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Mortgage and Lending - AmeriFirst Financial BUYorREFI Team - NMLS - 1330840

ARCHIVED BLOG POSTS

2010 

Will mortgage rates ever drop to 0 percent?Zero percent financing has long been a loss leader in the automotive industry, but Keith Gumbinger, vice president of HSH Associates, a provider of mortgage information, says that scenario is unlikely. You’d have to find an investor who would buy a secur...
09/29/2010
Mortgage applications to purchase homes rose 2.4 percent last week, compared to the previous week, on a seasonally adjusted basis, according to the weekly report from the Mortgage Bankers Association.The increase was driven by a 4.5 percent rise in applications for government-guaranteed mortgages...
09/29/2010
Beginning this week, Fannie Mae and Freddie Mac are trying to sell off 150,000 foreclosed homes by offering low down payments, no requirement for mortgage insurance, and up to $30,000 added to the mortgage for renovations. In addition, the real estate practitioner selling the property gets a $1,5...
09/29/2010
Michael Beckham | WEST USA REALTY | mikebeckham@westusa.com | (623) 764-3568 8114 W. Hess Ave, Phoenix, AZ PPROVED SHORT SALE ! Large open floor plan with vaulted ceilings. Tile and Carpet throughout the home, Very well maintai 3BR/2+1BA Single Family House offered at $127,000 Year Built 2000 Sq...
09/29/2010
Michael Beckham | WEST USA REALTY | mikebeckham@westusa.com | (623) 764-3568 8114 W. Hess Ave, Phoenix, AZ PPROVED SHORT SALE ! Large open floor plan with vaulted ceilings. Tile and Carpet throughout the home, Very well maintai 3BR/2+1BA Single Family House offered at $127,000 Year Built 2000 Sq...
09/29/2010
Great Opportunity for CE credits. Not to mention Rhett is really the only lender you need to know. Quality Service, ON TIME CLOSING and Happy Clients ! Hello Real Estate Partners   As many of you know I recently join Amerifirst Financial to "add tools to my tool belt".  One of those tools is to o...
09/29/2010
Fannie Mae says it will reduce or suspend mortgage payments for up to six months for military families if they are unable to pay because of the injury or death of a service member. Military members or surviving spouses should contact their mortgage company or call this special military phone numb...
09/28/2010
I Recently read a post by a well-known mortgage guru, talking about the types of loans that “don’t need an appraisal”.  While the info is ALMOST correct, almost is not good enough in this day and age.  Here are the types of loans that don’t need an appraisal–but with conditions: USDA – cannot ex...
09/28/2010
SEATTLE, Sept. 27 /PRNewswire/ — Nearly one-third of Americans are unlikely to qualify for a mortgage because their credit scores are too low, making homeownership out of reach for many. This is according to an analysis of more than 25,000 loan quotes and purchase requests on Zillow Mortgage Mark...
09/28/2010
Fannie Mae has launched KnowYourOptions.com™, a new consumer education Web site that outlines the choices available to homeowners who are struggling with their mortgage payments, and provides guidance on how they can contact and work with their mortgage company to find solutions. The online resou...
09/26/2010
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MichaelBeckham

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