mountain view short sale agent: What is a Hardship in a Mountain View Short Sale? - 10/02/11 05:24 PM
It is estimated that about 25% of home in the US are underwater, that is the owner owes more on the mortgage than the home is worth. So if the owner has to sell, they would have to either make up the difference or do a short sale.
However, just being underwater is not enough reason for most banks to do a short sale. They want to know you have a hardship. what is a hardship?
there are a number of reasons that banks will accept as a hardship. they basically want to know what has changed since you purchased the … (4 comments)

mountain view short sale agent: Can a Bank Really Change My Locks on My Mountain View Short Sale? - 07/24/11 04:21 PM
Seems like a bizarre question doesn't it? Well guess what, it is not.  If you are selling your home as short sale the bank may have the right to send a property preservation company to the house and "secure it" if they feel the house is vacant and abandoned. But it is still my house, right?
Yes, it is still your house, even if you have stopped making payments, but here is the catch. Many loans contain clauses that say if you abandon your home the bank has a right to secure the property to preserve their interest in the home … (2 comments)

mountain view short sale agent: Santa Clara Wells Fargo Short Sale: Is 3 months fast or forever? - 06/22/11 01:45 PM
In 2008/2009 I listed a Bank of America Short Sale in Mountain View. It took 11 months to close it, with the first buyer walking and the second one sticking it out.  11 months, and I was thrilled to have gotten approval from Bank of America for a short sale.  At that time they had a terrible reputation for short sale approvals, and now they are most agents favorite company. 
Boy have things changed!  It has now taken me 3 months, from seller signature on a contract to approval of both a first and second loan from Wells Fargo. It sounds … (0 comments)

mountain view short sale agent: The Whole Neighborhood Does Not Have to Know About Your Palo Alto Short Sale - 12/23/10 03:30 AM
If you want to sell your home but it is worth less than your mortgage then you are not alone. A large percentage of homeowners are in this situation.  Fortunately, in the last year many banks have made the process of doing of short salesmore efficient and are approving short sales in record numbers.  However, many homeowners want to keep their privacy while this is happening. If you are a Palo Alto homeowner, or a homeowner in the surrounding areas like Menlo Park, Los Altos, Portola Valley, Woodside, Redwood City, or Mountain View, and do not want your neighborhood to know … (3 comments)

mountain view short sale agent: Mountain View Ca Short Sale/Foreclosure Update Nov 4, 2010 - 12/05/10 06:59 AM

Mountain View Ca. Short Sale and Foreclosure Update 12/4/2010
Are you waiting for a distressed property for sale in Mountain View so you can snatch a bargain, or are just curious about them? Well, there are a few of these types of sales, but not that many. Short sales, as in other places, are more common than foreclosures. Most banks are at least giving homeowners the option to try to do a loan modification or short sale before foreclosing. These options do not always work, but they are worth a try.
Active Short Sale Listings:  20 
Pending short sale … (3 comments)

Marcy Moyer, Probate, Trust, and Investment Specialist (eXp Realty of California Silicon Valley Probate, Trust, and Investment Sales) Rainmaker large

Marcy Moyer

Probate, Trust, and Investment Specialist

Mountain View, CA

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eXp Realty of California Silicon Valley Probate, Trust, and Investment Sales

Address: 455 West Evelyn Avenue, Ste 1101, Mountain View, Ca, 94041

Office: (650) 619-9285

Mobile: (650) 619-9285

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Up to date information on real estate in the Silicon Valley and greater San Jose/San Francisco area. Contact Me Interested in selling your home? Contact me to get a professional estimate. Marcy Moyer Call: (650) 619-9285 My Palo Alto real estate listings Visit Short Sale Superstars




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