10 Steps to Prepare for Homeownership 1. Decide how much home you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.2. Develop a wish list of what you'd like your home to have. Then prioritize the features on your list.3. Select
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03/23/2008
This real estate blog will let you dream a bit. While your opinions on the type of home you want to own may change during the homebuying process, use this easy checklist to help you prioritize and make the shopping process less time consuming. The large number of active and "For Sale" homes we
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03/16/2008
Budget Basics Work Sheet Buying a home requires much preparation before your become active in actually looking for that next home. This should be read to continue that preparation, and it fits nicely into my series: 8 Ways to Improve Your Credit, [pre-] First Things First: 8 Steps to Getting You
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03/15/2008
Budget Basics Work Sheet Buying a home requires much preparation before your become active in actually looking for that next home. This should be read to continue that preparation, and it fits nicely into my series: 8 Ways to Improve Your Credit, [pre-] First Things First: 8 Steps to Getting You
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03/15/2008
Budget Basics Work Sheet Buying a home requires much preparation before your become active in actually looking for that next home. This should be read to continue that preparation, and it fits nicely into my series: 8 Ways to Improve Your Credit, [pre-] First Things First: 8 Steps to Getting You
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03/15/2008
Budget Basics Work Sheet Buying a home requires much preparation before your become active in actually looking for that next home. This should be read to continue that preparation, and it fits nicely into my series: 8 Ways to Improve Your Credit, [pre-] First Things First: 8 Steps to Getting You
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03/15/2008
8 Ways to Improve Your Credit Credit scores, along with your overall income and debt, are a big factor in determining if you’ll qualify for a loan and what loan terms you’ll be able to qualify for. 1. Check for and correct errors in your credit report. Mistakes happen, and you could be paying for
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03/11/2008
This actually comes before my previous blog: First Things First: Pre-approval to Purchase a Home. Getting Your Finances in Order.1. Develop a family budget. Instead of budgeting what you'd like to spend, use receipts to create a budget for what you actually spent over the last six months. One ad
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03/09/2008
Pre-approval is the first step in the home buying process. I know, I know, once you, the first time homebuyer, have decided it's time to go after your first home with full force the first thing you want to do is... start looking at homes! You see "For Sale" signs everywhere you turn. "Look at
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03/08/2008