get a home loan: Keep your credit healthy with tips you might not have thought of! - 11/15/16 11:25 PM

It's true... Credit makes the financial world go 'round.  The strength of your credit history is what determines if you qualify for a credit card, a home mortgage or a car loan and at what interest rate.
Have you always paid your credit card balance on time? Have you ever defaulted on a loan? It's all part of your credit history.
While it's possible to pay cash for all expenses, it's hard to build enough cash reserves to pay for important milestones like a college education, car or home. Keep reading to learn more about healthy ways to build and nurture your credit.
Credit bureaus will … (0 comments)

get a home loan: Will 2017 Mortgage Rates be a Replay Of 2016? - 11/08/16 05:47 AM

It's Election Day, I hope you went out and exercised your privilege to vote!
Typically, around an election as important as this people always bring it up to me in conversation, Sergio - what's gonna happen to home loans and rates?
Well, while I don't have a crystal ball, I do have a good handle on the industry and I'd like to share a portion of an article I read recently while doing my homework as I am obviously just as interested in that topic (if not, even more so) than those who approach me about it. Check this out:
Will 2017 Mortgage Rates … (0 comments)

get a home loan: Helpful Tips For a Happy, Healthy, Home Buying Experience. - 06/28/16 01:45 PM

An important early step in the home-buying process is to make sure you can actually afford to buy.
If you’re in the market to buy a home, you may have already started shopping for properties online.
Perhaps you’ve driven by some houses “just to look” and even attended a few open houses. Well, hold on a second… You’ve already missed a crucial first step in the home-buying process.
You need to meet with me BEFORE you dive in to a home search. I know that sitting down to take a look at your finances isn’t the most thrilling part … (2 comments)

get a home loan: In the Lending business, testimonials like these are GOLDEN. - 05/24/16 02:33 AM

Melissa and I get our fair share of testimonials for providing excellent attention and care during the entire home buying/closing process and the latest one is no exception. I never post these to boast (even though I'm extremely proud of the things that are said and how they affect me as a professional) but rather, how YOU might relate to them. These days, a job well done is not so easy to find, even when it comes to incredibly large purchases such as homes, but wouldn't you like to feel the way David does after his transaction closed? I think … (1 comments)