mortgage: 2009 Tax Credit... TOP NEWS - 02/27/09 07:55 AM
The homebuyer tax credit forms and rules are now in place for 2009 !!!
I just wanted to let all of my realtor friends be informed of this new tax credit and use it as a tool to get your fence sitters into action... if you are in Georgia... feel free to send them to me for pre approval - I will include the tax forms in their closing package along with their appraisal and homestead exemption forms.
The Treasury Department has approved and put into place this portion of the American Recovery and Reinvestment Act of 2009.
The Treasury and … (0 comments)

mortgage: 2008 Purchase Agreements - How to make financing easier. - 06/16/08 03:43 AM
As a mortgage professional, I have noticed that not much attention has been placed on the format of the new purchase agreements 2008 (sales contracts).  Some of the changes that effect financing that should be included on the Good Faith Estimate for the buyers are:
1.  The buyer now has to pay for the warranty deed (doc preparation) as a buyer's fee (this used to be a seller's fee).
2.  The buyer now has to pay for the recording of the deed.  (this used to be a seller's fee).
3.  The buyer now has to pay the transfer taxes.  (this used to … (0 comments)

mortgage: Melissa's Maddening Mortgage Mayhem - Ten Commandments - 06/04/08 12:45 PM
I      Thou shalt not quit job in the middle of mortgage approval.
II     Thou shalt not file bankruptcy in the middle of mortgage approval.
III    Thou shalt not buy furniture or new car or boat or RV or run up credit cards in the middle of mortgage approval thus retaining funds needed to close.
IV     Thou shalt not deposit a large unsourced amount of money into accounts in the middle of mortgage approval.
V      Thou shalt not make monetary or repair demands at the closing table.
VI     Thou shalt not stop paying present mortgage payments or rent or other obligations in the middle of approval.
VII    Thou shalt not … (9 comments)


Melissa Cochran

Macon, GA

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Hunt-Miller Insurance Agency

Address: 113 Park Avenue, Warner Robins, GA, 31088

Office: (478) 922-8531

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