real estate: 2009 - Is Going to be FINE ... or as FINE as WE MAKE IT ... Let's See... - 01/01/09 03:03 AM
Time to strategize and get a new mind-set.  I don't know how you all feel, but me... I AM NOT A QUITTER.  I absolutely REFUSE to be empowered by NEGATIVE energy or "sit in the Government waiting room".  Below are some POSITIVE things that 2009 holds in store:
2009 Will Be a Great Time to Buy or Refinance a Home. The median home price has fallen 20% since the housing market's peak in July 2006, according to the National Association of Realtors. This is good news for first-time home buyers or anyone who doesn't have to sell a home before they buy.  Interest … (2 comments)

real estate: 2008 Purchase Agreements - How to make financing easier. - 06/16/08 03:43 AM
As a mortgage professional, I have noticed that not much attention has been placed on the format of the new purchase agreements 2008 (sales contracts).  Some of the changes that effect financing that should be included on the Good Faith Estimate for the buyers are:
1.  The buyer now has to pay for the warranty deed (doc preparation) as a buyer's fee (this used to be a seller's fee).
2.  The buyer now has to pay for the recording of the deed.  (this used to be a seller's fee).
3.  The buyer now has to pay the transfer taxes.  (this used to … (0 comments)


Melissa Cochran

Macon, GA

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Hunt-Miller Insurance Agency

Address: 113 Park Avenue, Warner Robins, GA, 31088

Office: (478) 922-8531

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