Mike's 203k Blog

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Home Inspector - 203kOnLine.com, covering the USA - S0289
203k loans, the hottest renovation loan product on the market. Offering quick closings on homes that require repairs.



Question for all of you in the 203k lending arena. We are all aware that investors are out of the program but since non-profits are still in this question seems relivent. There is a little known feature of the 203k that reads as follows: Occupant owners attempting to sell their home may refinance...
The biggest problem is getting a contractor out to bid the job in a timely manner.  In 2005 the FHA came out with the Streamlined k loan program. Light work, but included roofing, updating of bathrooms and kitchen, flooring, paint, etc, just no structural issues. It took off like a lightning bolt...
We had a great show and tell meeting with the area loan originators from Bank of America with Rob Gilroy and his team. They are based in the Santa Clara Valley area primairly but their territory has just been broadened dramantically to inolcud inland to Bakersfield and on the cost just past Monte...
Streamlined k - should I use a consultant or not? Roseville to Denver You should use a consultant on every FHA 203k loan. Streamlined k loans represent 98% of the problem 203k's solution is merely to use a consultant on every 203k, the way it was originally. The FHA 203k loan program wias designe...
As you may have guessed the 203k loan program is alive and well in Morgan Hill as it is all over the Santa Clara Valley.  Homes these days most always need some amount of work. The most often used solution is the FHA 203k loan program. It is versatile in that you can use the Streamlined k for lig...
Another 203k in the can. It's a wrap. Nothing more pleasing than to see a job reach the end and be completed in a professional, workmanlike manner. Hope you can see that Maple tree. It is beautiful. Note the walkway and the pond to the rear. What a wonderful setting to finish off the day enjoying...

Mike Young

FHA 203k Consultant 916-758-1809
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