arizona hard money lenders: What Is An Owner-Occupied Property? Can Hard Money Lenders Help? - 02/15/19 10:51 AM
An owner-occupied property is the primary residence one lives. A property with up to four units, as long as the owner lives in one, is also considered an owner-occupied property. A vacation home that is outside of the county a person lives is also identified as an owner-occupied property.
What exactly is an owner-occupied loan? These are loans where the borrower lives in the property for which the loan is being obtained. There are tighter regulations involved and longer waiting periods for mortgage loan approval when working with a traditional bank. Banks also focus solely on a borrower’s credit worthiness and income … (0 comments)

arizona hard money lenders: Why Use an Arizona Hard Money Lender? - 02/15/19 10:45 AM
Arizona Hard Money Lenders are individuals that have money to lend to projects. They will finance a borrower’s who bring projects to the table that an Arizona Hard Money Lender can anticipate will have a large return.
Why would anyone need an Arizona Hard Money Lender when they have a bank? Great question! There are many reasons to use hard money. A huge advantage to working with an Arizona Hard Money Lender is they do not focus on your credit report or your monthly generated income. Their focus is on your assets. Why? Because banks and individuals want to know they … (0 comments)

arizona hard money lenders: How an Arizona Bridge Loan Can Alleviate Stress - 02/15/19 10:40 AM
An Arizona Bridge Loan is money that is lent by a bank or investor to cover the interval between two transactions. A typical example is when a person is buying and selling a house.
Selling your home or buying a new home can be two extremely stressful times. Sure, it it exciting. However, it is that in between time that can easily cause anxiety for a buyer and seller. An Arizona Bridge Loan is simply a short-term loan that is used in both residential and commercial real estate.
Borrowers take out Arizona Bridge Loans when they want to buy a new house before … (0 comments)

arizona hard money lenders: The Real Deal on Flipping Houses in Arizona - 02/15/19 10:34 AM
Most people believe that you need money to make money. For the most part, that is accurate. However, there is a way to fix and flip a house with no money down—you just need the right lender.
Investors typically achieve flipping houses in Arizona with no money down by wholesaling properties and using their own money. Good news! That is not the only way. Another way to flip a house with no money down is to find a lender that offers 100% financing. Hard money investors are the “go to” when it comes to rehabbing a property. Their application process is simple—usually … (1 comments)

arizona hard money lenders: Why Arizona Hard Money Lenders Can Finance Your Dispensary - 02/15/19 08:48 AM
Arizona Hard Money Lenders are the main answer to the financial woes of Arizona’s cannabis industry. Just as they have helped countless businesses establish a foothold in the market, Arizona Hard Money Lenders are here to help individuals reap the benefits of the cannabis industry. Rates for dispensary financing start as low as 7.99% APR. No begging the banks, no lines, no bureaucracy, and no credit required. Consult your broker who knows the ins-and-outs of cannabis in Arizona.
The potential of cannabis in the United States is legion. Frankly, already, the industry’s multi-billion transcendence has baffled many on Wall Street. Why is … (0 comments)

arizona hard money lenders: Arizona Hard Money Loans: A Different Approach to Funding - 02/11/19 01:34 PM
Everywhere you look there are ads inviting you to borrow funds through traditional lenders—banks, mortgage companies and the like—but is the standard way the best choice? Find out if a non-traditional loan might be better.
Financing is the biggest problem a would-be investor has when starting unless he/she has a considerable amount of personal funds to invest and most of us don’t fall into that part of the population. Let’s say you have tried to invest before and while it went smoothly for awhile, life changed things and they all required money. Plenty of it.
The next thing you knew you had declared … (0 comments)

arizona hard money lenders: 90% Arizona Hard Money Loans: Difficult In Some Ways, Good In Others - 02/11/19 01:27 PM
If you would like to have partially-financed hard money set up for your latest project, there are loans out there set up specifically set up for investors who can work within the strictures required for this. Research the details of financing up to 90% hard money to find out if you can go this route.
LTV (loan-to-value) Arizona Hard Money Loans are on the very high end of the Arizona Fix and Flip Loans category. Depending on where you are, companies’ rules and regulations vary, but the general overall picture can look something like this. As an investor beginning an application for … (1 comments)

arizona hard money lenders: Private Money Lenders: Hard To Find, But Worth The Effort - 02/11/19 01:20 PM
A private money lender may be the answer to your funding problems particularly when you can’t use the more traditional types of financing. Look into these loans and find out if this path is one you should take.
You are someone who wants to invest in a good area that can make you some money and a couple of your friends suggested real estate. You think it’s a great idea, but just last year some property you had acquired when you had personal funding was foreclosed on. Since you are a private contractor with income received by the job, you are often … (0 comments)

arizona hard money lenders: Residential Arizona Hard Money Lenders v. Traditional Lenders? - 02/11/19 01:13 PM
If you need investment funding, why not let your home, apartment, or townhouse help you get it? These type loans are not the easiest to acquire, but have definite advantages over more traditional ones.
Residential Arizona Hard Money Lenders offer funding that is normally defined as a non-bankable loan on whatever property a borrower is offering, ex. a single family duplex or other hard asset. This type loan can close in a short a time as three to five days as opposed to traditional lenders whose process can take three to six months (or more) and be held up by any glitch … (0 comments)

arizona hard money lenders: Arizona Hard Money Lenders: What Can They Do For Your Financing Needs? - 02/11/19 01:07 PM
There are a ton of people out there saying they are the best lender, can get you financed no matter what, would love to work with you … but which one is really best for you? Know the details surrounding these lenders as well as the traditional financiers before you go further.
After a period where the term ‘Arizona Hard Money Lender’ was used to describe an individual whom you dealt out of desperation or not at all due to a few persons whose methods darkened everyone’s reputation, the good news is that today’s lenders who specialize in these type of loans … (0 comments)

arizona hard money lenders: Arizona Rental Property Loans: Can I Borrow for This Type of Property? - 02/11/19 01:00 PM
If you have rental property you want to borrow against and traditional investors are holding you up for whatever reason, there are other options. Check into for Arizona rental property loans obtained through hard money sources in order to find out if this can clear the way for you.
Money, generally speaking, is the key to making money—you have to have it to make it and buying property—any kind--calls for a lot of it. Traditional mortgage lenders, banks and the like will lend, but they will go through your credit history one item at a time, tie you up with procuring documentation … (0 comments)

arizona hard money lenders: Owner Occupied Arizona Hard Money Loans and You - 02/11/19 12:54 PM
Thinking of financing your latest project by using your current home as the collateral? Do some research into the area of owner occupied Arizona Hard Money Loans and learn the pros and cons of this route to funding your venture.
While you are wracking your brain in order to find collateral that will satisfy the bank or whatever conventional lender you may have chosen, you may not realize that that you are literally sitting on what might be the best thing for you.
An owner occupied Hard Money Loan in Arizona could be exactly what you need, but these loans have strict specifications … (0 comments)

arizona hard money lenders: Are You Eligible For An Arizona Fix and Flip Loan? - 02/11/19 12:48 PM
This real estate loan is exactly what it sounds like –the buyer purchases a home with the intent to fix it up to sell at a profit as soon as possible. Make certain you know the advantages and disadvantages of these loans before you take one out.
Since an Arizona Fix and Flip Loan is basically a short-term loan, most investors use an Arizona Hard Money Loan letting them buy, repair and sell off a property within a year’s time. Private investors and people you already know are your best bet. They will be evaluating the property value both before and after … (0 comments)

arizona hard money lenders: Arizona Bridge Loans: How Can I Tell If This Funding Is Right For Me? - 02/11/19 12:39 PM
The financial market is filled with numerous types of loans. Take time to learn the advantages and disadvantages of Arizona Bridge Loans before you go any further.
The world of financing is filled with numerous types of funding ventures, conventional bank and mortgage loans, private loans, revolving money accounts and that is just to name a few. Confused? Most people are, but we can lend you a helping hand in understanding this particular kind of funding. Here are the basics involving these particular loans and why you might want to consider this route in your quest for financing.
An Arizona Bridge Loan is … (0 comments)

arizona hard money lenders: Tips for Securing Arizona Rental Property Loans - 02/11/19 11:57 AM
It is always helpful to have a few tips when you are getting into a new business. These tips will help you to secure your first Arizona Rental Property Loans as you work to grow your passive income.
Even with the housing market well on its way to recovery after the crash, there are still some great deals to be found for real estate investors who are looking to create a portfolio of rental properties. But in many cases, these would be investors are not familiar with the process of securing Arizona Rental Property Loans. These tips can guide new investors on … (0 comments)

arizona hard money lenders: 7 Options for Arizona Rental Property Loans - 02/11/19 11:49 AM
Many new real estate investors are unaware of their options for borrowing. But exploring these seven options will allow borrowers much more flexibility when securing Arizona Rental Property Loans.
As a new or prospective real estate investor, you might not have any idea that there are over half a dozen options for you to consider when you are seeking Arizona Rental Property Loans. But for the savvy investor, there are a lot of options besides the standard conventional mortgage from a traditional bank or mortgage company. Which is very good because banks often have very stringent criteria for lending' which makes it … (0 comments)

arizona hard money lenders: What Are 90% Arizona Hard Money Loans? - 02/11/19 11:43 AM
If you are not familiar with Arizona Hard Money Loans then the term 90% Arizona Hard Money Loans is sure to be confusing. But with just a little information you will learn how these loans can help you make a great deal of money.
Many borrowers are under the misguided conception that Arizona Hard Money Loans are loans that operate on the fringe of legality and are considered shady at best. But that could not be further from the truth. A hard money loan is simply a short term loan which is offered by a private lender. Unlike traditional loans from a … (0 comments)

arizona hard money lenders: The Best Resources For Fix and Flip Loans in Arizona - 02/11/19 11:35 AM
Property flipping has become very popular in the last few years. But many real estate investors have no idea how to best finance Fix and Flip Loans in Arizona.
Over the last several years there have been dozens of television show demonstrating the process of buying, fixing and flipping homes. But what those shows gloss right over is the correct process for funding Fix and Flip Loans in Arizona. Not everyone has $100,000 sitting around to start a real estate investing business. But there are a few pointers that can help anyone who is interested in entering the real estate investment business … (1 comments)

arizona hard money lenders: The 4 Best Types of Fix and Flip Loans in Arizona - 02/11/19 11:26 AM
Getting started in the house flipping business can be challenging. But investors who know about the four best types of Fix and Flip Loans in Arizona will have far fewer challenges than other investors.
Real estate investors who are buying and flipping houses know that these short term projects need a unique type of financing. Securing a traditional mortgage for each flip requires too much time and also can be very hard to qualify for. But the smart flippers know that there are four very good options for Fix and Flip Loans in Arizona that can meet the needs of almost any … (0 comments)

arizona hard money lenders: Terms of Owner Occupied Hard Money Loans in Arizona - 02/11/19 11:15 AM
In most cases hard money is used to purchase an investment property. But there are cases when owner-occupied Arizona Hard Money Loans are funded by some lenders.
Not everyone has the credit history or even the documentable income to qualify for a traditional loan from a bank or a mortgage company. But these consumers need a place to live and can grow very tired of renting a property. Most people look at renting as paying a mortgage for the property owner and improving the property owners financial future rather than their own. As a result, many of these renters look for alternative … (0 comments)

 
Mark Gowlovech (HomeSmart)

Mark Gowlovech

Phoenix, AZ

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Address: 22601 N 19th Ave Suite 112, Phoenix, AZ, 85027

Office: (623) 582-4444



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