realtor: Want to improve your credit and buy a home? Read these 7 Credit NO-NO's!! - 10/23/11 02:26 PM
Many times we're told what to do to build our credit, but what NOT to do is just as important.

Do not close accounts with zero balances.  
Do not leave your bills unopened on the table longer than 2 weeks.  
Do not just make the minimum monthly payments.  
Do not juggle your bills, skipping one to pay another.  
Do not apply for new credit if you're struggling to pay current bills.  
Do not make a habit of paying late or over-the-limit fees.  
Do not take out cash advances to pay other bills. If you … (1 comments)

realtor: Save MONEY by saving ENERGY (Part 1) - 09/26/11 08:16 AM
A typical U.S. Family spends roughly $2000 a year on utility bills according to the U.S. Department of Energy. Unfortunately a large portion of that energy is wasted. The good news is there is a lot you can do to save energy which in turn will save money at home. By following this multiple-part series blog, you can cut up to 25% of your energy use.
Simple low-cost solutions can start you down the right path to saving energy. The following list will help you get started.
1. Install a programable thermostat to keep your house comfortably warm in the winter … (3 comments)

realtor: You CAN FIX your credit and buy a home!! - 08/24/11 08:43 AM
If your credit rating isn't where you want it or you've been refused credit, take action today to get your finances back on track. Your credit rating is a very powerful three digit number. If you've ever had a credit card or loan of any kind, you have a credit history. Everything from a burger to a home can be purchased on credit. How you handle  the purchase will determine your future credit privileges.
 
Great credit is 720 or higher out of a possible 850.
Okay credit is 620 to 720. It's satisfactory but you won't be offered rock bottom … (0 comments)

 
Melissa Sall, Realtor  ~ Belmont County ~ Ohio (Sulek & Dutton Real Estate)

Melissa Sall

Realtor ~ Belmont County ~ Ohio

Saint Clairsville, OH

More about me…

Sulek & Dutton Real Estate

Address: 50966 National Rd. , Plaza East, St.Clairsville, OH, 43950

Office: (740) 699-0909

Mobile: (740) 338-9303

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Ideas, tips and information regarding the real estate industry focusing on home buying and selling in the Ohio Valley.


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