fha: Nice home ready for new family! 2950 Old Ranch Cir. Stockton, CA 95209
- 08/25/15 02:08 AM
2950 Old Ranch Circle, Stockton, CA 95209 Get Directions Click Here Description Photos Maps & Local Schools Print Brochure My Reviews $ Click for current price 4 BEDROOMS | 3 (3 full ) BATHROOMS | 2202 SQUARE FEET The perfect family home. Large 4 bed 3 bath home with rare 3 car garage. 1 bedroom and full bathroom downstairs. Master bedroom boasts large walk-in closet. This home is located on a quiet circle. The dual pane windows, new A/C condenser, whole house fan and ceiling fans will keep this home cooler in the summer. Wood burning fireplace & tons of storage! … (0 comments)
fha: Fannie Mae and Freddie Mac Conventional FHA Alternatives
- 05/01/14 05:02 AM
Fannie Mae and Freddie Mac Conventional FHA Alternatives The changes in FHA-backed financing have many homebuyers seeking an alternative and, although it's been around since 2006, Fannie Mae's My Community Mortgage Program's time has come. This is a conventional loan product, ideal for first-time homebuyers lacking a large down payment and with limited credit histories. With flexible underwriting and a 3 percent down payment requirement, My Community Mortgage is a lower-cost alternative to FHA in many instances. "Say you want to buy a $180,000 house and you don't have much cash for a down payment," hypothesizes George Souto, a loan officer with … (0 comments)
fha: Understanding FHA-Insured Loans
- 02/08/14 01:29 AM
Understanding FHA-Insured Loans One of the few blessings to come out of the Great Depression was the FHA-insured loan. Although, contrary to what many think, it wasn't created to help low-income buyers get into homeownership. Just as during our recent Great Recession, during the Depression foreclosure rates skyrocketed, leaving lenders in the lurch. The FHA-insured loan was created to protect lenders from losses should the economy once again tank. That said, the borrower does receive benefits from the loan. First, she benefits from the meticulous appraisal of the home, and second, from the low down payment requirements and attractive interest rates … (0 comments)
fha: Are you looking to buy a home in 2014? Start here!!
- 12/15/13 06:34 AM
Are you looking to buy a home in 2014? Start here!! Did you know there are new FHA limits?? In San Joaquin County, the maximum Loan Limit will be $304,000. This means homes in Lodi, Stockton, Lathrop, French Camp, Tracy, and Manteca over that amount cannot be financed through FHA. This also means that there will be MORE competition for homes under $304,000. So do not wait, get prequalified now and start your home search. Want more information about FHA loan limits? Give us a call 209-351-1327! Are you looking to buy a home in 2014? Start here!! Check out these … (0 comments)
fha: 2014 FHA Loan Limit Reductions - effective Jan 1, 2014
- 12/12/13 05:25 AM
2014 FHA Loan Limit Reductions - effective Jan 1, 2014 And the countdown begins, 19 days left to get into a home before the new FHA loan limits are drastically reduced. Currently, you can purcahse a home with FHA financing in San Joaquin County up to $488,750. Starting January 1st, that limit will be $304,750, a difference of $184,000!!! What does this mean for the home buyer? If you are looking to purchase a home over $304,750 in 2014, you will have to have Conventional Financing. So buyers, the good news is there are still 19 days left to get … (0 comments)
2950 Old Ranch Circle, Stockton, CA 95209 Get Directions Click Here Description Photos Maps & Local Schools Print Brochure My Reviews $ Click for current price 4 BEDROOMS | 3 (3 full ) BATHROOMS | 2202 SQUARE FEET The perfect family home. Large 4 bed 3 bath home with rare 3 car garage. 1 bedroom and full bathroom downstairs. Master bedroom boasts large walk-in closet. This home is located on a quiet circle. The dual pane windows, new A/C condenser, whole house fan and ceiling fans will keep this home cooler in the summer. Wood burning fireplace & tons of storage! … (0 comments)
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