Mark L. Ostrovsky's (marcopolo) Blog

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Real Estate Agent - Howard Hanna Real Estate Services
RECENT BLOG POSTS
"My house sold too quickly because my agent convinced me to under-price it so they could make a quick sale." How long do you think an agent would stay in business if they made it a practice of under-pricing homes? Alienating clients is not a good business model when you consider that successful a...
01/20/2010
LOW CREDIT SCORE? HIGHER FHA DOWNPAYMENT! The Federal Housing Administration has announced that it is raising its minimum down payment for buyers with lower credit ratings. Those with a credit score below 580 can now expect to put down at least 10-percent. Those whose credit score is above 580 ca...
01/20/2010
THE DOWNSIDE OF A HOME LOAN MODIFICATION With hundreds of thousands of upside-down homeowners suffering from the housing market meltdown,  more and more of us are looking to loan modifications as the answer.   If you're lucky enough to even get a decent loan modification your credit score will am...
01/19/2010
Today the Association of Foreign Investors reported the results of its most recent survey that the United States is still the best place in the entire world to invest in real estate! 51% of those surveyed claim that U.S. real estate presents the greatest opportunity for capital appreciation, whic...
01/18/2010
It's hard to believe that some 42 years have passed since Martin Luther King, Jr. was murdered by an assassin's bullet. Today the Maltz Museum of Jewish History here in Beachwood, Ohio paid tribute to Dr. King with guided tours of An American Story, the theme of which was "Stop the hate, the stru...
01/18/2010
Mortgage foreclosures rose 20-percent over 2009 and according to RealtyTrac the crisis is far from over.   The culprits thus far of course have been over-valued housing and poor lending practices and now unemployment is taking its toll. The next wave of foreclosures will likely be the result of O...
01/17/2010
SHUT-UP, CLEAN-UP & GET LOST! Apologies if this sounds harsh but Sellers please consider the following: You may have a terrific personality so it perhaps comes as a surprise that the last person a prospective buyer wants to run into at your house is you! This holds true whether it's an open house...
01/17/2010
If you believe that your Cuyahoga County property taxes are too high and you think that you can make a good case for a property tax tax reduction based on some real solid evidence, you have until March 31, 2010 to file a complaint with the Cuyahoga County Board of Revision. You can complete the C...
01/16/2010
MY HOUSE SHOULD SELL FOR MORE THAN MY NEIGHBOR'S HOUSE! Few absurdities compare with getting locked into an imaginary competition with a neighbor who made a bundle on their house and has since moved on! We understand your frustration. But even if your house is superior in every single respect to ...
01/16/2010
HUD SUSPENDS HOME FLIPPING RULE HUD today announced a "temporary" one-year measure which overturns its previous prohibition of allowing buyers who receive an FHA loan from selling or "flipping" the purchased property for 90 days or more. HUD says its motivation for the temporary policy reversal i...
01/15/2010
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Mark L. Ostrovsky

Howard Hanna Real Estate Services
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