact Agent 2310 Ladlehill Drive San Diego, CA 92139 MLS#: 140000428 $349,900 Single-Family Home Bedrooms: 3 Bathrooms: 2 Square Feet: 1381 Year Built: 1979 View More Details Agent: Hazel Rosete REALTOR 619 818 4540 Intero Real Estate Services 900 Lane Avenue #126 Chula Vista CA 91914 Sponsor: Manny Alfelor Mortgage Banker 619 972 3209 BluFi Lending NMLS # 545192 Equal Housing Opportunity

I've Joined THE BEST! - BluFi Lending TEAM

Manny Alfelor / Loan Officer (PrimeLending) — Sat, 04 Jan 2014 01:26:06 -0800

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

9909 Mira Mesa Blvd Suite 160

San Diego CA 92131

Rediscover the Home Ownership Dream!

Manny Alfelor / Loan Officer (PrimeLending) — Fri, 03 Jan 2014 08:15:22 -0800

You Can Buy After Bankruptcy,Foreclosure or Short Sale!

HUD Announces:Program For Shorter Waiting Period after Bankruptcy, Foreclosure, and Short Sale.

The waiting period after a bankruptcy, foreclosure, or short sale has been reduced to just one year from the event!

Program Requirements: * Purchase Transactions Only. Housing counseling must be completed 30 days prior to loan application. The bankruptcy, foreclosure or short sale MUST be related directly to the loss of job or 20% income reduction for at least 6 months. Credit must have been satisfactory before the bankruptcy, foreclosure or short sale and be satisfactory for a minimum of 12 months after the event.

* program requirements may change

Call today for more information. Rediscover The Homeownership Dream!

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

9909 Mira Mesa Blvd Suite 160

San Diego CA 92131

Look Who's Moving? Just Listed-624 Port Dunbar, Chula Vista, CA 91913

Manny Alfelor / Loan Officer (PrimeLending) — Mon, 16 Dec 2013 00:05:07 -0800

See Details View All Photos Request Showing Request More Info Map View Contact Agent 624 Port Dunbar Chula Vista, CA 91913 MLS#: 130063848 $624,900 Single-Family Home Bedrooms: 4 Bathrooms: 3 Square Feet: 2579 Year Built: 1989 View More Details Agent: Patrick Holman Realtor 619 253 2340 Century 21 Award 7676 Hazard Center Drive San Diego CA 92108 Sponsor: Manny Alfelor Mortgage Banker 619 972 3209 BluFi Lending NMLS # 545192 Equal Housing Opportunity

Happy Thanksgiving!

Manny Alfelor / Loan Officer (PrimeLending) — Thu, 28 Nov 2013 04:35:56 -0800

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

9909 Mira Mesa Blvd Suite 160

San Diego CA 92131

YES, It's a Good Time To Buy!

Manny Alfelor / Loan Officer (PrimeLending) — Wed, 27 Nov 2013 00:47:59 -0800

YES, IT'S A GOOD TIME TO BUY!

Think you should "hold off" on real estate? Think again! It's a good time to buy, and here are some good reasons…

	A buyer's market with ample inventory and favorable prices.
	Many loan programs available, allowing many borrowers to qualify.
	Rates near historic lows.
	Potential tax advantages.
	Pride of ownership.

Contact your trusted mortgage professional today and learn why it's a good time to buy! today!

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

9909 Mira Mesa Blvd Suite 160

San Diego CA 92131

Pre-Qualification versus Pre-Approval

Manny Alfelor / Loan Officer (PrimeLending) — Mon, 25 Nov 2013 13:21:25 -0800

Pre-qualification vs. Pre-approval

Identify your property price range, and strengthen your bargaining power by understanding the difference between these two buyer tools.

'How do I know what price range to look in,' and 'how do I make sure my offer is accepted?' These are two of the most commonly asked questions from first-time and experienced homebuyers alike. Some lenders offer pre-qualifications and some offer pre-approvals. Here's the difference:

	Pre-Qualification		Pre-Approval
	Provides a 'ballpark' estimate of your buying power.		Provides proof to real estate agents and sellers you're pre-approved for a specific loan amount.
	Is based on summary information of your income and assets.		Is based on verification of your income, credit and assets.
	Requires a satisfactory review of property, financial documents and program requirements to issue final approval.		Requires a satisfactory appraisal and title review. No change in financial condition for final approval.
	Is offered by most lenders.		I offer this service at no cost before you find a home.

One of the best places to start is by getting pre-approved by a lender upfront in the process. Not only does it give you peace of mind knowing your price range is already pre-approved by the lender, but strengthens your position at the negotiating table, especially in a multiple offer situation.

To get pre-approved call today!

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

9909 Mira Mesa Blvd Suite 160

San Diego CA 92131

Foreign National Mortgage

Manny Alfelor / Loan Officer (PrimeLending) — Sun, 24 Nov 2013 13:59:10 -0800

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

9909 Mira Mesa Blvd Suite 160

San Diego CA 92131

BluFi Lending Forward Advantage Buyer

Manny Alfelor / Loan Officer (PrimeLending) — Tue, 05 Nov 2013 22:34:23 -0800

Manny Alfelor

Mortgage Banker

NMLS #545192

Mobile	619-972-3209
Direct	619-610-9873
Fax	760-692-3998

Manny.Alfelor@BluFi.net

www.BluFi.com/MannyAlfelor

BluFi Lending

9909 Mira Mesa Blvd Suite 160

San Diego CA 92131

OPEN HOUSE - 3033 India Street, #10, San Diego - Nov 2 & 3 - Sat & Sun

Manny Alfelor / Loan Officer (PrimeLending) — Fri, 01 Nov 2013 01:00:05 -0700

3033 India Street San Diego, CA 92103 URBAN LIVING AT ITS FINEST!!

Call Now on:858-761-1385Request More InfoRequest ShowingSend To A FriendLoan CalculatorMap ViewAerial ViewLocal SchoolsPrint BrochureCensus DataDream Home HelpHome ValuationContact Property HighlightsLiving Room: 24 X 19 Master BR: 15 X 14 Kitchen: 10 X 10 Heat Equipment: Forced Air Unit Laundry Location: Garage Parking Garage Spaces: 1 Total Parking Spaces: 2 Dining Room: COMBO Bedroom 2: 12 X 12 Cooling: Central Forced Air Heat Source: Electric Parking Garage: Attached Parking Non Garage Spaces: 1 View: Bay, City, Ocean, Panoramic Property Description URBAN LIVING AT ITS FINEST!! PANORAMIC VIEWS OF OCEAN, BAY, CITY & PT LOMA. LOCATED IN THE FORMER HAMMOND MACHINERY & SUPPLY BUILDING, CONVERTED TO 10 LOFTS IN 2006. THIS STATE OF THE ART UNIT IS ONE OF A KIND! SMARTSYSTEM HOME. ALL STAINLESS STEEL APPLIANCES & COUNTERTOPS W/ ITALIAN TILE BACKSPLASH IN KITCHEN. EURO STYLE BATHS W/AUTOMATED TOTO TOILET. HARDWOOD FLOORS, THROUGHOUT. VERY LARGE PRIVATE DECK & DOG RUN. **HOA HAS APPROVED PRIVATE DECK TO BE BUILT ON ROOF. SEE SUPPLEMENT FOR ALL UPGRADES.. - TIGER BAMBOO, NON SCRATCHABLE FLOORING WITH SOUND PROOFING. DIMMER HOTEL THEATRE LIGHTING. CUSTOM CLOSETS. NEW MOP BOARDS. CARBON MONOXIDE INCORPORATED INTO SMARTSYSTEM. AUTOMATIC TOTO TOILET WITH HEATED SEAT, DRYS MESSAGES, BIDET REDUCES SMELL & AUTO OPEN & CLOSE. BUTCHER BLOCK ISLAND WITH SEATING IN KITCHEN. SMARTHOUSE ALARM AND CAMERA. NEW FRIDGE AND CONVECTION MICROWAVE OVEN. CUSTOM GLASS SHOWER ENCLOSURE. ***ceiling fans in master br and living room do not convey. light fixture in staircase does not convey. For Sale $700,000 MLS#: 130056912Bedrooms: 2Bathrooms (Full): 1Bathrooms (Half): 1Square Feet: 1552Year Built: 2006High List Price: $700,000Low List Price: $650,000Community: Mission HillsComplex: ModdomHOA: $248/monthTerms: Cash, CONV, FHA, VA

Open House Hosted By Allan Figi858-761-1385Realtor BRE# 01794865Contact 3033 India Street, San Diego, CA 92103 ©Allan Figi , Realtor Pacific Sotheby's International Realty Search More Real Estate - Click Here! Home | All Photos | Photo Tour | Print Brochure | Request Info | ContactAll information in this site is deemed reliable but is not guaranteed and is subject to change.Equal Housing Opportunity One Place Community Sponsor Manny Alfelor619-610-9870 ext 8781Mortgage BankerBluFi LendingNMLS # 545192 Contact

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OPEN HOUSE - 6168 Primrose Drive, La Mesa - Oct 25, Friday 4 to 6 PM

Manny Alfelor / Loan Officer (PrimeLending) — Thu, 24 Oct 2013 01:32:54 -0700

6168 Primrose Drive La Mesa, CA 91942 Beautiful Home in a Highly Desirable area in Fletcher Hills!

Call Now on:(619) 298-3900Request More InfoRequest ShowingSend To A FriendLoan CalculatorMap ViewAerial ViewLocal SchoolsPrint BrochureCensus DataDream Home HelpHome ValuationContact Property HighlightsLiving Room: 14 X 16 Family Room: 12 X 13 Breakfast Area:10 X 10 Bedroom 2: 15 X 13 Approx Lot Sq Ft: 6,283 Parking Garage: Attached Fencing: Full Cooling: Central Forced Air Heat Equipment: Forced Air Unit Laundry Location: Closet Full Size Fireplace Location: Living Room Dining Room: 14 X 12 Kitchen:10 X 12 Master BR: 17 X 8 Bedroom 3: 12 X 10 Lot Size: 4,000-7,499 SF Parking Garage Spaces: 2 Stories: 2 Heat Source: Natural Gas Water Heater Type: Gas Equipment: Range/Oven, Refrigerator Property Description Beautifully updated and remodeled home situated on a highly desirable street in the Fletcher Hills/La Mesa community! This well appointed home features granite counters, hardwood floors, large bedrooms and so much more. Enjoy the cool breeze from the brick/stone patio in the rear, all situated among lush landscape and a relaxing water feature. Your clients will love the thoughtful floor plan with a master bedroom downstairs...or upstairs, you choose! Great neighborhood_name..Great Price! - For Sale $609,000 MLS#: 130056509Bedrooms: 3Bathrooms (Full): 3Bathrooms (Half): 1Square Feet: 2085Year Built: 1991High List Price: $609,000Low List Price: $569,000Community: La MesaNeighborhood: Soverin ManorTerms: Cash, CONV, FHA, VA

Exclusively Listed By Tony Villafranca(619) 298-3900REALTOR BRE# 01022362Contact 6168 Primrose Drive, La Mesa, CA 91942 ©Tony Villafranca , REALTOR Weichert Realtors (619) 298-3900 Search More Real Estate - Click Here! Home | All Photos | Photo Tour | Print Brochure | Request Info | ContactAll information in this site is deemed reliable but is not guaranteed and is subject to change.Equal Housing Opportunity One Place Community Sponsor Manny Alfelor619-610-9870 ext 8781Mortgage BankerBluFi Lending - Mission ValleyNMLS # 545192 Contact