Naptown Blog - Annapolis/Anne Arundel Real Estate

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Real Estate Agent - Michael Davis Group
Annapolis Short Sales, Anne Arundel MD/ Southern MD Short Sale Houses for Sale & Baltimore Counties and City Short Sales, Real Estate, Foreclosures, Bank Owned Property, REO Search.
RECENT BLOG POSTS
“How will a short sale affect my credit score?”  Sometimes stated as “how will a short sale affect my credit?”  This is the number one question we get from Annapolis, Anne Arundel and ...
06/10/2013
  Annapolis homeowners forced to apply for loan modifications even though they were repeatedly denied loan modifications in the past. Sounds good right?... Wrong!   These now unwilling homeowners who are being forced into the loan modification process no longer want the home, obviously can no lon...
05/17/2013
There’s a dirty little secret about short sales that the public doesn’t know, but insiders in the real estate business can’t help but know:   There are lots of agents taking short sale listings that apparently have no idea what they are doing.  At least that is the case in Maryland.  Let me give ...
01/18/2013
Clueless on Short Sales in Annapolis  I'm talking about Listing Agents. And on a larger scale, I am talking about many other Anne Arundel County Agents. To be fair, this isn’t simply a problem in Annapolis or Anne Arundel County.  As best I can tell, this is endemic to short sales in Maryland wit...
12/31/2012
No More HAFA for Fannie Mae and Freddie Mac  Short Sales in Annapolis! Fannie and Freddie lagged Treasury’s original roll out with their own version of HAFA and is now dropping that program in favor of it’s own new program. Bank of America, in it’s inimitable style sent out an announcement today,...
12/19/2012
    Loan Modifications Don’t Save Annapolis Homeowners from Foreclosure in Annapolis.  Though not specific to Annapolis, this conclusion was reached in a Research Paper published by the Federal Reserve Bank of Atlanta which was the subject of an article in The Sunday New York Times   The article ...
12/10/2012
Were you or a client in foreclosure at anytime in 2009 or 2010?  You need to read this blog. As a result of a consent decree between federal bank regulators including the Comptroller of the Currency (OCC), the Office of Thrift Supervision (OTS) , and the Board of Governors of the Federal Reserve ...
11/01/2011
Click image to view video.   100% success rate with short sales   “How can you stand to do short sales with all the frustrations?”     That was the question another agent asked me as we were walking into our office from the parking lot this morning.  In essence, I told her we do them because we ...
09/20/2011
Click image to play video.   VA Appraisals and Short Sales       Hi, I am Michelle Resnick. I am talking to you today about a short sale that we had with Wells Fargo. There were two VA Appraisals done. The buyers bank was able to get the VA appraisal done before the short sale bank, Wells Fargo,...
09/20/2011
Amazing.  The Federal Trade Commission actually repealed the non-sensical disclosure requirements tailored toward loan modification, but required for a while for short salling real estate agents.  Click here to see the FTC's statement.
07/18/2011
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Michael Davis

Anne Arundel & Baltimore Real Estate Professionals
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