georgia: Johns Creek Georgia- Founders Day - 11/16/07 02:45 AM
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georgia: Insurance is all the same, Right? Mortgage Imposed vs. Insured Purchased - 06/14/07 02:11 PM
You have heard the term "mortgage company imposed" insurance.  The term "insurance" is included in the phrase but have you ever consider what that policy covers? 
If the mortgage company is purchasing insurance and passing that expense to the owner/mortgagee, one may assume that the coverage is consistant to the traditional policy.  With the LARGE expense passed to the mortgagee, all parties may think that this policy offers coverage equal to or greater than the traditional policy.
 REALITY: Investigate deeper.  More often than not, the mortgage company imposed policy only insures the mortgage company's interest. Don't confuse Property Insurance with PMI coverage.  PMI coverage inherantly does not cover normal … (2 comments)

georgia: Negligent tenants play a big role in losses to others - 06/09/07 04:38 PM
It happened to me again... The first time it was very personal... The second time, well it was more business.
In 2004, my tenant burned my home... Yes, they left a candle burning on the 12 year old's dresser and then she went out to play.  45,000.00 dollars later, I was stuck with a major claim personally.
Last week, a home I insure for an investor, it too burned.  It was a major loss.   What was remaining of the home was placed in a "dumpster" and hauled away.  Cause: A tenant put a charcoal grill near the house after a evening dinner.  17 … (3 comments)

 

Matt Locke

Alpharetta, GA

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Allstate Insurance

Address: Johns Creek, GA, 30005

Office: (678) 893-9050

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