georgia: 2009 - Is Going to be FINE ... or as FINE as WE MAKE IT ... Let's See... - 01/01/09 03:03 AM
Time to strategize and get a new mind-set.  I don't know how you all feel, but me... I AM NOT A QUITTER.  I absolutely REFUSE to be empowered by NEGATIVE energy or "sit in the Government waiting room".  Below are some POSITIVE things that 2009 holds in store:
2009 Will Be a Great Time to Buy or Refinance a Home. The median home price has fallen 20% since the housing market's peak in July 2006, according to the National Association of Realtors. This is good news for first-time home buyers or anyone who doesn't have to sell a home before they buy.  Interest … (2 comments)

georgia: Basic Credit Scoring Myths - what does and doesn't effect your credit score - 06/10/08 07:44 AM
The Basic Credit Scoring Myths
There's a lot of bad information being given as advice about what does and doesn't hurt your credit score.  Below please find some common myths of credit scoring.
Closing accounts can help your credit score. 
No, no, no.  ABSOLUTELY NOT: Closing accounts can never help your credit score, and may hurt it. 
It's true that having too many open accounts can hurt your score...messing up your debt to income ratios.  But once you've opened the accounts, you've done the damage.  You can't repair it by closing the account, and you can actually make things worse.


Melissa Cochran

Macon, GA

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Hunt-Miller Insurance Agency

Address: 113 Park Avenue, Warner Robins, GA, 31088

Office: (478) 922-8531

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