mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: 5 bedroom 3 bathroom home Palm Valley Arizona perfect for California winter visitors - 04/27/12 07:29 AM

 
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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: 5 bedroom 3 bathroom home Palm Valley Arizona perfect for British Columbia winter visitors - 04/27/12 07:26 AM

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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: 5 bedroom 3 bathroom home Palm Valley Arizona perfect for Arkansas winter visitors - 04/27/12 07:22 AM

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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: 5 bedroom 3 bathroom home Palm Valley Arizona perfect for Alberta winter visitors - 04/27/12 07:20 AM

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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: 5 bedroom 3 bathroom home Palm Valley Arizona perfect for Alaska winter visitors - 04/27/12 07:14 AM

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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: 5 bedroom 3 bathroom home Palm Valley Arizona perfect for Alabama winter visitors - 04/27/12 12:56 AM

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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: 5 bedroom 3 bathroom home Palm Valley Arizona out of state referral fees paid - 04/27/12 12:48 AM

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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: 5 bedroom 3 bathroom home Palm Valley Arizona - 04/26/12 11:40 PM
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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: ActiveRain meet up in Scottsdale where were you? - 04/18/12 11:52 PM
ActiveRain meet up in Scottsdale where were you?
So the date was set TAX DAY 2012 onl y the few and the brave can stand to have a soiree on Tax Day.  And who were those crazy fools you might ask?
Well below are some images of the people that attended, and are passionate about ActiveRain enough to brave tax day.
The theme was: "share our success, our how's and our whys - after all there is enough business for everyone one to be successful":






Thanks to all the hosts and the 38 AR members … (4 comments)

mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: New Rules - FHA Changes for buying a manufactured home in 2012 - 04/10/12 03:18 PM
New Rules - FHA Changes for buying a manufactured home in 2012
In order to finance a manufactured home using FHA Financing you need to make sure the homestead has the following:

Home must have a floor area of not less than 400 square feet. Must be constructed after June 15, 1976, in conformance with the Federal manufactured home construction and safety standards. Each transportable section must have the HUD Seal/HUD Tag located on the outside of the home near the taillight end of the section. Must be classified as real estate. Must be built and remain on a permanent … (2 comments)

mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: New Rules - How FHA looks at Part Time and Seasonal income for qualifying in 2012 - 04/10/12 02:33 PM
New Rules - How FHA looks at Part Time and Seasonal income for qualifying in 2012
                 
Part-time/second job income, including employment in seasonal work, may be used in qualifying for FHA loans  if the lender documents that the borrower has worked the part-time job uninterrupted for the past two years and will continue to do so.

Seasonal employment (e.g., umpiring baseball games , department store during the holiday season) may be used as income for FHA loans.  It is considered uninterrupted and may be used in qualifying if the lender documents that the … (3 comments)

mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: New Rules - FHA Mandatory Property Inspections required for 2012 - 04/10/12 12:49 PM
New Rules - FHA Mandatory Property Inspections required for 2012
Contrary to what most real estate agents, buyers and sellers believe, FHA only has a few mandatory inspections  that they require when completing an appraisal. FHA appraisers are REQUIRED to ask for an inspection if they observe problems due to health, safety or value of the property. 
For example, a termite inspection is not mandatory unless the appraiser observes that there is current insect activity.

FHA does have very few MANDATORY inspection reports.  However, if during the appraisal inspection, the appraiser determines that there might be safety or health issues, they are obligated … (4 comments)

mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: New Rules AGAIN- FHA delays controversial collections rule - 04/09/12 08:59 AM
  


FHA delays controversial collections rule

Stop the presses omg I do believe there is good news as we enter what seems like round 8 of a 10 round bout with Mike Tyson as our opponent representing housing!
The Federal Housing Administration rescinded and will delay a rule that as of April 1 prohibited borrowers with more than $1,000 in disputed collections accounts from getting a federally backed mortgage, according to a notice sent late Friday.
FHA postponed the rule until July, and will take public comment from lenders, builders and others in the industry until then to clarify guidance.
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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: New Rules - Credit has changed for 2012 in how it handles disputes - 04/07/12 04:54 AM
New Rules - Credit has changed for 2012 in how it handles disputes

How credit disputes are handled by the Credit Bureaus.
     Will the onslaught of technology never cease! Gone are the days of you disputing inaccurate information on your credit reports and having an actual person verify the information and have them subsequently send it to the three major Credit Reporting Agencies, (CRA’s), Experian, Equifax and TransUnion.
A look at the “transformation” of disputes:
1.     Originally the Credit Bureaus would send out a letter to have the  business or Courthouse verify the information that they had on file. If … (2 comments)

mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: New Home Sales Slip In February - 03/27/12 03:20 PM
New Home Sales Slip In February Sales of “new homes” fell to the lowest levels in four months last month.
According to the Census Bureau’s monthly New Home Sales report, 313,000 new homes were sold in February 2012 on a seasonally-adjusted, annualized basis, representing a 1.6% drop from the month prior.
A “new home” is a home for which there has been no prior owner nor tenant.
At first glance, the data looks negative for the housing market; a suggestion that the well-publicized housing market recovery may be slowed. However, within February’s New Home Sales report are three important counter-statistics worth mentioning.
First, … (2 comments)

mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: New Rules - FHA Streamlines good news now for June 2012 - 03/16/12 01:09 AM
New Rules - FHA Streamlines good news now for June 2012
So with all the ducking and weaving the mortgage community has been doing this week it's about time we get a glimmer of hope to help some of our customers.
In recent months FHA home owners have been very angry because they haven't been able to refinance to current rates as the new mortgage insurance levels currently 1.15% going to 1.25% April 9th prohibit any real savings when we combine the minumum half point rate reduction and 5% payment savings minumum while trying to finance in all of their closing … (0 comments)

mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: New Rules - FHA changes how we handle disputes and collections on Credit - 03/16/12 12:50 AM
New Rules - FHA Changes how we handle disputes and collections on Credit
Well not sure if you have followed my other blogs lately see below - but I feel like I've done 8 rounds with Tyson when it comes to the FHA "cleaning up their act" policy changes this past 10 days.  So here is another update broken down in an easily digestible format so when you talk to your lender you don't get frustrated, or shrug your shoulders and go huh, what was that you just said!

Handling of Disputed Accounts, Collection Accounts, and Public Records is now different!
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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: The Ultimate Ipad accesory - Foldout Wireless Bluetooth keyboard - 10/22/11 05:42 AM
The Ultimate Ipad accesory - Foldout Wireless Bluetooth keyboard
I am always asked by my Realtor® Partners after attending my Ipad class "On how to write a real estate contract using an Ipad" What are the best apps? What are the best gizmo's? ~ so keeping my fan base alive and happy here is an amazing piece of tech we all need.

Thanks so much for reading my blog: The Ultimate Ipad accesory - Foldout Wireless Bluetooth keyboard
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mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: Blarming Your Local Business Community - why you need to do it! - 07/11/11 08:27 AM

Here we go again with that annoying word Blarming
So have you ever walked into your local deli, coffee house or chiropratic office to be greeted by a myriad of business cards from the chakra stimulation lady to the ubiquitous realtor card dump.

What if I could tell you there is a way the next time you walk in to your favourite haunt and have only your card sitting there. Maybe in its own frosted stand with a beam of light shining on it as if it was a religous relic!  Would you read on?

Good well here … (4 comments)

mark taylor hud fha va usda jumbo and conventional mortgage loans in arizona and california: Who wants a FREE Facebook Sidebar? 3 days left! - 07/03/11 09:29 AM
So a Free Facebook sidebar a $400 value for free - Why?...
...to help as many agents of real estate give their Facebook pages some zing, some kapow and some sizzle to help attract more business, and give their facebook an uplift!
What if your sidebar looked like this?:

What if your Facebook page could look like this (after the jump please click like)
Well you can it is easy and yes it is free, no catches, no sales just my way of paying it forward.
All you need to do is go to FREESIDEBARBYMARK
Watch the video (if you … (10 comments)

 
Mark  Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897 (and for 1st Time Buyers, Move Up Buyers & Investors )

Mark Taylor Mortgages

602-361-0707 #MarkTaylor #Awesomerates NMLS#207897

Scottsdale, AZ

More about me…

and for 1st Time Buyers, Move Up Buyers & Investors

Address: Scottsdale, Phoenix, Glendale, Mesa, Gilbert, Paradise Valley, Queencreek , Prescott, Flagstaff, Payson, Showlow, Anthem, Avondale, Surprise, Casa Grande, Scottsdale, AZ, 85255

Office: (602) 361-0707

Mobile: (602) 361-0707

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