This is an interesting question, because depending on which state you buy a home in, the answer varies. In some states you actually get the keys at the closing table. If you are buying a home in the Salem, Oregon area, however, several steps need to take place before I can give you your keys to your new home. 1. Once loan documents are received by the title company, we will make an appointment for all us to go to the title company and sign your loan documents. (7 comments)